vs

Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and IRONWOOD PHARMACEUTICALS INC (IRWD). Click either name above to swap in a different company.

CENTRAL PACIFIC FINANCIAL CORP is the larger business by last-quarter revenue ($72.9M vs $47.7M, roughly 1.5× IRONWOOD PHARMACEUTICALS INC). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs -4.8%, a 33.2% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (6.0% vs -47.3%). Over the past eight quarters, CENTRAL PACIFIC FINANCIAL CORP's revenue compounded faster (6.7% CAGR vs -20.2%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

Ironwood Pharmaceuticals, Inc. is a publicly traded pharmaceutical company. It was originally called Microbia, Inc.

CPF vs IRWD — Head-to-Head

Bigger by revenue
CPF
CPF
1.5× larger
CPF
$72.9M
$47.7M
IRWD
Growing faster (revenue YoY)
CPF
CPF
+53.3% gap
CPF
6.0%
-47.3%
IRWD
Higher net margin
CPF
CPF
33.2% more per $
CPF
28.4%
-4.8%
IRWD
Faster 2-yr revenue CAGR
CPF
CPF
Annualised
CPF
6.7%
-20.2%
IRWD

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CPF
CPF
IRWD
IRWD
Revenue
$72.9M
$47.7M
Net Profit
$20.7M
$-2.3M
Gross Margin
Operating Margin
14.3%
Net Margin
28.4%
-4.8%
Revenue YoY
6.0%
-47.3%
Net Profit YoY
16.7%
-200.9%
EPS (diluted)
$0.78
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
IRWD
IRWD
Q1 26
$72.9M
Q4 25
$76.3M
$47.7M
Q3 25
$74.8M
$122.1M
Q2 25
$72.8M
$85.2M
Q1 25
$68.8M
$41.1M
Q4 24
$58.4M
$90.5M
Q3 24
$66.6M
$91.6M
Q2 24
$64.0M
$94.4M
Net Profit
CPF
CPF
IRWD
IRWD
Q1 26
$20.7M
Q4 25
$22.9M
$-2.3M
Q3 25
$18.6M
$40.1M
Q2 25
$18.3M
$23.6M
Q1 25
$17.8M
$-37.4M
Q4 24
$11.3M
$2.3M
Q3 24
$13.3M
$3.6M
Q2 24
$15.8M
$-860.0K
Operating Margin
CPF
CPF
IRWD
IRWD
Q1 26
Q4 25
37.0%
14.3%
Q3 25
31.6%
61.8%
Q2 25
32.8%
53.2%
Q1 25
32.8%
-70.7%
Q4 24
23.0%
34.8%
Q3 24
25.6%
28.0%
Q2 24
32.2%
26.5%
Net Margin
CPF
CPF
IRWD
IRWD
Q1 26
28.4%
Q4 25
30.0%
-4.8%
Q3 25
24.8%
32.8%
Q2 25
25.1%
27.7%
Q1 25
25.8%
-90.9%
Q4 24
19.4%
2.5%
Q3 24
20.0%
4.0%
Q2 24
24.7%
-0.9%
EPS (diluted)
CPF
CPF
IRWD
IRWD
Q1 26
$0.78
Q4 25
$0.85
$0.01
Q3 25
$0.69
$0.23
Q2 25
$0.67
$0.14
Q1 25
$0.65
$-0.23
Q4 24
$0.42
$0.03
Q3 24
$0.49
$0.02
Q2 24
$0.58
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
IRWD
IRWD
Cash + ST InvestmentsLiquidity on hand
$215.5M
Total DebtLower is stronger
$76.5M
Stockholders' EquityBook value
$593.9M
$-261.8M
Total Assets
$7.5B
$396.9M
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
IRWD
IRWD
Q1 26
Q4 25
$215.5M
Q3 25
$140.4M
Q2 25
$92.9M
Q1 25
$108.5M
Q4 24
$88.6M
Q3 24
$88.2M
Q2 24
$105.5M
Total Debt
CPF
CPF
IRWD
IRWD
Q1 26
$76.5M
Q4 25
$76.5M
Q3 25
$131.5M
$199.5M
Q2 25
$131.5M
$199.3M
Q1 25
$131.4M
$199.2M
Q4 24
$156.3M
$199.0M
Q3 24
$156.3M
$198.8M
Q2 24
$156.2M
$198.6M
Stockholders' Equity
CPF
CPF
IRWD
IRWD
Q1 26
$593.9M
Q4 25
$592.6M
$-261.8M
Q3 25
$588.1M
$-264.2M
Q2 25
$568.9M
$-308.2M
Q1 25
$557.4M
$-334.1M
Q4 24
$538.4M
$-301.3M
Q3 24
$543.7M
$-311.3M
Q2 24
$518.6M
$-321.7M
Total Assets
CPF
CPF
IRWD
IRWD
Q1 26
$7.5B
Q4 25
$7.4B
$396.9M
Q3 25
$7.4B
$396.1M
Q2 25
$7.4B
$342.9M
Q1 25
$7.4B
$327.2M
Q4 24
$7.5B
$350.9M
Q3 24
$7.4B
$389.5M
Q2 24
$7.4B
$395.6M
Debt / Equity
CPF
CPF
IRWD
IRWD
Q1 26
0.13×
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPF
CPF
IRWD
IRWD
Operating Cash FlowLast quarter
$74.6M
Free Cash FlowOCF − Capex
$74.6M
FCF MarginFCF / Revenue
156.3%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$127.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPF
CPF
IRWD
IRWD
Q1 26
Q4 25
$97.5M
$74.6M
Q3 25
$22.2M
$47.6M
Q2 25
$34.3M
$-15.1M
Q1 25
$20.4M
$20.0M
Q4 24
$90.5M
$15.2M
Q3 24
$21.3M
$9.9M
Q2 24
$25.9M
$33.5M
Free Cash Flow
CPF
CPF
IRWD
IRWD
Q1 26
Q4 25
$92.3M
$74.6M
Q3 25
$21.4M
$47.6M
Q2 25
$32.3M
$-15.1M
Q1 25
$19.6M
$19.9M
Q4 24
$75.4M
Q3 24
$15.6M
$9.9M
Q2 24
$21.3M
$33.4M
FCF Margin
CPF
CPF
IRWD
IRWD
Q1 26
Q4 25
121.0%
156.3%
Q3 25
28.6%
39.0%
Q2 25
44.3%
-17.7%
Q1 25
28.4%
48.4%
Q4 24
129.2%
Q3 24
23.5%
10.8%
Q2 24
33.2%
35.4%
Capex Intensity
CPF
CPF
IRWD
IRWD
Q1 26
Q4 25
6.8%
0.0%
Q3 25
1.2%
0.0%
Q2 25
2.7%
0.0%
Q1 25
1.3%
0.1%
Q4 24
25.8%
0.0%
Q3 24
8.5%
0.0%
Q2 24
7.3%
0.1%
Cash Conversion
CPF
CPF
IRWD
IRWD
Q1 26
Q4 25
4.26×
Q3 25
1.20×
1.19×
Q2 25
1.88×
-0.64×
Q1 25
1.15×
Q4 24
7.98×
6.74×
Q3 24
1.60×
2.71×
Q2 24
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons