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Side-by-side financial comparison of CMB.TECH NV (CMBT) and WINTRUST FINANCIAL CORP (WTFC). Click either name above to swap in a different company.

WINTRUST FINANCIAL CORP is the larger business by last-quarter revenue ($713.2M vs $592.8M, roughly 1.2× CMB.TECH NV). CMB.TECH NV runs the higher net margin — 32.3% vs 31.9%, a 0.4% gap on every dollar of revenue. On growth, WINTRUST FINANCIAL CORP posted the faster year-over-year revenue change (10.9% vs -34.6%).

CMB.TECH, before October 2024 known as Euronav, is a crude oil tanker transport company, which consists of VLCCs, Suezmaxes and FSOs.

Wintrust is a financial holding company in the United States that operates 15 chartered community banks in northern Illinois and southern Wisconsin. Wintrust is usually classified as a medium-sized banking institution in the United States and it trades on the Nasdaq Global Select Market with stock symbol WTFC. Wintrust is the second largest banking company in Chicago.

CMBT vs WTFC — Head-to-Head

Bigger by revenue
WTFC
WTFC
1.2× larger
WTFC
$713.2M
$592.8M
CMBT
Growing faster (revenue YoY)
WTFC
WTFC
+45.5% gap
WTFC
10.9%
-34.6%
CMBT
Higher net margin
CMBT
CMBT
0.4% more per $
CMBT
32.3%
31.9%
WTFC

Income Statement — Q4 FY2024 vs Q1 FY2026

Metric
CMBT
CMBT
WTFC
WTFC
Revenue
$592.8M
$713.2M
Net Profit
$191.2M
$227.4M
Gross Margin
Operating Margin
46.4%
Net Margin
32.3%
31.9%
Revenue YoY
-34.6%
10.9%
Net Profit YoY
-63.3%
EPS (diluted)
$1.01
$3.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CMBT
CMBT
WTFC
WTFC
Q1 26
$713.2M
Q4 25
$714.3M
Q3 25
$697.8M
Q2 25
$670.8M
Q1 25
$643.1M
Q4 24
$592.8M
$638.6M
Q3 24
$615.7M
Q2 24
$591.8M
Net Profit
CMBT
CMBT
WTFC
WTFC
Q1 26
$227.4M
Q4 25
Q3 25
$216.3M
Q2 25
$195.5M
Q1 25
$189.0M
Q4 24
$191.2M
Q3 24
$170.0M
Q2 24
$152.4M
Operating Margin
CMBT
CMBT
WTFC
WTFC
Q1 26
Q4 25
42.3%
Q3 25
42.4%
Q2 25
39.8%
Q1 25
39.3%
Q4 24
46.4%
39.6%
Q3 24
37.8%
Q2 24
35.7%
Net Margin
CMBT
CMBT
WTFC
WTFC
Q1 26
31.9%
Q4 25
Q3 25
31.0%
Q2 25
29.1%
Q1 25
29.4%
Q4 24
32.3%
Q3 24
27.6%
Q2 24
25.8%
EPS (diluted)
CMBT
CMBT
WTFC
WTFC
Q1 26
$3.22
Q4 25
$3.15
Q3 25
$2.78
Q2 25
$2.78
Q1 25
$2.69
Q4 24
$1.01
$2.63
Q3 24
$2.47
Q2 24
$2.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CMBT
CMBT
WTFC
WTFC
Cash + ST InvestmentsLiquidity on hand
$38.9M
Total DebtLower is stronger
$2.6B
Stockholders' EquityBook value
$1.2B
$7.4B
Total Assets
$3.9B
$72.2B
Debt / EquityLower = less leverage
2.20×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CMBT
CMBT
WTFC
WTFC
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$38.9M
Q3 24
Q2 24
Total Debt
CMBT
CMBT
WTFC
WTFC
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$2.6B
Q3 24
Q2 24
Stockholders' Equity
CMBT
CMBT
WTFC
WTFC
Q1 26
$7.4B
Q4 25
$7.3B
Q3 25
$7.0B
Q2 25
$7.2B
Q1 25
$6.6B
Q4 24
$1.2B
$6.3B
Q3 24
$6.4B
Q2 24
$5.5B
Total Assets
CMBT
CMBT
WTFC
WTFC
Q1 26
$72.2B
Q4 25
$71.1B
Q3 25
$69.6B
Q2 25
$69.0B
Q1 25
$65.9B
Q4 24
$3.9B
$64.9B
Q3 24
$63.8B
Q2 24
$59.8B
Debt / Equity
CMBT
CMBT
WTFC
WTFC
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
2.20×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CMBT
CMBT
WTFC
WTFC
Operating Cash FlowLast quarter
$204.4M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.07×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CMBT
CMBT
WTFC
WTFC
Q1 26
Q4 25
$910.3M
Q3 25
$209.8M
Q2 25
$329.2M
Q1 25
$119.8M
Q4 24
$204.4M
$721.6M
Q3 24
$-61.6M
Q2 24
$221.2M
Free Cash Flow
CMBT
CMBT
WTFC
WTFC
Q1 26
Q4 25
$860.4M
Q3 25
Q2 25
Q1 25
Q4 24
$635.5M
Q3 24
$-78.3M
Q2 24
$182.1M
FCF Margin
CMBT
CMBT
WTFC
WTFC
Q1 26
Q4 25
120.5%
Q3 25
Q2 25
Q1 25
Q4 24
99.5%
Q3 24
-12.7%
Q2 24
30.8%
Capex Intensity
CMBT
CMBT
WTFC
WTFC
Q1 26
Q4 25
7.0%
Q3 25
Q2 25
Q1 25
Q4 24
13.5%
Q3 24
2.7%
Q2 24
6.6%
Cash Conversion
CMBT
CMBT
WTFC
WTFC
Q1 26
Q4 25
Q3 25
0.97×
Q2 25
1.68×
Q1 25
0.63×
Q4 24
1.07×
Q3 24
-0.36×
Q2 24
1.45×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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