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Side-by-side financial comparison of Cooper Companies (The) (COO) and Enova International, Inc. (ENVA). Click either name above to swap in a different company.

Cooper Companies (The) is the larger business by last-quarter revenue ($1.1B vs $875.1M, roughly 1.2× Enova International, Inc.). Enova International, Inc. runs the higher net margin — 10.4% vs 7.9%, a 2.5% gap on every dollar of revenue. On growth, Enova International, Inc. posted the faster year-over-year revenue change (17.4% vs 4.6%). Over the past eight quarters, Enova International, Inc.'s revenue compounded faster (18.0% CAGR vs 6.9%).

The Cooper Companies, Inc., branded as CooperCompanies, is a global medical device company headquartered in San Ramon, California. The company consists of two business units, CooperVision (CVI) which manufactures contact lenses, and CooperSurgical (CSI), which manufactures medical devices and fertility and genomic products for the women's healthcare market.

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

COO vs ENVA — Head-to-Head

Bigger by revenue
COO
COO
1.2× larger
COO
$1.1B
$875.1M
ENVA
Growing faster (revenue YoY)
ENVA
ENVA
+12.8% gap
ENVA
17.4%
4.6%
COO
Higher net margin
ENVA
ENVA
2.5% more per $
ENVA
10.4%
7.9%
COO
Faster 2-yr revenue CAGR
ENVA
ENVA
Annualised
ENVA
18.0%
6.9%
COO

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
COO
COO
ENVA
ENVA
Revenue
$1.1B
$875.1M
Net Profit
$84.6M
$91.1M
Gross Margin
61.1%
Operating Margin
13.2%
23.7%
Net Margin
7.9%
10.4%
Revenue YoY
4.6%
17.4%
Net Profit YoY
-28.0%
24.9%
EPS (diluted)
$0.42
$3.46

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COO
COO
ENVA
ENVA
Q1 26
$875.1M
Q4 25
$1.1B
$839.4M
Q3 25
$1.1B
$802.7M
Q2 25
$1.0B
$764.0M
Q1 25
$964.7M
$745.5M
Q4 24
$1.0B
$729.6M
Q3 24
$1.0B
$689.9M
Q2 24
$942.6M
$628.4M
Net Profit
COO
COO
ENVA
ENVA
Q1 26
$91.1M
Q4 25
$84.6M
$79.0M
Q3 25
$98.3M
$80.3M
Q2 25
$87.7M
$76.1M
Q1 25
$104.3M
$72.9M
Q4 24
$117.5M
$63.7M
Q3 24
$104.7M
$43.4M
Q2 24
$88.9M
$53.9M
Gross Margin
COO
COO
ENVA
ENVA
Q1 26
Q4 25
61.1%
59.8%
Q3 25
65.3%
57.4%
Q2 25
67.8%
57.8%
Q1 25
68.4%
57.2%
Q4 24
66.5%
56.6%
Q3 24
66.1%
58.0%
Q2 24
67.0%
58.9%
Operating Margin
COO
COO
ENVA
ENVA
Q1 26
23.7%
Q4 25
13.2%
22.2%
Q3 25
16.6%
24.5%
Q2 25
18.4%
24.1%
Q1 25
18.9%
23.1%
Q4 24
19.5%
21.3%
Q3 24
19.2%
22.3%
Q2 24
17.2%
23.1%
Net Margin
COO
COO
ENVA
ENVA
Q1 26
10.4%
Q4 25
7.9%
9.4%
Q3 25
9.3%
10.0%
Q2 25
8.7%
10.0%
Q1 25
10.8%
9.8%
Q4 24
11.5%
8.7%
Q3 24
10.4%
6.3%
Q2 24
9.4%
8.6%
EPS (diluted)
COO
COO
ENVA
ENVA
Q1 26
$3.46
Q4 25
$0.42
$2.94
Q3 25
$0.49
$3.03
Q2 25
$0.44
$2.86
Q1 25
$0.52
$2.69
Q4 24
$0.59
$2.29
Q3 24
$0.52
$1.57
Q2 24
$0.44
$1.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COO
COO
ENVA
ENVA
Cash + ST InvestmentsLiquidity on hand
$110.6M
$96.1M
Total DebtLower is stronger
$2.5B
$4.8B
Stockholders' EquityBook value
$8.2B
Total Assets
$12.4B
$6.9B
Debt / EquityLower = less leverage
0.30×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COO
COO
ENVA
ENVA
Q1 26
$96.1M
Q4 25
$110.6M
$71.7M
Q3 25
$124.9M
$53.6M
Q2 25
$116.2M
$55.6M
Q1 25
$100.9M
$55.5M
Q4 24
$107.6M
$73.9M
Q3 24
$109.7M
$67.5M
Q2 24
$112.4M
$60.1M
Total Debt
COO
COO
ENVA
ENVA
Q1 26
$4.8B
Q4 25
$2.5B
$4.5B
Q3 25
$2.4B
$4.1B
Q2 25
$2.5B
$4.0B
Q1 25
$2.5B
$3.8B
Q4 24
$2.6B
$3.6B
Q3 24
$2.6B
$3.3B
Q2 24
$2.7B
$3.2B
Stockholders' Equity
COO
COO
ENVA
ENVA
Q1 26
Q4 25
$8.2B
$1.3B
Q3 25
$8.4B
$1.3B
Q2 25
$8.3B
$1.2B
Q1 25
$8.1B
$1.2B
Q4 24
$8.1B
$1.2B
Q3 24
$7.9B
$1.2B
Q2 24
$7.8B
$1.1B
Total Assets
COO
COO
ENVA
ENVA
Q1 26
$6.9B
Q4 25
$12.4B
$6.5B
Q3 25
$12.4B
$6.0B
Q2 25
$12.4B
$5.7B
Q1 25
$12.2B
$5.5B
Q4 24
$12.3B
$5.3B
Q3 24
$12.1B
$5.0B
Q2 24
$12.0B
$4.8B
Debt / Equity
COO
COO
ENVA
ENVA
Q1 26
Q4 25
0.30×
3.37×
Q3 25
0.29×
3.20×
Q2 25
0.30×
3.23×
Q1 25
0.31×
3.14×
Q4 24
0.32×
2.98×
Q3 24
0.33×
2.79×
Q2 24
0.34×
2.78×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COO
COO
ENVA
ENVA
Operating Cash FlowLast quarter
$247.9M
Free Cash FlowOCF − Capex
$149.9M
FCF MarginFCF / Revenue
14.1%
Capex IntensityCapex / Revenue
9.2%
Cash ConversionOCF / Net Profit
2.93×
TTM Free Cash FlowTrailing 4 quarters
$433.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COO
COO
ENVA
ENVA
Q1 26
Q4 25
$247.9M
$498.8M
Q3 25
$261.4M
$481.8M
Q2 25
$96.2M
$447.4M
Q1 25
$190.6M
$391.1M
Q4 24
$268.1M
$430.5M
Q3 24
$207.5M
$398.6M
Q2 24
$111.0M
$360.9M
Free Cash Flow
COO
COO
ENVA
ENVA
Q1 26
Q4 25
$149.9M
$487.1M
Q3 25
$164.5M
$470.5M
Q2 25
$18.1M
$436.1M
Q1 25
$101.2M
$378.3M
Q4 24
$128.1M
$420.3M
Q3 24
$118.5M
$387.6M
Q2 24
$36.9M
$349.9M
FCF Margin
COO
COO
ENVA
ENVA
Q1 26
Q4 25
14.1%
58.0%
Q3 25
15.5%
58.6%
Q2 25
1.8%
57.1%
Q1 25
10.5%
50.7%
Q4 24
12.6%
57.6%
Q3 24
11.8%
56.2%
Q2 24
3.9%
55.7%
Capex Intensity
COO
COO
ENVA
ENVA
Q1 26
Q4 25
9.2%
1.4%
Q3 25
9.1%
1.4%
Q2 25
7.8%
1.5%
Q1 25
9.3%
1.7%
Q4 24
13.7%
1.4%
Q3 24
8.9%
1.6%
Q2 24
7.9%
1.8%
Cash Conversion
COO
COO
ENVA
ENVA
Q1 26
Q4 25
2.93×
6.32×
Q3 25
2.66×
6.00×
Q2 25
1.10×
5.87×
Q1 25
1.83×
5.36×
Q4 24
2.28×
6.76×
Q3 24
1.98×
9.18×
Q2 24
1.25×
6.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

COO
COO

Sphere Other$365.0M34%
Toric And Multifocal$344.7M32%
Office And Surgical$214.5M20%
Fertility$140.9M13%

ENVA
ENVA

Segment breakdown not available.

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