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Side-by-side financial comparison of Creative Media & Community Trust Corp (CMCT) and FIRST UNITED CORP (FUNC). Click either name above to swap in a different company.

Creative Media & Community Trust Corp is the larger business by last-quarter revenue ($28.5M vs $23.2M, roughly 1.2× FIRST UNITED CORP). FIRST UNITED CORP runs the higher net margin — 24.9% vs -125.8%, a 150.6% gap on every dollar of revenue. On growth, FIRST UNITED CORP posted the faster year-over-year revenue change (11.9% vs 3.6%). Over the past eight quarters, FIRST UNITED CORP's revenue compounded faster (11.5% CAGR vs -8.5%).

Creative Media & Community Trust Corp is a U.S.-headquartered real estate investment trust operating two core segments: it owns, manages and develops creative media facilities including professional film and TV production studios, plus community-focused assets such as affordable housing, neighborhood healthcare centers and local commercial spaces, serving media operators and local communities nationwide.

United Breweries Holdings Limited (UBHL), also called UB Group, is the Indian subsidiary of Heineken N.V.. It is headquartered in UB City, Bangalore, Karnataka. Its core business includes beverages and investments in various sectors. The company markets beer under the Kingfisher brand, and owns various other brands of alcoholic beverages. United Breweries is India's largest producer of beer.

CMCT vs FUNC — Head-to-Head

Bigger by revenue
CMCT
CMCT
1.2× larger
CMCT
$28.5M
$23.2M
FUNC
Growing faster (revenue YoY)
FUNC
FUNC
+8.3% gap
FUNC
11.9%
3.6%
CMCT
Higher net margin
FUNC
FUNC
150.6% more per $
FUNC
24.9%
-125.8%
CMCT
Faster 2-yr revenue CAGR
FUNC
FUNC
Annualised
FUNC
11.5%
-8.5%
CMCT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CMCT
CMCT
FUNC
FUNC
Revenue
$28.5M
$23.2M
Net Profit
$-11.4M
$5.8M
Gross Margin
Operating Margin
-125.6%
32.9%
Net Margin
-125.8%
24.9%
Revenue YoY
3.6%
11.9%
Net Profit YoY
-11.4%
-6.6%
EPS (diluted)
$-3.89
$0.89

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CMCT
CMCT
FUNC
FUNC
Q4 25
$28.5M
$23.2M
Q3 25
$26.2M
$22.7M
Q2 25
$29.7M
$21.8M
Q1 25
$32.3M
$20.9M
Q4 24
$27.5M
$20.8M
Q3 24
$28.6M
$20.3M
Q2 24
$34.4M
$20.1M
Q1 24
$34.0M
$18.7M
Net Profit
CMCT
CMCT
FUNC
FUNC
Q4 25
$-11.4M
$5.8M
Q3 25
$-12.5M
$6.9M
Q2 25
$-9.0M
$6.0M
Q1 25
$-6.1M
$5.8M
Q4 24
$-10.3M
$6.2M
Q3 24
$-10.4M
$5.8M
Q2 24
$-796.0K
$4.9M
Q1 24
$-3.7M
$3.7M
Operating Margin
CMCT
CMCT
FUNC
FUNC
Q4 25
-125.6%
32.9%
Q3 25
-47.7%
40.6%
Q2 25
-30.3%
36.5%
Q1 25
-19.0%
36.8%
Q4 24
-128.8%
39.2%
Q3 24
-36.9%
38.0%
Q2 24
-1.6%
32.5%
Q1 24
-10.7%
26.0%
Net Margin
CMCT
CMCT
FUNC
FUNC
Q4 25
-125.8%
24.9%
Q3 25
-47.5%
30.6%
Q2 25
-30.3%
27.5%
Q1 25
-18.9%
27.7%
Q4 24
-129.8%
29.8%
Q3 24
-36.3%
28.5%
Q2 24
-2.3%
24.5%
Q1 24
-11.0%
19.8%
EPS (diluted)
CMCT
CMCT
FUNC
FUNC
Q4 25
$-3.89
$0.89
Q3 25
$-23.52
$1.07
Q2 25
$-18.94
$0.92
Q1 25
$-20.73
$0.89
Q4 24
$97.71
$0.95
Q3 24
$-305.04
$0.89
Q2 24
$-98.64
$0.75
Q1 24
$-125.46
$0.56

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CMCT
CMCT
FUNC
FUNC
Cash + ST InvestmentsLiquidity on hand
$15.4M
$131.6M
Total DebtLower is stronger
$509.8M
$95.9M
Stockholders' EquityBook value
$265.4M
$203.6M
Total Assets
$859.2M
$2.1B
Debt / EquityLower = less leverage
1.92×
0.47×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CMCT
CMCT
FUNC
FUNC
Q4 25
$15.4M
$131.6M
Q3 25
$17.3M
$95.2M
Q2 25
$27.8M
$79.1M
Q1 25
$19.8M
$84.4M
Q4 24
$20.3M
$78.3M
Q3 24
$18.5M
$62.4M
Q2 24
$29.3M
$45.1M
Q1 24
$21.3M
$86.9M
Total Debt
CMCT
CMCT
FUNC
FUNC
Q4 25
$509.8M
$95.9M
Q3 25
$527.8M
$95.9M
Q2 25
$535.6M
$120.9M
Q1 25
$512.7M
$120.9M
Q4 24
$505.7M
$120.9M
Q3 24
$478.3M
$120.9M
Q2 24
$485.1M
$70.9M
Q1 24
$472.8M
$70.9M
Stockholders' Equity
CMCT
CMCT
FUNC
FUNC
Q4 25
$265.4M
$203.6M
Q3 25
$281.9M
$199.1M
Q2 25
$287.1M
$191.1M
Q1 25
$293.0M
$183.7M
Q4 24
$304.5M
$179.3M
Q3 24
$321.0M
$174.0M
Q2 24
$351.1M
$164.2M
Q1 24
$369.9M
$165.5M
Total Assets
CMCT
CMCT
FUNC
FUNC
Q4 25
$859.2M
$2.1B
Q3 25
$871.8M
$2.0B
Q2 25
$885.0M
$2.0B
Q1 25
$882.3M
$2.0B
Q4 24
$889.6M
$2.0B
Q3 24
$868.0M
$1.9B
Q2 24
$891.2M
$1.9B
Q1 24
$887.5M
$1.9B
Debt / Equity
CMCT
CMCT
FUNC
FUNC
Q4 25
1.92×
0.47×
Q3 25
1.87×
0.48×
Q2 25
1.87×
0.63×
Q1 25
1.75×
0.66×
Q4 24
1.66×
0.67×
Q3 24
1.49×
0.70×
Q2 24
1.38×
0.43×
Q1 24
1.28×
0.43×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CMCT
CMCT
FUNC
FUNC
Operating Cash FlowLast quarter
$5.8M
$19.4M
Free Cash FlowOCF − Capex
$15.4M
FCF MarginFCF / Revenue
66.3%
Capex IntensityCapex / Revenue
17.1%
Cash ConversionOCF / Net Profit
3.35×
TTM Free Cash FlowTrailing 4 quarters
$22.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CMCT
CMCT
FUNC
FUNC
Q4 25
$5.8M
$19.4M
Q3 25
$3.7M
$1.5M
Q2 25
$-2.5M
$995.0K
Q1 25
$1.2M
$7.0M
Q4 24
$17.0M
$22.3M
Q3 24
$10.3M
$2.3M
Q2 24
$3.9M
$7.2M
Q1 24
$1.6M
$3.6M
Free Cash Flow
CMCT
CMCT
FUNC
FUNC
Q4 25
$15.4M
Q3 25
$168.0K
Q2 25
$706.0K
Q1 25
$6.4M
Q4 24
$20.4M
Q3 24
$588.0K
Q2 24
$7.0M
Q1 24
$3.5M
FCF Margin
CMCT
CMCT
FUNC
FUNC
Q4 25
66.3%
Q3 25
0.7%
Q2 25
3.2%
Q1 25
30.5%
Q4 24
98.1%
Q3 24
2.9%
Q2 24
35.1%
Q1 24
18.9%
Capex Intensity
CMCT
CMCT
FUNC
FUNC
Q4 25
17.1%
Q3 25
5.9%
Q2 25
1.3%
Q1 25
2.8%
Q4 24
9.3%
Q3 24
8.4%
Q2 24
0.6%
Q1 24
0.3%
Cash Conversion
CMCT
CMCT
FUNC
FUNC
Q4 25
3.35×
Q3 25
0.22×
Q2 25
0.17×
Q1 25
1.20×
Q4 24
3.60×
Q3 24
0.40×
Q2 24
1.46×
Q1 24
0.97×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CMCT
CMCT

Segment breakdown not available.

FUNC
FUNC

Trust Department$9.8M42%
Other$5.6M24%
Debit Card Income$4.1M17%
Service Charges$2.3M10%
Brokerage Commissions$1.4M6%

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