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WINTRUST FINANCIAL CORP

WINTRUST FINANCIAL CORPWTFCEarnings & Financial Report

Nasdaq · financial services

Wintrust is a financial holding company in the United States that operates 15 chartered community banks in northern Illinois and southern Wisconsin. Wintrust is usually classified as a medium-sized banking institution in the United States and it trades on the Nasdaq Global Select Market with stock symbol WTFC. Wintrust is the second largest banking company in Chicago.

WTFC Q3 2025 Key Financial Metrics

Revenue

$567.0M

Gross Profit

N/A

Operating Profit

$296.0M

Net Profit

$216.3M

Gross Margin

N/A

Operating Margin

52.2%

Net Margin

38.1%

YoY Growth

-7.9%

EPS

$2.78

Financial Flow

WINTRUST FINANCIAL CORP Q3 2025 Financial Summary

WINTRUST FINANCIAL CORP reported revenue of $567.0M for Q3 2025, with a net profit of $216.3M (38.1% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$567.0M
Net Profit$216.3M
Gross MarginN/A
Operating Margin52.2%
Report PeriodQ3 2025

WINTRUST FINANCIAL CORP Annual Revenue by Year

WINTRUST FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2024 revenue was $2.3B).

YearAnnual Revenue
2024$2.3B
2023$2.2B
2022$217.7M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$470.0M$604.8M$591.8M$615.7M$525.1M$526.5M$546.7M$567.0M
YoY Growth800.3%6.9%5.6%7.1%11.7%-12.9%-7.6%-7.9%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$56.26B$57.58B$59.78B$63.79B$64.88B$65.87B$68.98B$69.63B
Liabilities$50.86B$52.14B$54.24B$57.39B$58.54B$59.27B$61.76B$62.58B
Equity$5.40B$5.44B$5.54B$6.40B$6.34B$6.60B$7.23B$7.05B

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$247.9M$71.1M$221.2M$-61.6M$490.8M$119.8M$329.2M$209.8M