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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Envela Corp (ELA). Click either name above to swap in a different company.
Envela Corp is the larger business by last-quarter revenue ($80.5M vs $72.9M, roughly 1.1× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs 7.4%, a 21.0% gap on every dollar of revenue. On growth, Envela Corp posted the faster year-over-year revenue change (66.6% vs 6.0%). Over the past eight quarters, Envela Corp's revenue compounded faster (42.1% CAGR vs 6.7%).
Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.
Envela Corporation is a U.S.-based company that provides recommerce services aimed at extending product lifecycles and reducing resource consumption. The company operates through two primary segments: consumer and commercial.
CPF vs ELA — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $72.9M | $80.5M |
| Net Profit | $20.7M | $6.0M |
| Gross Margin | — | 20.5% |
| Operating Margin | — | 9.4% |
| Net Margin | 28.4% | 7.4% |
| Revenue YoY | 6.0% | 66.6% |
| Net Profit YoY | 16.7% | 274.6% |
| EPS (diluted) | $0.78 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $72.9M | — | ||
| Q4 25 | $76.3M | $80.5M | ||
| Q3 25 | $74.8M | $57.4M | ||
| Q2 25 | $72.8M | $54.9M | ||
| Q1 25 | $68.8M | $48.3M | ||
| Q4 24 | $58.4M | $48.3M | ||
| Q3 24 | $66.6M | $46.9M | ||
| Q2 24 | $64.0M | $45.3M |
| Q1 26 | $20.7M | — | ||
| Q4 25 | $22.9M | $6.0M | ||
| Q3 25 | $18.6M | $3.4M | ||
| Q2 25 | $18.3M | $2.8M | ||
| Q1 25 | $17.8M | $2.5M | ||
| Q4 24 | $11.3M | $1.6M | ||
| Q3 24 | $13.3M | $1.7M | ||
| Q2 24 | $15.8M | $1.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 20.5% | ||
| Q3 25 | — | 22.8% | ||
| Q2 25 | — | 22.6% | ||
| Q1 25 | — | 24.8% | ||
| Q4 24 | — | 23.1% | ||
| Q3 24 | — | 24.4% | ||
| Q2 24 | — | 25.1% |
| Q1 26 | — | — | ||
| Q4 25 | 37.0% | 9.4% | ||
| Q3 25 | 31.6% | 7.3% | ||
| Q2 25 | 32.8% | 5.9% | ||
| Q1 25 | 32.8% | 6.5% | ||
| Q4 24 | 23.0% | 3.9% | ||
| Q3 24 | 25.6% | 4.3% | ||
| Q2 24 | 32.2% | 4.2% |
| Q1 26 | 28.4% | — | ||
| Q4 25 | 30.0% | 7.4% | ||
| Q3 25 | 24.8% | 5.8% | ||
| Q2 25 | 25.1% | 5.0% | ||
| Q1 25 | 25.8% | 5.2% | ||
| Q4 24 | 19.4% | 3.3% | ||
| Q3 24 | 20.0% | 3.6% | ||
| Q2 24 | 24.7% | 3.5% |
| Q1 26 | $0.78 | — | ||
| Q4 25 | $0.85 | $0.22 | ||
| Q3 25 | $0.69 | $0.13 | ||
| Q2 25 | $0.67 | $0.11 | ||
| Q1 25 | $0.65 | $0.10 | ||
| Q4 24 | $0.42 | $0.07 | ||
| Q3 24 | $0.49 | $0.06 | ||
| Q2 24 | $0.58 | $0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $76.5M | $9.9M |
| Stockholders' EquityBook value | $593.9M | $67.1M |
| Total Assets | $7.5B | $96.0M |
| Debt / EquityLower = less leverage | 0.13× | 0.15× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $76.5M | — | ||
| Q4 25 | $76.5M | $9.9M | ||
| Q3 25 | $131.5M | $12.5M | ||
| Q2 25 | $131.5M | $13.0M | ||
| Q1 25 | $131.4M | $13.2M | ||
| Q4 24 | $156.3M | $13.5M | ||
| Q3 24 | $156.3M | $13.8M | ||
| Q2 24 | $156.2M | $14.3M |
| Q1 26 | $593.9M | — | ||
| Q4 25 | $592.6M | $67.1M | ||
| Q3 25 | $588.1M | $61.1M | ||
| Q2 25 | $568.9M | $57.8M | ||
| Q1 25 | $557.4M | $55.1M | ||
| Q4 24 | $538.4M | $52.7M | ||
| Q3 24 | $543.7M | $51.1M | ||
| Q2 24 | $518.6M | $50.2M |
| Q1 26 | $7.5B | — | ||
| Q4 25 | $7.4B | $96.0M | ||
| Q3 25 | $7.4B | $90.9M | ||
| Q2 25 | $7.4B | $82.7M | ||
| Q1 25 | $7.4B | $79.7M | ||
| Q4 24 | $7.5B | $77.9M | ||
| Q3 24 | $7.4B | $77.4M | ||
| Q2 24 | $7.4B | $73.8M |
| Q1 26 | 0.13× | — | ||
| Q4 25 | 0.13× | 0.15× | ||
| Q3 25 | 0.22× | 0.20× | ||
| Q2 25 | 0.23× | 0.23× | ||
| Q1 25 | 0.24× | 0.24× | ||
| Q4 24 | 0.29× | 0.26× | ||
| Q3 24 | 0.29× | 0.27× | ||
| Q2 24 | 0.30× | 0.29× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-3.5M |
| Free Cash FlowOCF − Capex | — | $-3.7M |
| FCF MarginFCF / Revenue | — | -4.6% |
| Capex IntensityCapex / Revenue | — | 0.2% |
| Cash ConversionOCF / Net Profit | — | -0.59× |
| TTM Free Cash FlowTrailing 4 quarters | — | $1.4M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $97.5M | $-3.5M | ||
| Q3 25 | $22.2M | $2.4M | ||
| Q2 25 | $34.3M | $2.6M | ||
| Q1 25 | $20.4M | $1.1M | ||
| Q4 24 | $90.5M | $3.7M | ||
| Q3 24 | $21.3M | $3.4M | ||
| Q2 24 | $25.9M | $-789.5K |
| Q1 26 | — | — | ||
| Q4 25 | $92.3M | $-3.7M | ||
| Q3 25 | $21.4M | $2.2M | ||
| Q2 25 | $32.3M | $2.1M | ||
| Q1 25 | $19.6M | $746.6K | ||
| Q4 24 | $75.4M | $3.2M | ||
| Q3 24 | $15.6M | $1.5M | ||
| Q2 24 | $21.3M | $-1.3M |
| Q1 26 | — | — | ||
| Q4 25 | 121.0% | -4.6% | ||
| Q3 25 | 28.6% | 3.8% | ||
| Q2 25 | 44.3% | 3.9% | ||
| Q1 25 | 28.4% | 1.5% | ||
| Q4 24 | 129.2% | 6.7% | ||
| Q3 24 | 23.5% | 3.1% | ||
| Q2 24 | 33.2% | -2.9% |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 0.2% | ||
| Q3 25 | 1.2% | 0.4% | ||
| Q2 25 | 2.7% | 0.8% | ||
| Q1 25 | 1.3% | 0.8% | ||
| Q4 24 | 25.8% | 1.0% | ||
| Q3 24 | 8.5% | 4.2% | ||
| Q2 24 | 7.3% | 1.1% |
| Q1 26 | — | — | ||
| Q4 25 | 4.26× | -0.59× | ||
| Q3 25 | 1.20× | 0.72× | ||
| Q2 25 | 1.88× | 0.94× | ||
| Q1 25 | 1.15× | 0.45× | ||
| Q4 24 | 7.98× | 2.34× | ||
| Q3 24 | 1.60× | 2.05× | ||
| Q2 24 | 1.64× | -0.50× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CPF
Segment breakdown not available.
ELA
| Consumer Segment | $67.7M | 84% |
| Commercial Segment | $12.8M | 16% |
