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Side-by-side financial comparison of CNFinance Holdings Ltd. (CNF) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.

CNFinance Holdings Ltd is a China-based financial services provider focused on serving micro, small and medium enterprises and individual customers across tier 2 to 4 Chinese cities. It offers secured lending products, credit evaluation, and risk management services, mainly operating in the residential property-backed lending segment for groups with limited access to traditional banking services.

SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CNF
CNF
SOFI
SOFI
Q4 25
$170.3M
Q3 25
$156.8M
Q2 25
$151.9M
Q1 25
$140.4M
Q4 24
$135.5M
Q3 24
$131.2M
Q2 24
$120.8M
Q1 24
$115.6M
Net Profit
CNF
CNF
SOFI
SOFI
Q4 25
$173.5M
Q3 25
$139.4M
Q2 25
$97.3M
Q1 25
$71.1M
Q4 24
$332.5M
Q3 24
$60.7M
Q2 24
$17.4M
Q1 24
$88.0M
Gross Margin
CNF
CNF
SOFI
SOFI
Q4 25
5.1%
Q3 25
-3.0%
Q2 25
1.0%
Q1 25
3.5%
Q4 24
5.4%
Q3 24
5.7%
Q2 24
9.2%
Q1 24
13.4%
Operating Margin
CNF
CNF
SOFI
SOFI
Q4 25
Q3 25
94.7%
Q2 25
73.9%
Q1 25
56.8%
Q4 24
44.2%
Q3 24
48.7%
Q2 24
12.7%
Q1 24
81.5%
Net Margin
CNF
CNF
SOFI
SOFI
Q4 25
101.9%
Q3 25
88.9%
Q2 25
64.0%
Q1 25
50.7%
Q4 24
245.4%
Q3 24
46.3%
Q2 24
14.4%
Q1 24
76.2%
EPS (diluted)
CNF
CNF
SOFI
SOFI
Q4 25
$0.14
Q3 25
$0.11
Q2 25
$0.08
Q1 25
$0.06
Q4 24
$0.31
Q3 24
$0.05
Q2 24
$0.01
Q1 24
$0.02

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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