vs
Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Hour Loop, Inc (HOUR). Click either name above to swap in a different company.
CENTRAL PACIFIC FINANCIAL CORP is the larger business by last-quarter revenue ($72.9M vs $56.1M, roughly 1.3× Hour Loop, Inc). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs -1.2%, a 29.6% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (6.0% vs 3.0%). Over the past eight quarters, Hour Loop, Inc's revenue compounded faster (50.7% CAGR vs 6.7%).
Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.
Hour Loop, Inc. is an e-commerce retail company that offers a diverse portfolio of products including home goods, apparel, toys, electronics accessories, and daily consumer essentials. It primarily operates through leading third-party online marketplaces, with its core customer base concentrated in North America, focusing on delivering affordable, high-value daily products to mass consumers.
CPF vs HOUR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $72.9M | $56.1M |
| Net Profit | $20.7M | $-657.3K |
| Gross Margin | — | 49.6% |
| Operating Margin | — | -1.5% |
| Net Margin | 28.4% | -1.2% |
| Revenue YoY | 6.0% | 3.0% |
| Net Profit YoY | 16.7% | 57.0% |
| EPS (diluted) | $0.78 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $72.9M | — | ||
| Q4 25 | $76.3M | $56.1M | ||
| Q3 25 | $74.8M | $33.4M | ||
| Q2 25 | $72.8M | $27.1M | ||
| Q1 25 | $68.8M | $25.8M | ||
| Q4 24 | $58.4M | $54.4M | ||
| Q3 24 | $66.6M | $31.1M | ||
| Q2 24 | $64.0M | $28.1M |
| Q1 26 | $20.7M | — | ||
| Q4 25 | $22.9M | $-657.3K | ||
| Q3 25 | $18.6M | $530.6K | ||
| Q2 25 | $18.3M | $1.2M | ||
| Q1 25 | $17.8M | $654.5K | ||
| Q4 24 | $11.3M | $-1.5M | ||
| Q3 24 | $13.3M | $469.6K | ||
| Q2 24 | $15.8M | $649.1K |
| Q1 26 | — | — | ||
| Q4 25 | — | 49.6% | ||
| Q3 25 | — | 51.4% | ||
| Q2 25 | — | 57.2% | ||
| Q1 25 | — | 54.7% | ||
| Q4 24 | — | 45.7% | ||
| Q3 24 | — | 54.8% | ||
| Q2 24 | — | 55.7% |
| Q1 26 | — | — | ||
| Q4 25 | 37.0% | -1.5% | ||
| Q3 25 | 31.6% | 2.2% | ||
| Q2 25 | 32.8% | 6.0% | ||
| Q1 25 | 32.8% | 3.6% | ||
| Q4 24 | 23.0% | -4.5% | ||
| Q3 24 | 25.6% | 2.3% | ||
| Q2 24 | 32.2% | 3.3% |
| Q1 26 | 28.4% | — | ||
| Q4 25 | 30.0% | -1.2% | ||
| Q3 25 | 24.8% | 1.6% | ||
| Q2 25 | 25.1% | 4.3% | ||
| Q1 25 | 25.8% | 2.5% | ||
| Q4 24 | 19.4% | -2.8% | ||
| Q3 24 | 20.0% | 1.5% | ||
| Q2 24 | 24.7% | 2.3% |
| Q1 26 | $0.78 | — | ||
| Q4 25 | $0.85 | $-0.02 | ||
| Q3 25 | $0.69 | $0.01 | ||
| Q2 25 | $0.67 | $0.04 | ||
| Q1 25 | $0.65 | $0.02 | ||
| Q4 24 | $0.42 | $-0.04 | ||
| Q3 24 | $0.49 | $0.01 | ||
| Q2 24 | $0.58 | $0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $76.5M | — |
| Stockholders' EquityBook value | $593.9M | $7.0M |
| Total Assets | $7.5B | $23.8M |
| Debt / EquityLower = less leverage | 0.13× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $76.5M | — | ||
| Q4 25 | $76.5M | — | ||
| Q3 25 | $131.5M | — | ||
| Q2 25 | $131.5M | — | ||
| Q1 25 | $131.4M | — | ||
| Q4 24 | $156.3M | — | ||
| Q3 24 | $156.3M | — | ||
| Q2 24 | $156.2M | — |
| Q1 26 | $593.9M | — | ||
| Q4 25 | $592.6M | $7.0M | ||
| Q3 25 | $588.1M | $7.7M | ||
| Q2 25 | $568.9M | $7.2M | ||
| Q1 25 | $557.4M | $5.8M | ||
| Q4 24 | $538.4M | $5.2M | ||
| Q3 24 | $543.7M | $6.7M | ||
| Q2 24 | $518.6M | $6.2M |
| Q1 26 | $7.5B | — | ||
| Q4 25 | $7.4B | $23.8M | ||
| Q3 25 | $7.4B | $31.6M | ||
| Q2 25 | $7.4B | $23.0M | ||
| Q1 25 | $7.4B | $19.1M | ||
| Q4 24 | $7.5B | $20.0M | ||
| Q3 24 | $7.4B | $32.4M | ||
| Q2 24 | $7.4B | $20.2M |
| Q1 26 | 0.13× | — | ||
| Q4 25 | 0.13× | — | ||
| Q3 25 | 0.22× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.29× | — | ||
| Q3 24 | 0.29× | — | ||
| Q2 24 | 0.30× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $3.0M |
| Free Cash FlowOCF − Capex | — | $3.0M |
| FCF MarginFCF / Revenue | — | 5.3% |
| Capex IntensityCapex / Revenue | — | 0.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $2.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $97.5M | $3.0M | ||
| Q3 25 | $22.2M | $500.4K | ||
| Q2 25 | $34.3M | $-901.5K | ||
| Q1 25 | $20.4M | $-23.9K | ||
| Q4 24 | $90.5M | $1.5M | ||
| Q3 24 | $21.3M | $-2.2M | ||
| Q2 24 | $25.9M | $456.2K |
| Q1 26 | — | — | ||
| Q4 25 | $92.3M | $3.0M | ||
| Q3 25 | $21.4M | $449.3K | ||
| Q2 25 | $32.3M | $-901.6K | ||
| Q1 25 | $19.6M | $-24.6K | ||
| Q4 24 | $75.4M | $1.5M | ||
| Q3 24 | $15.6M | $-2.2M | ||
| Q2 24 | $21.3M | $439.4K |
| Q1 26 | — | — | ||
| Q4 25 | 121.0% | 5.3% | ||
| Q3 25 | 28.6% | 1.3% | ||
| Q2 25 | 44.3% | -3.3% | ||
| Q1 25 | 28.4% | -0.1% | ||
| Q4 24 | 129.2% | 2.8% | ||
| Q3 24 | 23.5% | -7.0% | ||
| Q2 24 | 33.2% | 1.6% |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 0.0% | ||
| Q3 25 | 1.2% | 0.2% | ||
| Q2 25 | 2.7% | 0.0% | ||
| Q1 25 | 1.3% | 0.0% | ||
| Q4 24 | 25.8% | 0.0% | ||
| Q3 24 | 8.5% | 0.0% | ||
| Q2 24 | 7.3% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 4.26× | — | ||
| Q3 25 | 1.20× | 0.94× | ||
| Q2 25 | 1.88× | -0.77× | ||
| Q1 25 | 1.15× | -0.04× | ||
| Q4 24 | 7.98× | — | ||
| Q3 24 | 1.60× | -4.64× | ||
| Q2 24 | 1.64× | 0.70× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
