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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and HEALTHSTREAM INC (HSTM). Click either name above to swap in a different company.
HEALTHSTREAM INC is the larger business by last-quarter revenue ($79.7M vs $72.9M, roughly 1.1× CENTRAL PACIFIC FINANCIAL CORP). On growth, HEALTHSTREAM INC posted the faster year-over-year revenue change (7.4% vs 6.0%). Over the past eight quarters, CENTRAL PACIFIC FINANCIAL CORP's revenue compounded faster (6.7% CAGR vs 4.7%).
Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.
HealthStream Inc is a leading U.S.-based provider of workforce development, compliance, and training solutions tailored for the healthcare industry. It offers cloud-based platforms covering clinical skill training, talent management, patient safety education, and regulatory adherence tools, serving over 4,000 healthcare organizations including hospitals, clinics, and long-term care facilities nationwide.
CPF vs HSTM — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $72.9M | $79.7M |
| Net Profit | $20.7M | — |
| Gross Margin | — | — |
| Operating Margin | — | 3.0% |
| Net Margin | 28.4% | — |
| Revenue YoY | 6.0% | 7.4% |
| Net Profit YoY | 16.7% | — |
| EPS (diluted) | $0.78 | $0.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $72.9M | — | ||
| Q4 25 | $76.3M | $79.7M | ||
| Q3 25 | $74.8M | $76.5M | ||
| Q2 25 | $72.8M | $74.4M | ||
| Q1 25 | $68.8M | $73.5M | ||
| Q4 24 | $58.4M | $74.2M | ||
| Q3 24 | $66.6M | $73.1M | ||
| Q2 24 | $64.0M | $71.6M |
| Q1 26 | $20.7M | — | ||
| Q4 25 | $22.9M | — | ||
| Q3 25 | $18.6M | $6.1M | ||
| Q2 25 | $18.3M | $5.4M | ||
| Q1 25 | $17.8M | $4.3M | ||
| Q4 24 | $11.3M | — | ||
| Q3 24 | $13.3M | $5.7M | ||
| Q2 24 | $15.8M | $4.2M |
| Q1 26 | — | — | ||
| Q4 25 | 37.0% | 3.0% | ||
| Q3 25 | 31.6% | 9.9% | ||
| Q2 25 | 32.8% | 7.9% | ||
| Q1 25 | 32.8% | 6.0% | ||
| Q4 24 | 23.0% | 6.3% | ||
| Q3 24 | 25.6% | 8.9% | ||
| Q2 24 | 32.2% | 6.2% |
| Q1 26 | 28.4% | — | ||
| Q4 25 | 30.0% | — | ||
| Q3 25 | 24.8% | 8.0% | ||
| Q2 25 | 25.1% | 7.2% | ||
| Q1 25 | 25.8% | 5.9% | ||
| Q4 24 | 19.4% | — | ||
| Q3 24 | 20.0% | 7.8% | ||
| Q2 24 | 24.7% | 5.8% |
| Q1 26 | $0.78 | — | ||
| Q4 25 | $0.85 | $0.09 | ||
| Q3 25 | $0.69 | $0.20 | ||
| Q2 25 | $0.67 | $0.18 | ||
| Q1 25 | $0.65 | $0.14 | ||
| Q4 24 | $0.42 | $0.16 | ||
| Q3 24 | $0.49 | $0.19 | ||
| Q2 24 | $0.58 | $0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $36.2M |
| Total DebtLower is stronger | $76.5M | — |
| Stockholders' EquityBook value | $593.9M | $354.0M |
| Total Assets | $7.5B | $520.4M |
| Debt / EquityLower = less leverage | 0.13× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $36.2M | ||
| Q3 25 | — | $53.5M | ||
| Q2 25 | — | $52.1M | ||
| Q1 25 | — | $77.3M | ||
| Q4 24 | — | $59.5M | ||
| Q3 24 | — | $57.5M | ||
| Q2 24 | — | $46.1M |
| Q1 26 | $76.5M | — | ||
| Q4 25 | $76.5M | — | ||
| Q3 25 | $131.5M | — | ||
| Q2 25 | $131.5M | — | ||
| Q1 25 | $131.4M | — | ||
| Q4 24 | $156.3M | — | ||
| Q3 24 | $156.3M | — | ||
| Q2 24 | $156.2M | — |
| Q1 26 | $593.9M | — | ||
| Q4 25 | $592.6M | $354.0M | ||
| Q3 25 | $588.1M | $349.2M | ||
| Q2 25 | $568.9M | $350.6M | ||
| Q1 25 | $557.4M | $362.8M | ||
| Q4 24 | $538.4M | $359.4M | ||
| Q3 24 | $543.7M | $355.5M | ||
| Q2 24 | $518.6M | $349.2M |
| Q1 26 | $7.5B | — | ||
| Q4 25 | $7.4B | $520.4M | ||
| Q3 25 | $7.4B | $499.9M | ||
| Q2 25 | $7.4B | $500.1M | ||
| Q1 25 | $7.4B | $524.0M | ||
| Q4 24 | $7.5B | $510.8M | ||
| Q3 24 | $7.4B | $502.8M | ||
| Q2 24 | $7.4B | $499.6M |
| Q1 26 | 0.13× | — | ||
| Q4 25 | 0.13× | — | ||
| Q3 25 | 0.22× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.29× | — | ||
| Q3 24 | 0.29× | — | ||
| Q2 24 | 0.30× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $13.2M |
| Free Cash FlowOCF − Capex | — | $13.0M |
| FCF MarginFCF / Revenue | — | 16.3% |
| Capex IntensityCapex / Revenue | — | 0.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $59.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $97.5M | $13.2M | ||
| Q3 25 | $22.2M | $18.0M | ||
| Q2 25 | $34.3M | $5.0M | ||
| Q1 25 | $20.4M | $27.1M | ||
| Q4 24 | $90.5M | $11.2M | ||
| Q3 24 | $21.3M | $19.1M | ||
| Q2 24 | $25.9M | $6.5M |
| Q1 26 | — | — | ||
| Q4 25 | $92.3M | $13.0M | ||
| Q3 25 | $21.4M | $17.9M | ||
| Q2 25 | $32.3M | $2.7M | ||
| Q1 25 | $19.6M | $26.0M | ||
| Q4 24 | $75.4M | $11.0M | ||
| Q3 24 | $15.6M | $18.8M | ||
| Q2 24 | $21.3M | $6.3M |
| Q1 26 | — | — | ||
| Q4 25 | 121.0% | 16.3% | ||
| Q3 25 | 28.6% | 23.4% | ||
| Q2 25 | 44.3% | 3.6% | ||
| Q1 25 | 28.4% | 35.4% | ||
| Q4 24 | 129.2% | 14.8% | ||
| Q3 24 | 23.5% | 25.8% | ||
| Q2 24 | 33.2% | 8.8% |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 0.3% | ||
| Q3 25 | 1.2% | 0.1% | ||
| Q2 25 | 2.7% | 3.1% | ||
| Q1 25 | 1.3% | 1.4% | ||
| Q4 24 | 25.8% | 0.3% | ||
| Q3 24 | 8.5% | 0.4% | ||
| Q2 24 | 7.3% | 0.2% |
| Q1 26 | — | — | ||
| Q4 25 | 4.26× | — | ||
| Q3 25 | 1.20× | 2.96× | ||
| Q2 25 | 1.88× | 0.93× | ||
| Q1 25 | 1.15× | 6.25× | ||
| Q4 24 | 7.98× | — | ||
| Q3 24 | 1.60× | 3.34× | ||
| Q2 24 | 1.64× | 1.55× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CPF
Segment breakdown not available.
HSTM
| Subscription Services | $77.0M | 97% |
| Professional Services | $2.7M | 3% |
