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Side-by-side financial comparison of Corpay (CPAY) and CHART INDUSTRIES INC (GTLS). Click either name above to swap in a different company.
Corpay is the larger business by last-quarter revenue ($1.2B vs $1.1B, roughly 1.2× CHART INDUSTRIES INC). Corpay runs the higher net margin — 21.2% vs 5.0%, a 16.2% gap on every dollar of revenue. On growth, Corpay posted the faster year-over-year revenue change (20.7% vs -2.5%). Corpay produced more free cash flow last quarter ($760.3M vs $66.2M). Over the past eight quarters, Corpay's revenue compounded faster (15.5% CAGR vs 6.6%).
Corpay, Inc., headquartered in Atlanta, Georgia, provides payments and spend management systems and services that control expense-related purchasing and payment processes. The company focuses on vehicle-related expenses, lodging expenses, and corporate payments.
Oricon Inc. , established in 1999, is the holding company at the head of a Japanese corporate group that supplies statistics and information on music and the music industry in Japan and Western music. It started as Original Confidence Inc. , which was founded by Sōkō Koike in November 1967 and became known for its music charts. Oricon Inc. was originally set up as a subsidiary of Original Confidence and took over the latter's Oricon record charts in April 2002.
CPAY vs GTLS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.2B | $1.1B |
| Net Profit | $264.5M | $53.6M |
| Gross Margin | — | 33.3% |
| Operating Margin | 45.2% | 11.6% |
| Net Margin | 21.2% | 5.0% |
| Revenue YoY | 20.7% | -2.5% |
| Net Profit YoY | 7.5% | -32.7% |
| EPS (diluted) | $3.74 | $1.06 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.2B | $1.1B | ||
| Q3 25 | $1.2B | $1.1B | ||
| Q2 25 | $1.1B | $1.1B | ||
| Q1 25 | $1.0B | $1.0B | ||
| Q4 24 | $1.0B | $1.1B | ||
| Q3 24 | $1.0B | $1.1B | ||
| Q2 24 | $975.7M | $1.0B | ||
| Q1 24 | $935.3M | $950.7M |
| Q4 25 | $264.5M | $53.6M | ||
| Q3 25 | $277.9M | $-138.5M | ||
| Q2 25 | $284.2M | $76.1M | ||
| Q1 25 | $243.2M | $49.5M | ||
| Q4 24 | $246.0M | $79.6M | ||
| Q3 24 | $276.4M | $69.0M | ||
| Q2 24 | $251.6M | $58.6M | ||
| Q1 24 | $229.8M | $11.3M |
| Q4 25 | — | 33.3% | ||
| Q3 25 | — | 34.1% | ||
| Q2 25 | — | 33.6% | ||
| Q1 25 | — | 33.9% | ||
| Q4 24 | — | 33.6% | ||
| Q3 24 | — | 34.1% | ||
| Q2 24 | — | 33.8% | ||
| Q1 24 | — | 31.8% |
| Q4 25 | 45.2% | 11.6% | ||
| Q3 25 | 44.6% | -8.0% | ||
| Q2 25 | 43.5% | 15.7% | ||
| Q1 25 | 42.5% | 15.2% | ||
| Q4 24 | 47.2% | 17.0% | ||
| Q3 24 | 45.5% | 16.8% | ||
| Q2 24 | 44.4% | 16.1% | ||
| Q1 24 | 42.5% | 11.9% |
| Q4 25 | 21.2% | 5.0% | ||
| Q3 25 | 23.7% | -12.6% | ||
| Q2 25 | 25.8% | 7.0% | ||
| Q1 25 | 24.2% | 4.9% | ||
| Q4 24 | 23.8% | 7.2% | ||
| Q3 24 | 26.9% | 6.5% | ||
| Q2 24 | 25.8% | 5.6% | ||
| Q1 24 | 24.6% | 1.2% |
| Q4 25 | $3.74 | $1.06 | ||
| Q3 25 | $3.91 | $-3.23 | ||
| Q2 25 | $3.98 | $1.53 | ||
| Q1 25 | $3.40 | $0.94 | ||
| Q4 24 | $3.43 | $1.57 | ||
| Q3 24 | $3.90 | $1.33 | ||
| Q2 24 | $3.52 | $1.10 | ||
| Q1 24 | $3.12 | $0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.4B | $366.0M |
| Total DebtLower is stronger | $10.0B | $3.7B |
| Stockholders' EquityBook value | $3.9B | $3.2B |
| Total Assets | $26.4B | $9.8B |
| Debt / EquityLower = less leverage | 2.58× | 1.13× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.4B | $366.0M | ||
| Q3 25 | $2.0B | $399.2M | ||
| Q2 25 | $2.2B | $342.3M | ||
| Q1 25 | $1.6B | $296.2M | ||
| Q4 24 | $1.6B | $308.6M | ||
| Q3 24 | $1.3B | $310.2M | ||
| Q2 24 | $1.4B | $247.4M | ||
| Q1 24 | $1.3B | $191.9M |
| Q4 25 | $10.0B | $3.7B | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.2B | — | ||
| Q4 24 | $8.0B | $3.8B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $3.9B | $3.2B | ||
| Q3 25 | $4.1B | $3.2B | ||
| Q2 25 | $3.9B | $3.4B | ||
| Q1 25 | $3.5B | $3.0B | ||
| Q4 24 | $3.1B | $2.8B | ||
| Q3 24 | $3.1B | $3.0B | ||
| Q2 24 | $2.8B | $2.7B | ||
| Q1 24 | $3.3B | $2.7B |
| Q4 25 | $26.4B | $9.8B | ||
| Q3 25 | $19.7B | $9.8B | ||
| Q2 25 | $20.4B | $9.7B | ||
| Q1 25 | $18.5B | $9.3B | ||
| Q4 24 | $18.0B | $9.1B | ||
| Q3 24 | $17.6B | $9.5B | ||
| Q2 24 | $16.2B | $9.3B | ||
| Q1 24 | $15.8B | $9.2B |
| Q4 25 | 2.58× | 1.13× | ||
| Q3 25 | 1.99× | — | ||
| Q2 25 | 2.07× | — | ||
| Q1 25 | 2.37× | — | ||
| Q4 24 | 2.56× | 1.33× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $812.7M | $88.8M |
| Free Cash FlowOCF − Capex | $760.3M | $66.2M |
| FCF MarginFCF / Revenue | 60.9% | 6.1% |
| Capex IntensityCapex / Revenue | 4.2% | 2.1% |
| Cash ConversionOCF / Net Profit | 3.07× | 1.66× |
| TTM Free Cash FlowTrailing 4 quarters | $1.3B | $202.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $812.7M | $88.8M | ||
| Q3 25 | $-378.9M | $118.0M | ||
| Q2 25 | $1.1B | $145.9M | ||
| Q1 25 | $-74.2M | $-60.0M | ||
| Q4 24 | $648.7M | $281.4M | ||
| Q3 24 | $400.8M | $200.6M | ||
| Q2 24 | $540.9M | $116.1M | ||
| Q1 24 | $350.2M | $-95.1M |
| Q4 25 | $760.3M | $66.2M | ||
| Q3 25 | $-429.8M | $94.7M | ||
| Q2 25 | $1.1B | $122.0M | ||
| Q1 25 | $-118.9M | $-80.1M | ||
| Q4 24 | $604.6M | $260.9M | ||
| Q3 24 | $355.0M | $174.5M | ||
| Q2 24 | $496.8M | $88.0M | ||
| Q1 24 | $309.0M | $-141.2M |
| Q4 25 | 60.9% | 6.1% | ||
| Q3 25 | -36.7% | 8.6% | ||
| Q2 25 | 98.7% | 11.3% | ||
| Q1 25 | -11.8% | -8.0% | ||
| Q4 24 | 58.4% | 23.6% | ||
| Q3 24 | 34.5% | 16.4% | ||
| Q2 24 | 50.9% | 8.5% | ||
| Q1 24 | 33.0% | -14.9% |
| Q4 25 | 4.2% | 2.1% | ||
| Q3 25 | 4.3% | 2.1% | ||
| Q2 25 | 4.8% | 2.2% | ||
| Q1 25 | 4.5% | 2.0% | ||
| Q4 24 | 4.3% | 1.9% | ||
| Q3 24 | 4.4% | 2.5% | ||
| Q2 24 | 4.5% | 2.7% | ||
| Q1 24 | 4.4% | 4.8% |
| Q4 25 | 3.07× | 1.66× | ||
| Q3 25 | -1.36× | — | ||
| Q2 25 | 4.01× | 1.92× | ||
| Q1 25 | -0.30× | -1.21× | ||
| Q4 24 | 2.64× | 3.54× | ||
| Q3 24 | 1.45× | 2.91× | ||
| Q2 24 | 2.15× | 1.98× | ||
| Q1 24 | 1.52× | -8.42× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CPAY
| Vehicle Payments | $572.9M | 46% |
| Corporate Payments | $480.8M | 39% |
| Lodging Payments | $112.5M | 9% |
| Other Operating Segments | $82.1M | 7% |
GTLS
| Repair Service And Leasing Segment | $330.4M | 31% |
| Heat Transfer Systems Segment | $325.8M | 30% |
| Specialty Products Segment | $259.5M | 24% |
| Transferred Over Time | $94.4M | 9% |
| Transferred At Point In Time | $69.5M | 6% |
