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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Ramaco Resources, Inc. (METC). Click either name above to swap in a different company.
Ramaco Resources, Inc. is the larger business by last-quarter revenue ($121.0M vs $72.9M, roughly 1.7× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs -11.0%, a 39.4% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (6.0% vs -27.7%). Over the past eight quarters, CENTRAL PACIFIC FINANCIAL CORP's revenue compounded faster (6.7% CAGR vs -22.7%).
Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.
Ramaco Resources, Inc. is a U.S.-based mining company focused on high-grade metallurgical coal production. It operates mining assets across the Appalachian region, supplying products to global steel manufacturing and industrial clients, with core operations centered on sustainable low-cost metallurgical coal extraction and distribution.
CPF vs METC — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $72.9M | $121.0M |
| Net Profit | $20.7M | $-13.3M |
| Gross Margin | — | 15.8% |
| Operating Margin | — | -12.0% |
| Net Margin | 28.4% | -11.0% |
| Revenue YoY | 6.0% | -27.7% |
| Net Profit YoY | 16.7% | -5468.2% |
| EPS (diluted) | $0.78 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $72.9M | — | ||
| Q4 25 | $76.3M | — | ||
| Q3 25 | $74.8M | $121.0M | ||
| Q2 25 | $72.8M | $153.0M | ||
| Q1 25 | $68.8M | $134.7M | ||
| Q4 24 | $58.4M | $170.9M | ||
| Q3 24 | $66.6M | $167.4M | ||
| Q2 24 | $64.0M | $155.3M |
| Q1 26 | $20.7M | — | ||
| Q4 25 | $22.9M | — | ||
| Q3 25 | $18.6M | $-13.3M | ||
| Q2 25 | $18.3M | $-14.0M | ||
| Q1 25 | $17.8M | $-9.5M | ||
| Q4 24 | $11.3M | $3.9M | ||
| Q3 24 | $13.3M | $-239.0K | ||
| Q2 24 | $15.8M | $5.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 15.8% | ||
| Q2 25 | — | 12.3% | ||
| Q1 25 | — | 15.2% | ||
| Q4 24 | — | 20.4% | ||
| Q3 24 | — | 19.5% | ||
| Q2 24 | — | 21.0% |
| Q1 26 | — | — | ||
| Q4 25 | 37.0% | — | ||
| Q3 25 | 31.6% | -12.0% | ||
| Q2 25 | 32.8% | -9.1% | ||
| Q1 25 | 32.8% | -8.9% | ||
| Q4 24 | 23.0% | 3.7% | ||
| Q3 24 | 25.6% | 1.0% | ||
| Q2 24 | 32.2% | 3.5% |
| Q1 26 | 28.4% | — | ||
| Q4 25 | 30.0% | — | ||
| Q3 25 | 24.8% | -11.0% | ||
| Q2 25 | 25.1% | -9.1% | ||
| Q1 25 | 25.8% | -7.0% | ||
| Q4 24 | 19.4% | 2.3% | ||
| Q3 24 | 20.0% | -0.1% | ||
| Q2 24 | 24.7% | 3.6% |
| Q1 26 | $0.78 | — | ||
| Q4 25 | $0.85 | — | ||
| Q3 25 | $0.69 | — | ||
| Q2 25 | $0.67 | — | ||
| Q1 25 | $0.65 | — | ||
| Q4 24 | $0.42 | $0.06 | ||
| Q3 24 | $0.49 | $-0.03 | ||
| Q2 24 | $0.58 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $193.8M |
| Total DebtLower is stronger | $76.5M | $116.3M |
| Stockholders' EquityBook value | $593.9M | $526.9M |
| Total Assets | $7.5B | $849.7M |
| Debt / EquityLower = less leverage | 0.13× | 0.22× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $193.8M | ||
| Q2 25 | — | $28.1M | ||
| Q1 25 | — | $43.5M | ||
| Q4 24 | — | $33.0M | ||
| Q3 24 | — | $22.9M | ||
| Q2 24 | — | $27.6M |
| Q1 26 | $76.5M | — | ||
| Q4 25 | $76.5M | — | ||
| Q3 25 | $131.5M | $116.3M | ||
| Q2 25 | $131.5M | — | ||
| Q1 25 | $131.4M | — | ||
| Q4 24 | $156.3M | $88.2M | ||
| Q3 24 | $156.3M | — | ||
| Q2 24 | $156.2M | — |
| Q1 26 | $593.9M | — | ||
| Q4 25 | $592.6M | — | ||
| Q3 25 | $588.1M | $526.9M | ||
| Q2 25 | $568.9M | $347.4M | ||
| Q1 25 | $557.4M | $355.2M | ||
| Q4 24 | $538.4M | $362.8M | ||
| Q3 24 | $543.7M | $361.8M | ||
| Q2 24 | $518.6M | $366.1M |
| Q1 26 | $7.5B | — | ||
| Q4 25 | $7.4B | — | ||
| Q3 25 | $7.4B | $849.7M | ||
| Q2 25 | $7.4B | $674.6M | ||
| Q1 25 | $7.4B | $685.7M | ||
| Q4 24 | $7.5B | $674.7M | ||
| Q3 24 | $7.4B | $645.4M | ||
| Q2 24 | $7.4B | $659.2M |
| Q1 26 | 0.13× | — | ||
| Q4 25 | 0.13× | — | ||
| Q3 25 | 0.22× | 0.22× | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.29× | 0.24× | ||
| Q3 24 | 0.29× | — | ||
| Q2 24 | 0.30× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-1.4M |
| Free Cash FlowOCF − Capex | — | $-17.5M |
| FCF MarginFCF / Revenue | — | -14.5% |
| Capex IntensityCapex / Revenue | — | 13.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-24.7M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $97.5M | — | ||
| Q3 25 | $22.2M | $-1.4M | ||
| Q2 25 | $34.3M | $-4.3M | ||
| Q1 25 | $20.4M | $26.0M | ||
| Q4 24 | $90.5M | $15.7M | ||
| Q3 24 | $21.3M | $37.4M | ||
| Q2 24 | $25.9M | $34.4M |
| Q1 26 | — | — | ||
| Q4 25 | $92.3M | — | ||
| Q3 25 | $21.4M | $-17.5M | ||
| Q2 25 | $32.3M | $-19.8M | ||
| Q1 25 | $19.6M | $7.6M | ||
| Q4 24 | $75.4M | $5.1M | ||
| Q3 24 | $15.6M | $25.6M | ||
| Q2 24 | $21.3M | $20.3M |
| Q1 26 | — | — | ||
| Q4 25 | 121.0% | — | ||
| Q3 25 | 28.6% | -14.5% | ||
| Q2 25 | 44.3% | -13.0% | ||
| Q1 25 | 28.4% | 5.6% | ||
| Q4 24 | 129.2% | 3.0% | ||
| Q3 24 | 23.5% | 15.3% | ||
| Q2 24 | 33.2% | 13.1% |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | — | ||
| Q3 25 | 1.2% | 13.3% | ||
| Q2 25 | 2.7% | 10.2% | ||
| Q1 25 | 1.3% | 13.7% | ||
| Q4 24 | 25.8% | 6.2% | ||
| Q3 24 | 8.5% | 7.0% | ||
| Q2 24 | 7.3% | 9.1% |
| Q1 26 | — | — | ||
| Q4 25 | 4.26× | — | ||
| Q3 25 | 1.20× | — | ||
| Q2 25 | 1.88× | — | ||
| Q1 25 | 1.15× | — | ||
| Q4 24 | 7.98× | 4.06× | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.64× | 6.21× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CPF
Segment breakdown not available.
METC
| Export Coal Revenues | $73.0M | 60% |
| Domestic Coal Revenues | $48.0M | 40% |
