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Side-by-side financial comparison of CoastalSouth Bancshares, Inc. (COSO) and Local Bounti Corporation (LOCL). Click either name above to swap in a different company.

CoastalSouth Bancshares, Inc. is the larger business by last-quarter revenue ($21.3M vs $12.5M, roughly 1.7× Local Bounti Corporation). CoastalSouth Bancshares, Inc. runs the higher net margin — 31.7% vs -69.8%, a 101.5% gap on every dollar of revenue. Local Bounti Corporation produced more free cash flow last quarter ($-3.6M vs $-5.9M).

CoastalSouth Bancshares, Inc. is a U.S.-based regional bank holding company. It provides a full range of personal and commercial banking services including deposit accounts, consumer loans, mortgages, commercial financing and wealth management solutions for retail customers and small-to-medium enterprises across the U.S. Gulf Coast region.

Local Bounti Corporation is a U.S.-based sustainable indoor agriculture firm growing fresh, pesticide-free leafy greens, herbs and produce via advanced hydroponic and vertical farming tech. It serves North American retail and food service partners, focusing on low environmental impact and stable year-round supply.

COSO vs LOCL — Head-to-Head

Bigger by revenue
COSO
COSO
1.7× larger
COSO
$21.3M
$12.5M
LOCL
Higher net margin
COSO
COSO
101.5% more per $
COSO
31.7%
-69.8%
LOCL
More free cash flow
LOCL
LOCL
$2.3M more FCF
LOCL
$-3.6M
$-5.9M
COSO

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
COSO
COSO
LOCL
LOCL
Revenue
$21.3M
$12.5M
Net Profit
$6.7M
$-8.7M
Gross Margin
12.2%
Operating Margin
41.2%
-106.1%
Net Margin
31.7%
-69.8%
Revenue YoY
23.7%
Net Profit YoY
76.0%
EPS (diluted)
$0.54
$1.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COSO
COSO
LOCL
LOCL
Q4 25
$12.5M
Q3 25
$21.3M
$12.2M
Q2 25
$19.9M
$12.1M
Q1 25
$11.6M
Q4 24
$10.1M
Q3 24
$10.2M
Q2 24
$9.4M
Q1 24
$8.4M
Net Profit
COSO
COSO
LOCL
LOCL
Q4 25
$-8.7M
Q3 25
$6.7M
$-26.4M
Q2 25
$6.0M
$-21.6M
Q1 25
$-37.7M
Q4 24
$-36.3M
Q3 24
$-34.3M
Q2 24
$-25.3M
Q1 24
$-24.1M
Gross Margin
COSO
COSO
LOCL
LOCL
Q4 25
12.2%
Q3 25
11.5%
Q2 25
12.2%
Q1 25
12.6%
Q4 24
5.4%
Q3 24
13.8%
Q2 24
14.3%
Q1 24
9.4%
Operating Margin
COSO
COSO
LOCL
LOCL
Q4 25
-106.1%
Q3 25
41.2%
-149.4%
Q2 25
35.4%
-127.7%
Q1 25
-135.6%
Q4 24
-166.6%
Q3 24
-176.0%
Q2 24
-146.8%
Q1 24
-122.9%
Net Margin
COSO
COSO
LOCL
LOCL
Q4 25
-69.8%
Q3 25
31.7%
-216.6%
Q2 25
30.0%
-178.3%
Q1 25
-324.6%
Q4 24
-360.1%
Q3 24
-335.2%
Q2 24
-267.6%
Q1 24
-286.9%
EPS (diluted)
COSO
COSO
LOCL
LOCL
Q4 25
$1.52
Q3 25
$0.54
$-1.18
Q2 25
$0.57
$-1.63
Q1 25
$-4.32
Q4 24
$-4.24
Q3 24
$-4.01
Q2 24
$-3.00
Q1 24
$-2.89

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COSO
COSO
LOCL
LOCL
Cash + ST InvestmentsLiquidity on hand
$4.2M
Total DebtLower is stronger
$483.1M
Stockholders' EquityBook value
$250.4M
$-166.2M
Total Assets
$2.3B
$410.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COSO
COSO
LOCL
LOCL
Q4 25
$4.2M
Q3 25
$6.2M
Q2 25
$5.3M
Q1 25
$18.0M
Q4 24
$937.0K
Q3 24
$317.0K
Q2 24
$9.7M
Q1 24
$8.2M
Total Debt
COSO
COSO
LOCL
LOCL
Q4 25
$483.1M
Q3 25
$484.9M
Q2 25
$478.3M
Q1 25
$480.0M
Q4 24
$436.8M
Q3 24
$398.4M
Q2 24
$374.0M
Q1 24
$329.8M
Stockholders' Equity
COSO
COSO
LOCL
LOCL
Q4 25
$-166.2M
Q3 25
$250.4M
$-158.1M
Q2 25
$209.4M
$-132.7M
Q1 25
$-134.5M
Q4 24
$-100.5M
Q3 24
$-65.6M
Q2 24
$-32.8M
Q1 24
$-9.4M
Total Assets
COSO
COSO
LOCL
LOCL
Q4 25
$410.5M
Q3 25
$2.3B
$417.8M
Q2 25
$2.2B
$426.8M
Q1 25
$447.2M
Q4 24
$428.0M
Q3 24
$430.8M
Q2 24
$438.1M
Q1 24
$413.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COSO
COSO
LOCL
LOCL
Operating Cash FlowLast quarter
$-5.5M
$-3.1M
Free Cash FlowOCF − Capex
$-5.9M
$-3.6M
FCF MarginFCF / Revenue
-27.7%
-29.1%
Capex IntensityCapex / Revenue
1.9%
3.9%
Cash ConversionOCF / Net Profit
-0.82×
TTM Free Cash FlowTrailing 4 quarters
$-42.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COSO
COSO
LOCL
LOCL
Q4 25
$-3.1M
Q3 25
$-5.5M
$-8.9M
Q2 25
$-16.8M
$-8.7M
Q1 25
$-9.6M
Q4 24
$1.2M
Q3 24
$-17.2M
Q2 24
$-4.0M
Q1 24
$-7.1M
Free Cash Flow
COSO
COSO
LOCL
LOCL
Q4 25
$-3.6M
Q3 25
$-5.9M
$-10.1M
Q2 25
$-17.9M
$-14.6M
Q1 25
$-14.5M
Q4 24
$-8.6M
Q3 24
$-30.0M
Q2 24
$-28.8M
Q1 24
$-42.1M
FCF Margin
COSO
COSO
LOCL
LOCL
Q4 25
-29.1%
Q3 25
-27.7%
-82.8%
Q2 25
-90.3%
-121.0%
Q1 25
-125.1%
Q4 24
-85.3%
Q3 24
-293.1%
Q2 24
-305.4%
Q1 24
-501.8%
Capex Intensity
COSO
COSO
LOCL
LOCL
Q4 25
3.9%
Q3 25
1.9%
9.7%
Q2 25
5.5%
48.9%
Q1 25
42.8%
Q4 24
97.6%
Q3 24
125.0%
Q2 24
263.0%
Q1 24
417.3%
Cash Conversion
COSO
COSO
LOCL
LOCL
Q4 25
Q3 25
-0.82×
Q2 25
-2.82×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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