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Side-by-side financial comparison of Coya Therapeutics, Inc. (COYA) and Lake Shore Bancorp, Inc. (LSBK). Click either name above to swap in a different company.

Lake Shore Bancorp, Inc. is the larger business by last-quarter revenue ($7.4M vs $4.0M, roughly 1.9× Coya Therapeutics, Inc.).

Coya Therapeutics, Inc. is a clinical-stage biotechnology company focused on developing innovative regulatory T cell (Treg)-based therapies to address unmet medical needs for patients with neurodegenerative, autoimmune, and inflammatory diseases. Its core pipeline includes lead candidates targeting conditions like amyotrophic lateral sclerosis, with primary planned commercial markets across North America and the European Union.

Lake Shore Bancorp, Inc. (Maryland) is a U.S. regional bank holding company that operates via its banking subsidiary, offering retail and commercial banking services including deposits, loans, mortgages and wealth management, primarily serving individuals and SMEs across local communities in Maryland.

COYA vs LSBK — Head-to-Head

Bigger by revenue
LSBK
LSBK
1.9× larger
LSBK
$7.4M
$4.0M
COYA

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
COYA
COYA
LSBK
LSBK
Revenue
$4.0M
$7.4M
Net Profit
$2.4M
Gross Margin
Operating Margin
38.4%
Net Margin
31.8%
Revenue YoY
202768.8%
Net Profit YoY
-95.8%
EPS (diluted)
$0.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COYA
COYA
LSBK
LSBK
Q4 25
$4.0M
Q3 25
$3.6M
$7.4M
Q2 25
$6.9M
Q3 24
$0
Q2 24
$3.4M
Net Profit
COYA
COYA
LSBK
LSBK
Q4 25
Q3 25
$-2.1M
$2.4M
Q2 25
$1.9M
Q3 24
$-4.0M
Q2 24
$-2.9M
Operating Margin
COYA
COYA
LSBK
LSBK
Q4 25
Q3 25
-68.3%
38.4%
Q2 25
33.2%
Q3 24
Q2 24
-94.5%
Net Margin
COYA
COYA
LSBK
LSBK
Q4 25
Q3 25
-59.4%
31.8%
Q2 25
27.7%
Q3 24
Q2 24
-84.4%
EPS (diluted)
COYA
COYA
LSBK
LSBK
Q4 25
Q3 25
$-0.13
$0.32
Q2 25
$0.34
Q3 24
$-0.26
Q2 24
$-0.19

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COYA
COYA
LSBK
LSBK
Cash + ST InvestmentsLiquidity on hand
$46.8M
$83.6M
Total DebtLower is stronger
$2.0M
Stockholders' EquityBook value
$43.0M
$139.3M
Total Assets
$50.0M
$742.8M
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COYA
COYA
LSBK
LSBK
Q4 25
$46.8M
Q3 25
$28.1M
$83.6M
Q2 25
$75.4M
Q3 24
$31.1M
Q2 24
$36.6M
Total Debt
COYA
COYA
LSBK
LSBK
Q4 25
Q3 25
$2.0M
Q2 25
$2.0M
Q3 24
Q2 24
Stockholders' Equity
COYA
COYA
LSBK
LSBK
Q4 25
$43.0M
Q3 25
$27.3M
$139.3M
Q2 25
$92.9M
Q3 24
$32.0M
Q2 24
$35.3M
Total Assets
COYA
COYA
LSBK
LSBK
Q4 25
$50.0M
Q3 25
$32.0M
$742.8M
Q2 25
$734.8M
Q3 24
$35.6M
Q2 24
$39.9M
Debt / Equity
COYA
COYA
LSBK
LSBK
Q4 25
Q3 25
0.01×
Q2 25
0.02×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COYA
COYA
LSBK
LSBK
Operating Cash FlowLast quarter
$-10.7M
$3.3M
Free Cash FlowOCF − Capex
$3.3M
FCF MarginFCF / Revenue
44.4%
Capex IntensityCapex / Revenue
0.6%
Cash ConversionOCF / Net Profit
1.42×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COYA
COYA
LSBK
LSBK
Q4 25
$-10.7M
Q3 25
$-1.1M
$3.3M
Q2 25
$2.5M
Q3 24
$-5.5M
Q2 24
$-4.6M
Free Cash Flow
COYA
COYA
LSBK
LSBK
Q4 25
Q3 25
$3.3M
Q2 25
$2.0M
Q3 24
Q2 24
FCF Margin
COYA
COYA
LSBK
LSBK
Q4 25
Q3 25
44.4%
Q2 25
28.5%
Q3 24
Q2 24
Capex Intensity
COYA
COYA
LSBK
LSBK
Q4 25
Q3 25
0.6%
Q2 25
7.7%
Q3 24
Q2 24
Cash Conversion
COYA
COYA
LSBK
LSBK
Q4 25
Q3 25
1.42×
Q2 25
1.31×
Q3 24
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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