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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and GRID DYNAMICS HOLDINGS, INC. (GDYN). Click either name above to swap in a different company.
GRID DYNAMICS HOLDINGS, INC. is the larger business by last-quarter revenue ($106.2M vs $72.9M, roughly 1.5× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs 0.3%, a 28.1% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (6.0% vs 5.9%). Over the past eight quarters, GRID DYNAMICS HOLDINGS, INC.'s revenue compounded faster (15.3% CAGR vs 6.7%).
Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.
Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.
CPF vs GDYN — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $72.9M | $106.2M |
| Net Profit | $20.7M | $306.0K |
| Gross Margin | — | 34.0% |
| Operating Margin | — | 0.5% |
| Net Margin | 28.4% | 0.3% |
| Revenue YoY | 6.0% | 5.9% |
| Net Profit YoY | 16.7% | -93.2% |
| EPS (diluted) | $0.78 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $72.9M | — | ||
| Q4 25 | $76.3M | $106.2M | ||
| Q3 25 | $74.8M | $104.2M | ||
| Q2 25 | $72.8M | $101.1M | ||
| Q1 25 | $68.8M | $100.4M | ||
| Q4 24 | $58.4M | $100.3M | ||
| Q3 24 | $66.6M | $87.4M | ||
| Q2 24 | $64.0M | $83.0M |
| Q1 26 | $20.7M | — | ||
| Q4 25 | $22.9M | $306.0K | ||
| Q3 25 | $18.6M | $1.2M | ||
| Q2 25 | $18.3M | $5.3M | ||
| Q1 25 | $17.8M | $2.9M | ||
| Q4 24 | $11.3M | $4.5M | ||
| Q3 24 | $13.3M | $4.3M | ||
| Q2 24 | $15.8M | $-817.0K |
| Q1 26 | — | — | ||
| Q4 25 | — | 34.0% | ||
| Q3 25 | — | 33.3% | ||
| Q2 25 | — | 34.1% | ||
| Q1 25 | — | 36.8% | ||
| Q4 24 | — | 36.9% | ||
| Q3 24 | — | 37.4% | ||
| Q2 24 | — | 35.6% |
| Q1 26 | — | — | ||
| Q4 25 | 37.0% | 0.5% | ||
| Q3 25 | 31.6% | -0.2% | ||
| Q2 25 | 32.8% | -0.1% | ||
| Q1 25 | 32.8% | -2.0% | ||
| Q4 24 | 23.0% | 1.3% | ||
| Q3 24 | 25.6% | 2.4% | ||
| Q2 24 | 32.2% | 0.0% |
| Q1 26 | 28.4% | — | ||
| Q4 25 | 30.0% | 0.3% | ||
| Q3 25 | 24.8% | 1.1% | ||
| Q2 25 | 25.1% | 5.2% | ||
| Q1 25 | 25.8% | 2.9% | ||
| Q4 24 | 19.4% | 4.5% | ||
| Q3 24 | 20.0% | 4.9% | ||
| Q2 24 | 24.7% | -1.0% |
| Q1 26 | $0.78 | — | ||
| Q4 25 | $0.85 | $0.01 | ||
| Q3 25 | $0.69 | $0.01 | ||
| Q2 25 | $0.67 | $0.06 | ||
| Q1 25 | $0.65 | $0.03 | ||
| Q4 24 | $0.42 | $0.06 | ||
| Q3 24 | $0.49 | $0.05 | ||
| Q2 24 | $0.58 | $-0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $342.1M |
| Total DebtLower is stronger | $76.5M | — |
| Stockholders' EquityBook value | $593.9M | $542.1M |
| Total Assets | $7.5B | $612.9M |
| Debt / EquityLower = less leverage | 0.13× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $342.1M | ||
| Q3 25 | — | $338.6M | ||
| Q2 25 | — | $336.8M | ||
| Q1 25 | — | $325.5M | ||
| Q4 24 | — | $334.7M | ||
| Q3 24 | — | $231.3M | ||
| Q2 24 | — | $256.0M |
| Q1 26 | $76.5M | — | ||
| Q4 25 | $76.5M | — | ||
| Q3 25 | $131.5M | — | ||
| Q2 25 | $131.5M | — | ||
| Q1 25 | $131.4M | — | ||
| Q4 24 | $156.3M | — | ||
| Q3 24 | $156.3M | — | ||
| Q2 24 | $156.2M | — |
| Q1 26 | $593.9M | — | ||
| Q4 25 | $592.6M | $542.1M | ||
| Q3 25 | $588.1M | $537.7M | ||
| Q2 25 | $568.9M | $532.2M | ||
| Q1 25 | $557.4M | $517.4M | ||
| Q4 24 | $538.4M | $517.8M | ||
| Q3 24 | $543.7M | $400.2M | ||
| Q2 24 | $518.6M | $388.4M |
| Q1 26 | $7.5B | — | ||
| Q4 25 | $7.4B | $612.9M | ||
| Q3 25 | $7.4B | $613.2M | ||
| Q2 25 | $7.4B | $608.9M | ||
| Q1 25 | $7.4B | $590.9M | ||
| Q4 24 | $7.5B | $592.2M | ||
| Q3 24 | $7.4B | $477.3M | ||
| Q2 24 | $7.4B | $443.6M |
| Q1 26 | 0.13× | — | ||
| Q4 25 | 0.13× | — | ||
| Q3 25 | 0.22× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.29× | — | ||
| Q3 24 | 0.29× | — | ||
| Q2 24 | 0.30× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $9.9M |
| Free Cash FlowOCF − Capex | — | $6.1M |
| FCF MarginFCF / Revenue | — | 5.7% |
| Capex IntensityCapex / Revenue | — | 3.6% |
| Cash ConversionOCF / Net Profit | — | 32.34× |
| TTM Free Cash FlowTrailing 4 quarters | — | $25.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $97.5M | $9.9M | ||
| Q3 25 | $22.2M | $7.0M | ||
| Q2 25 | $34.3M | $14.4M | ||
| Q1 25 | $20.4M | $9.4M | ||
| Q4 24 | $90.5M | $7.1M | ||
| Q3 24 | $21.3M | $9.2M | ||
| Q2 24 | $25.9M | $10.7M |
| Q1 26 | — | — | ||
| Q4 25 | $92.3M | $6.1M | ||
| Q3 25 | $21.4M | $2.9M | ||
| Q2 25 | $32.3M | $10.2M | ||
| Q1 25 | $19.6M | $6.0M | ||
| Q4 24 | $75.4M | $4.4M | ||
| Q3 24 | $15.6M | $5.9M | ||
| Q2 24 | $21.3M | $8.0M |
| Q1 26 | — | — | ||
| Q4 25 | 121.0% | 5.7% | ||
| Q3 25 | 28.6% | 2.8% | ||
| Q2 25 | 44.3% | 10.1% | ||
| Q1 25 | 28.4% | 6.0% | ||
| Q4 24 | 129.2% | 4.4% | ||
| Q3 24 | 23.5% | 6.8% | ||
| Q2 24 | 33.2% | 9.7% |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 3.6% | ||
| Q3 25 | 1.2% | 3.9% | ||
| Q2 25 | 2.7% | 4.1% | ||
| Q1 25 | 1.3% | 3.3% | ||
| Q4 24 | 25.8% | 2.6% | ||
| Q3 24 | 8.5% | 3.7% | ||
| Q2 24 | 7.3% | 3.2% |
| Q1 26 | — | — | ||
| Q4 25 | 4.26× | 32.34× | ||
| Q3 25 | 1.20× | 5.92× | ||
| Q2 25 | 1.88× | 2.73× | ||
| Q1 25 | 1.15× | 3.21× | ||
| Q4 24 | 7.98× | 1.56× | ||
| Q3 24 | 1.60× | 2.15× | ||
| Q2 24 | 1.64× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CPF
Segment breakdown not available.
GDYN
| Other | $30.6M | 29% |
| Technology Media And Telecom | $30.1M | 28% |
| Financial Service | $24.3M | 23% |
| Manufactured Product Other | $10.8M | 10% |
| Related Party | $7.6M | 7% |
| Health Care | $2.8M | 3% |
