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Side-by-side financial comparison of Central Plains Bancshares, Inc. (CPBI) and Opus Genetics, Inc. (IRD). Click either name above to swap in a different company.

Central Plains Bancshares, Inc. is the larger business by last-quarter revenue ($7.2M vs $3.9M, roughly 1.9× Opus Genetics, Inc.). On growth, Central Plains Bancshares, Inc. posted the faster year-over-year revenue change (14.8% vs -10.2%). Over the past eight quarters, Opus Genetics, Inc.'s revenue compounded faster (50.3% CAGR vs 11.9%).

Huntington Bancshares Incorporated is an American bank holding company headquartered in Columbus, Ohio. Its banking subsidiary, The Huntington National Bank, operates 1,047 banking offices, primarily in the Midwest: 459 in Ohio, 290 in Michigan, 80 in Minnesota, 51 in Pennsylvania, 45 in Indiana, 35 in Illinois, 32 in Colorado, 29 in West Virginia, 16 in Wisconsin, 10 in Kentucky, and one in North Carolina.

Opus Genetics, Inc. is a clinical-stage biotechnology company specializing in the development of targeted gene therapies for inherited retinal diseases. It focuses on addressing unmet medical needs for patients living with rare, vision-threatening ocular conditions, with operations centered on advancing accessible therapeutic candidates for global rare disease patient populations.

CPBI vs IRD — Head-to-Head

Bigger by revenue
CPBI
CPBI
1.9× larger
CPBI
$7.2M
$3.9M
IRD
Growing faster (revenue YoY)
CPBI
CPBI
+24.9% gap
CPBI
14.8%
-10.2%
IRD
Faster 2-yr revenue CAGR
IRD
IRD
Annualised
IRD
50.3%
11.9%
CPBI

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
CPBI
CPBI
IRD
IRD
Revenue
$7.2M
$3.9M
Net Profit
$1.2M
Gross Margin
Operating Margin
20.6%
Net Margin
16.4%
Revenue YoY
14.8%
-10.2%
Net Profit YoY
23.6%
53.0%
EPS (diluted)
$0.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPBI
CPBI
IRD
IRD
Q4 25
$7.2M
$3.9M
Q3 25
$6.8M
$3.1M
Q2 25
$6.6M
$2.9M
Q1 25
$6.4M
$4.4M
Q4 24
$6.2M
$4.3M
Q3 24
$6.1M
$3.9M
Q2 24
$5.9M
$1.1M
Q1 24
$5.7M
$1.7M
Net Profit
CPBI
CPBI
IRD
IRD
Q4 25
$1.2M
Q3 25
$882.0K
$-17.5M
Q2 25
$988.0K
$-7.4M
Q1 25
$848.0K
$-8.2M
Q4 24
$951.0K
Q3 24
$952.0K
$-7.5M
Q2 24
$903.0K
$-7.8M
Q1 24
$903.0K
$-7.1M
Operating Margin
CPBI
CPBI
IRD
IRD
Q4 25
20.6%
Q3 25
16.4%
-269.9%
Q2 25
18.7%
-309.0%
Q1 25
16.7%
-227.2%
Q4 24
19.1%
Q3 24
18.8%
-207.1%
Q2 24
18.8%
-748.9%
Q1 24
18.7%
-450.5%
Net Margin
CPBI
CPBI
IRD
IRD
Q4 25
16.4%
Q3 25
13.0%
-566.9%
Q2 25
15.0%
-257.5%
Q1 25
13.3%
-187.5%
Q4 24
15.2%
Q3 24
15.5%
-194.6%
Q2 24
15.3%
-698.3%
Q1 24
15.8%
-415.3%
EPS (diluted)
CPBI
CPBI
IRD
IRD
Q4 25
$0.31
Q3 25
$0.23
$-0.25
Q2 25
$0.26
$-0.12
Q1 25
$0.22
$-0.24
Q4 24
$0.25
Q3 24
$0.25
$-0.29
Q2 24
$0.24
$-0.30
Q1 24
$-0.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPBI
CPBI
IRD
IRD
Cash + ST InvestmentsLiquidity on hand
$28.1M
$45.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$87.8M
$15.3M
Total Assets
$535.7M
$50.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPBI
CPBI
IRD
IRD
Q4 25
$28.1M
$45.1M
Q3 25
$8.9M
$30.8M
Q2 25
$7.9M
$32.4M
Q1 25
$28.7M
$41.8M
Q4 24
$6.6M
$30.3M
Q3 24
$9.9M
$36.6M
Q2 24
$5.5M
$41.4M
Q1 24
$11.5M
$47.2M
Stockholders' Equity
CPBI
CPBI
IRD
IRD
Q4 25
$87.8M
$15.3M
Q3 25
$86.2M
$6.0M
Q2 25
$84.6M
$17.5M
Q1 25
$83.3M
$5.1M
Q4 24
$81.3M
$6.7M
Q3 24
$81.6M
$34.3M
Q2 24
$79.2M
$40.6M
Q1 24
$78.3M
$46.1M
Total Assets
CPBI
CPBI
IRD
IRD
Q4 25
$535.7M
$50.2M
Q3 25
$510.0M
$36.1M
Q2 25
$500.9M
$38.7M
Q1 25
$508.7M
$48.2M
Q4 24
$484.3M
$36.9M
Q3 24
$482.0M
$40.4M
Q2 24
$466.6M
$44.8M
Q1 24
$463.3M
$51.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPBI
CPBI
IRD
IRD
Operating Cash FlowLast quarter
$2.3M
$-35.3M
Free Cash FlowOCF − Capex
$2.2M
FCF MarginFCF / Revenue
31.1%
Capex IntensityCapex / Revenue
0.8%
Cash ConversionOCF / Net Profit
1.95×
TTM Free Cash FlowTrailing 4 quarters
$-718.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPBI
CPBI
IRD
IRD
Q4 25
$2.3M
$-35.3M
Q3 25
$1.1M
$-6.2M
Q2 25
$-96.0K
$-10.3M
Q1 25
$4.5M
$-9.0M
Q4 24
$674.0K
$-25.6M
Q3 24
$1.2M
$-5.1M
Q2 24
$505.0K
$-7.3M
Q1 24
$5.7M
$-5.7M
Free Cash Flow
CPBI
CPBI
IRD
IRD
Q4 25
$2.2M
Q3 25
$888.0K
Q2 25
$-766.0K
Q1 25
$-3.1M
Q4 24
$-1.5M
Q3 24
$-975.0K
Q2 24
$35.0K
Q1 24
$3.4M
FCF Margin
CPBI
CPBI
IRD
IRD
Q4 25
31.1%
Q3 25
13.1%
Q2 25
-11.6%
Q1 25
-48.0%
Q4 24
-23.7%
Q3 24
-15.9%
Q2 24
0.6%
Q1 24
59.9%
Capex Intensity
CPBI
CPBI
IRD
IRD
Q4 25
0.8%
Q3 25
3.6%
Q2 25
10.2%
Q1 25
117.7%
Q4 24
34.5%
Q3 24
35.4%
Q2 24
8.0%
Q1 24
39.9%
Cash Conversion
CPBI
CPBI
IRD
IRD
Q4 25
1.95×
Q3 25
1.28×
Q2 25
-0.10×
Q1 25
5.26×
Q4 24
0.71×
Q3 24
1.26×
Q2 24
0.56×
Q1 24
6.32×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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