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Side-by-side financial comparison of COMERICA INC (CMA) and TTEC Holdings, Inc. (TTEC). Click either name above to swap in a different company.
COMERICA INC is the larger business by last-quarter revenue ($838.0M vs $570.0M, roughly 1.5× TTEC Holdings, Inc.). COMERICA INC runs the higher net margin — 21.0% vs -29.9%, a 50.9% gap on every dollar of revenue. On growth, COMERICA INC posted the faster year-over-year revenue change (3.3% vs 0.4%). Over the past eight quarters, COMERICA INC's revenue compounded faster (108.9% CAGR vs -0.6%).
Comerica Incorporated is an American financial services company, headquartered in Dallas, Texas. It is the parent of Comerica Bank, a regional commercial bank with 413 branches in the U.S. states of Texas, Michigan, California, Florida and Arizona. Comerica is among the largest U.S. financial holding companies, with offices in a number of U.S. cities.
TTEC Holdings, Inc., is an American customer experience technology and services company with its primary place of business in Austin, Texas.
CMA vs TTEC — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $838.0M | $570.0M |
| Net Profit | $176.0M | $-170.5M |
| Gross Margin | — | — |
| Operating Margin | — | -30.3% |
| Net Margin | 21.0% | -29.9% |
| Revenue YoY | 3.3% | 0.4% |
| Net Profit YoY | -4.3% | -3791.9% |
| EPS (diluted) | $1.35 | $-3.57 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $570.0M | ||
| Q3 25 | $838.0M | $519.1M | ||
| Q2 25 | $849.0M | $513.6M | ||
| Q1 25 | $829.0M | $534.2M | ||
| Q4 24 | $825.0M | $567.4M | ||
| Q3 24 | $811.0M | $529.4M | ||
| Q2 24 | $824.0M | $534.1M | ||
| Q1 24 | $784.0M | $576.6M |
| Q4 25 | — | $-170.5M | ||
| Q3 25 | $176.0M | $-13.4M | ||
| Q2 25 | $199.0M | $-8.0M | ||
| Q1 25 | $172.0M | $1.4M | ||
| Q4 24 | $170.0M | $4.6M | ||
| Q3 24 | $184.0M | $-21.1M | ||
| Q2 24 | $206.0M | $-299.5M | ||
| Q1 24 | $138.0M | $-2.3M |
| Q4 25 | — | -30.3% | ||
| Q3 25 | — | 2.4% | ||
| Q2 25 | — | 3.7% | ||
| Q1 25 | — | 4.5% | ||
| Q4 24 | — | 2.7% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | -42.0% | ||
| Q1 24 | — | 3.9% |
| Q4 25 | — | -29.9% | ||
| Q3 25 | 21.0% | -2.6% | ||
| Q2 25 | 23.4% | -1.6% | ||
| Q1 25 | 20.7% | 0.3% | ||
| Q4 24 | 20.6% | 0.8% | ||
| Q3 24 | 22.7% | -4.0% | ||
| Q2 24 | 25.0% | -56.1% | ||
| Q1 24 | 17.6% | -0.4% |
| Q4 25 | — | $-3.57 | ||
| Q3 25 | $1.35 | $-0.28 | ||
| Q2 25 | $1.42 | $-0.17 | ||
| Q1 25 | $1.25 | $0.03 | ||
| Q4 24 | $1.22 | $0.05 | ||
| Q3 24 | $1.33 | $-0.44 | ||
| Q2 24 | $1.49 | $-6.30 | ||
| Q1 24 | $0.98 | $-0.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $82.9M |
| Total DebtLower is stronger | $5.4B | — |
| Stockholders' EquityBook value | $7.4B | $112.9M |
| Total Assets | $77.4B | $1.5B |
| Debt / EquityLower = less leverage | 0.73× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $82.9M | ||
| Q3 25 | — | $73.5M | ||
| Q2 25 | — | $82.6M | ||
| Q1 25 | — | $85.1M | ||
| Q4 24 | — | $85.0M | ||
| Q3 24 | — | $96.9M | ||
| Q2 24 | — | $79.8M | ||
| Q1 24 | — | $91.5M |
| Q4 25 | — | — | ||
| Q3 25 | $5.4B | — | ||
| Q2 25 | $5.8B | — | ||
| Q1 25 | $5.7B | — | ||
| Q4 24 | $6.7B | — | ||
| Q3 24 | $6.8B | — | ||
| Q2 24 | $7.1B | — | ||
| Q1 24 | $7.1B | — |
| Q4 25 | — | $112.9M | ||
| Q3 25 | $7.4B | $280.8M | ||
| Q2 25 | $6.9B | $295.2M | ||
| Q1 25 | $7.1B | $281.5M | ||
| Q4 24 | $6.5B | $268.1M | ||
| Q3 24 | $7.4B | $295.1M | ||
| Q2 24 | $6.2B | $304.2M | ||
| Q1 24 | $6.0B | $612.4M |
| Q4 25 | — | $1.5B | ||
| Q3 25 | $77.4B | $1.7B | ||
| Q2 25 | $78.0B | $1.7B | ||
| Q1 25 | $77.6B | $1.7B | ||
| Q4 24 | $79.3B | $1.8B | ||
| Q3 24 | $79.7B | $1.8B | ||
| Q2 24 | $79.6B | $1.8B | ||
| Q1 24 | $79.4B | $2.1B |
| Q4 25 | — | — | ||
| Q3 25 | 0.73× | — | ||
| Q2 25 | 0.84× | — | ||
| Q1 25 | 0.81× | — | ||
| Q4 24 | 1.02× | — | ||
| Q3 24 | 0.92× | — | ||
| Q2 24 | 1.15× | — | ||
| Q1 24 | 1.18× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-270.0M | $2.6M |
| Free Cash FlowOCF − Capex | — | $-9.2M |
| FCF MarginFCF / Revenue | — | -1.6% |
| Capex IntensityCapex / Revenue | — | 2.1% |
| Cash ConversionOCF / Net Profit | -1.53× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $83.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $2.6M | ||
| Q3 25 | $-270.0M | $4.2M | ||
| Q2 25 | $476.0M | $92.7M | ||
| Q1 25 | $273.0M | $21.6M | ||
| Q4 24 | $601.0M | $-1.1M | ||
| Q3 24 | $1.0B | $-91.4M | ||
| Q2 24 | $111.0M | $49.3M | ||
| Q1 24 | $-205.0M | $-15.6M |
| Q4 25 | — | $-9.2M | ||
| Q3 25 | — | $-9.6M | ||
| Q2 25 | — | $85.5M | ||
| Q1 25 | — | $16.2M | ||
| Q4 24 | — | $-9.8M | ||
| Q3 24 | — | $-100.2M | ||
| Q2 24 | — | $35.1M | ||
| Q1 24 | — | $-29.1M |
| Q4 25 | — | -1.6% | ||
| Q3 25 | — | -1.8% | ||
| Q2 25 | — | 16.7% | ||
| Q1 25 | — | 3.0% | ||
| Q4 24 | — | -1.7% | ||
| Q3 24 | — | -18.9% | ||
| Q2 24 | — | 6.6% | ||
| Q1 24 | — | -5.0% |
| Q4 25 | — | 2.1% | ||
| Q3 25 | — | 2.7% | ||
| Q2 25 | — | 1.4% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 1.5% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 2.7% | ||
| Q1 24 | — | 2.3% |
| Q4 25 | — | — | ||
| Q3 25 | -1.53× | — | ||
| Q2 25 | 2.39× | — | ||
| Q1 25 | 1.59× | 15.60× | ||
| Q4 24 | 3.54× | -0.24× | ||
| Q3 24 | 5.70× | — | ||
| Q2 24 | 0.54× | — | ||
| Q1 24 | -1.49× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CMA
Segment breakdown not available.
TTEC
| Ttec Engage | $444.5M | 78% |
| Ttec Digital | $125.5M | 22% |
