vs

Side-by-side financial comparison of COLUMBIA BANKING SYSTEM, INC. (COLB) and Teradyne (TER). Click either name above to swap in a different company.

Teradyne is the larger business by last-quarter revenue ($1.3B vs $716.7M, roughly 1.8× COLUMBIA BANKING SYSTEM, INC.). Teradyne runs the higher net margin — 31.1% vs 30.0%, a 1.1% gap on every dollar of revenue. On growth, Teradyne posted the faster year-over-year revenue change (86.9% vs 47.1%). Over the past eight quarters, Teradyne's revenue compounded faster (32.6% CAGR vs 23.0%).

Umpqua Holdings Corporation, d.b.a. Umpqua Bank, was a financial holding company based in downtown Portland, Oregon, United States. Headquarters were in the Umpqua Bank Plaza, formerly the headquarters of Benj. Franklin Savings and Loan. The firm had two principal operating subsidiaries: Umpqua Bank and Umpqua Investments.

Teradyne, Inc. is an American automatic test equipment (ATE) designer and manufacturer based in North Reading, Massachusetts. Its high-profile customers include Samsung, Qualcomm, Intel, Analog Devices, Texas Instruments and IBM.

COLB vs TER — Head-to-Head

Bigger by revenue
TER
TER
1.8× larger
TER
$1.3B
$716.7M
COLB
Growing faster (revenue YoY)
TER
TER
+39.7% gap
TER
86.9%
47.1%
COLB
Higher net margin
TER
TER
1.1% more per $
TER
31.1%
30.0%
COLB
Faster 2-yr revenue CAGR
TER
TER
Annualised
TER
32.6%
23.0%
COLB

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
COLB
COLB
TER
TER
Revenue
$716.7M
$1.3B
Net Profit
$215.0M
$398.9M
Gross Margin
60.9%
Operating Margin
36.9%
Net Margin
30.0%
31.1%
Revenue YoY
47.1%
86.9%
Net Profit YoY
50.3%
55.1%
EPS (diluted)
$0.76
$2.53

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COLB
COLB
TER
TER
Q1 26
$1.3B
Q4 25
$716.7M
$1.1B
Q3 25
$582.0M
$769.2M
Q2 25
$510.9M
$651.8M
Q1 25
$491.4M
$685.7M
Q4 24
$487.1M
$752.9M
Q3 24
$496.0M
$737.3M
Q2 24
$472.2M
$729.9M
Net Profit
COLB
COLB
TER
TER
Q1 26
$398.9M
Q4 25
$215.0M
$257.2M
Q3 25
$96.0M
$119.6M
Q2 25
$152.0M
$78.4M
Q1 25
$87.0M
$98.9M
Q4 24
$143.0M
$146.3M
Q3 24
$146.0M
$145.6M
Q2 24
$121.0M
$186.3M
Gross Margin
COLB
COLB
TER
TER
Q1 26
60.9%
Q4 25
57.2%
Q3 25
58.4%
Q2 25
57.2%
Q1 25
60.6%
Q4 24
59.4%
Q3 24
59.2%
Q2 24
58.3%
Operating Margin
COLB
COLB
TER
TER
Q1 26
36.9%
Q4 25
27.1%
Q3 25
18.9%
Q2 25
13.9%
Q1 25
17.6%
Q4 24
20.4%
Q3 24
20.6%
Q2 24
28.8%
Net Margin
COLB
COLB
TER
TER
Q1 26
31.1%
Q4 25
30.0%
23.7%
Q3 25
16.5%
15.5%
Q2 25
29.8%
12.0%
Q1 25
17.7%
14.4%
Q4 24
29.4%
19.4%
Q3 24
29.4%
19.8%
Q2 24
25.6%
25.5%
EPS (diluted)
COLB
COLB
TER
TER
Q1 26
$2.53
Q4 25
$0.76
$1.62
Q3 25
$0.40
$0.75
Q2 25
$0.73
$0.49
Q1 25
$0.41
$0.61
Q4 24
$0.69
$0.89
Q3 24
$0.70
$0.89
Q2 24
$0.57
$1.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COLB
COLB
TER
TER
Cash + ST InvestmentsLiquidity on hand
$2.4B
$241.9M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$7.8B
Total Assets
$66.8B
$4.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COLB
COLB
TER
TER
Q1 26
$241.9M
Q4 25
$2.4B
$293.8M
Q3 25
$2.3B
$272.7M
Q2 25
$1.9B
$339.3M
Q1 25
$2.1B
$475.6M
Q4 24
$1.9B
$553.4M
Q3 24
$2.1B
$510.0M
Q2 24
$2.1B
$421.9M
Total Debt
COLB
COLB
TER
TER
Q1 26
$0
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
COLB
COLB
TER
TER
Q1 26
Q4 25
$7.8B
$2.8B
Q3 25
$7.8B
$2.7B
Q2 25
$5.3B
$2.8B
Q1 25
$5.2B
$2.8B
Q4 24
$5.1B
$2.8B
Q3 24
$5.3B
$2.9B
Q2 24
$5.0B
$2.7B
Total Assets
COLB
COLB
TER
TER
Q1 26
$4.4B
Q4 25
$66.8B
$4.2B
Q3 25
$67.5B
$4.0B
Q2 25
$51.9B
$3.8B
Q1 25
$51.5B
$3.7B
Q4 24
$51.6B
$3.7B
Q3 24
$51.9B
$3.8B
Q2 24
$52.0B
$3.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COLB
COLB
TER
TER
Operating Cash FlowLast quarter
$746.0M
$265.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
3.47×
0.66×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COLB
COLB
TER
TER
Q1 26
$265.1M
Q4 25
$746.0M
$281.6M
Q3 25
$236.2M
$49.0M
Q2 25
$106.8M
$182.1M
Q1 25
$122.0M
$161.6M
Q4 24
$659.0M
$282.6M
Q3 24
$67.2M
$166.3M
Q2 24
$150.3M
$216.1M
Free Cash Flow
COLB
COLB
TER
TER
Q1 26
Q4 25
$218.8M
Q3 25
$2.4M
Q2 25
$131.7M
Q1 25
$97.6M
Q4 24
$225.2M
Q3 24
$114.4M
Q2 24
$171.2M
FCF Margin
COLB
COLB
TER
TER
Q1 26
Q4 25
20.2%
Q3 25
0.3%
Q2 25
20.2%
Q1 25
14.2%
Q4 24
29.9%
Q3 24
15.5%
Q2 24
23.5%
Capex Intensity
COLB
COLB
TER
TER
Q1 26
Q4 25
5.8%
Q3 25
6.1%
Q2 25
7.7%
Q1 25
9.3%
Q4 24
7.6%
Q3 24
7.0%
Q2 24
6.1%
Cash Conversion
COLB
COLB
TER
TER
Q1 26
0.66×
Q4 25
3.47×
1.09×
Q3 25
2.46×
0.41×
Q2 25
0.70×
2.32×
Q1 25
1.40×
1.63×
Q4 24
4.61×
1.93×
Q3 24
0.46×
1.14×
Q2 24
1.24×
1.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons