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Side-by-side financial comparison of COLLEGIUM PHARMACEUTICAL, INC (COLL) and OFG BANCORP (OFG). Click either name above to swap in a different company.

COLLEGIUM PHARMACEUTICAL, INC is the larger business by last-quarter revenue ($205.4M vs $184.3M, roughly 1.1× OFG BANCORP). OFG BANCORP runs the higher net margin — 30.3% vs 8.3%, a 22.1% gap on every dollar of revenue. On growth, COLLEGIUM PHARMACEUTICAL, INC posted the faster year-over-year revenue change (12.9% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $122.4M). Over the past eight quarters, COLLEGIUM PHARMACEUTICAL, INC's revenue compounded faster (19.1% CAGR vs 2.8%).

Collegium Pharmaceutical, Inc. is a specialty pharmaceutical firm focused on developing and commercializing innovative, abuse-deterrent pain management therapies. Operating primarily in the U.S. market, it offers extended-release analgesics for chronic pain patients, serving providers across primary and specialty care segments.

OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....

COLL vs OFG — Head-to-Head

Bigger by revenue
COLL
COLL
1.1× larger
COLL
$205.4M
$184.3M
OFG
Growing faster (revenue YoY)
COLL
COLL
+12.0% gap
COLL
12.9%
0.9%
OFG
Higher net margin
OFG
OFG
22.1% more per $
OFG
30.3%
8.3%
COLL
More free cash flow
OFG
OFG
$77.0M more FCF
OFG
$199.3M
$122.4M
COLL
Faster 2-yr revenue CAGR
COLL
COLL
Annualised
COLL
19.1%
2.8%
OFG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
COLL
COLL
OFG
OFG
Revenue
$205.4M
$184.3M
Net Profit
$17.0M
$55.9M
Gross Margin
62.5%
Operating Margin
29.6%
25.7%
Net Margin
8.3%
30.3%
Revenue YoY
12.9%
0.9%
Net Profit YoY
35.3%
11.0%
EPS (diluted)
$0.48
$1.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COLL
COLL
OFG
OFG
Q4 25
$205.4M
$184.3M
Q3 25
$209.4M
$186.2M
Q2 25
$188.0M
$182.4M
Q1 25
$177.8M
$178.6M
Q4 24
$181.9M
$182.7M
Q3 24
$159.3M
$174.7M
Q2 24
$145.3M
$179.8M
Q1 24
$144.9M
$174.4M
Net Profit
COLL
COLL
OFG
OFG
Q4 25
$17.0M
$55.9M
Q3 25
$31.5M
$51.8M
Q2 25
$12.0M
$51.8M
Q1 25
$2.4M
$45.6M
Q4 24
$12.5M
$50.3M
Q3 24
$9.3M
$47.0M
Q2 24
$19.6M
$51.1M
Q1 24
$27.7M
$49.7M
Gross Margin
COLL
COLL
OFG
OFG
Q4 25
62.5%
Q3 25
61.7%
Q2 25
57.7%
Q1 25
54.8%
Q4 24
54.0%
Q3 24
60.8%
Q2 24
62.5%
Q1 24
63.1%
Operating Margin
COLL
COLL
OFG
OFG
Q4 25
29.6%
25.7%
Q3 25
29.7%
33.0%
Q2 25
18.7%
36.1%
Q1 25
12.2%
33.3%
Q4 24
20.9%
28.9%
Q3 24
21.9%
35.4%
Q2 24
32.7%
39.6%
Q1 24
34.1%
38.9%
Net Margin
COLL
COLL
OFG
OFG
Q4 25
8.3%
30.3%
Q3 25
15.0%
27.8%
Q2 25
6.4%
28.4%
Q1 25
1.4%
25.5%
Q4 24
6.9%
27.6%
Q3 24
5.9%
26.9%
Q2 24
13.5%
28.4%
Q1 24
19.1%
28.5%
EPS (diluted)
COLL
COLL
OFG
OFG
Q4 25
$0.48
$1.27
Q3 25
$0.84
$1.16
Q2 25
$0.34
$1.15
Q1 25
$0.07
$1.00
Q4 24
$0.36
$1.10
Q3 24
$0.27
$1.00
Q2 24
$0.52
$1.08
Q1 24
$0.71
$1.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COLL
COLL
OFG
OFG
Cash + ST InvestmentsLiquidity on hand
$386.7M
$1.0B
Total DebtLower is stronger
Stockholders' EquityBook value
$301.7M
$1.4B
Total Assets
$1.7B
$12.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COLL
COLL
OFG
OFG
Q4 25
$386.7M
$1.0B
Q3 25
$285.9M
$740.3M
Q2 25
$222.2M
$851.8M
Q1 25
$197.8M
$710.6M
Q4 24
$162.8M
$591.1M
Q3 24
$120.0M
$680.6M
Q2 24
$271.6M
$740.4M
Q1 24
$318.0M
$754.4M
Stockholders' Equity
COLL
COLL
OFG
OFG
Q4 25
$301.7M
$1.4B
Q3 25
$274.8M
$1.4B
Q2 25
$232.2M
$1.3B
Q1 25
$234.4M
$1.3B
Q4 24
$228.8M
$1.3B
Q3 24
$234.3M
$1.3B
Q2 24
$216.6M
$1.2B
Q1 24
$222.2M
$1.2B
Total Assets
COLL
COLL
OFG
OFG
Q4 25
$1.7B
$12.5B
Q3 25
$1.6B
$12.2B
Q2 25
$1.6B
$12.2B
Q1 25
$1.6B
$11.7B
Q4 24
$1.7B
$11.5B
Q3 24
$1.6B
$11.5B
Q2 24
$1.1B
$11.3B
Q1 24
$1.1B
$11.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COLL
COLL
OFG
OFG
Operating Cash FlowLast quarter
$123.0M
$217.7M
Free Cash FlowOCF − Capex
$122.4M
$199.3M
FCF MarginFCF / Revenue
59.6%
108.1%
Capex IntensityCapex / Revenue
0.3%
10.0%
Cash ConversionOCF / Net Profit
7.25×
3.90×
TTM Free Cash FlowTrailing 4 quarters
$327.6M
$345.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COLL
COLL
OFG
OFG
Q4 25
$123.0M
$217.7M
Q3 25
$78.4M
$39.5M
Q2 25
$72.4M
$35.9M
Q1 25
$55.4M
$83.1M
Q4 24
$84.6M
$252.5M
Q3 24
$-9.0M
$58.1M
Q2 24
$67.4M
$95.1M
Q1 24
$61.9M
$61.0M
Free Cash Flow
COLL
COLL
OFG
OFG
Q4 25
$122.4M
$199.3M
Q3 25
$78.3M
$35.5M
Q2 25
$72.4M
$31.8M
Q1 25
$54.6M
$78.7M
Q4 24
$84.1M
$231.2M
Q3 24
$-9.2M
$51.8M
Q2 24
$67.1M
$90.4M
Q1 24
$61.4M
$54.8M
FCF Margin
COLL
COLL
OFG
OFG
Q4 25
59.6%
108.1%
Q3 25
37.4%
19.1%
Q2 25
38.5%
17.4%
Q1 25
30.7%
44.1%
Q4 24
46.2%
126.5%
Q3 24
-5.8%
29.6%
Q2 24
46.2%
50.3%
Q1 24
42.3%
31.4%
Capex Intensity
COLL
COLL
OFG
OFG
Q4 25
0.3%
10.0%
Q3 25
0.1%
2.1%
Q2 25
0.0%
2.3%
Q1 25
0.4%
2.4%
Q4 24
0.3%
11.7%
Q3 24
0.2%
3.6%
Q2 24
0.2%
2.6%
Q1 24
0.4%
3.5%
Cash Conversion
COLL
COLL
OFG
OFG
Q4 25
7.25×
3.90×
Q3 25
2.49×
0.76×
Q2 25
6.05×
0.69×
Q1 25
22.92×
1.82×
Q4 24
6.75×
5.02×
Q3 24
-0.96×
1.24×
Q2 24
3.44×
1.86×
Q1 24
2.23×
1.23×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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