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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and NOODLES & Co (NDLS). Click either name above to swap in a different company.

NOODLES & Co is the larger business by last-quarter revenue ($122.1M vs $72.9M, roughly 1.7× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs -7.5%, a 35.9% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (6.0% vs -4.1%). Over the past eight quarters, CENTRAL PACIFIC FINANCIAL CORP's revenue compounded faster (6.7% CAGR vs -1.2%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

Noodles & Company is an American fast-casual restaurant that offers international and American noodle dishes in addition to soups and salads. Noodles & Company was founded in 1995 by Aaron Kennedy and is headquartered in Broomfield, Colorado. The company went public in 2013 and recorded a $457 million revenue in 2017. In mid-2022, there were 458 Noodles & Company locations across 31 states.

CPF vs NDLS — Head-to-Head

Bigger by revenue
NDLS
NDLS
1.7× larger
NDLS
$122.1M
$72.9M
CPF
Growing faster (revenue YoY)
CPF
CPF
+10.1% gap
CPF
6.0%
-4.1%
NDLS
Higher net margin
CPF
CPF
35.9% more per $
CPF
28.4%
-7.5%
NDLS
Faster 2-yr revenue CAGR
CPF
CPF
Annualised
CPF
6.7%
-1.2%
NDLS

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
CPF
CPF
NDLS
NDLS
Revenue
$72.9M
$122.1M
Net Profit
$20.7M
$-9.2M
Gross Margin
Operating Margin
-5.2%
Net Margin
28.4%
-7.5%
Revenue YoY
6.0%
-4.1%
Net Profit YoY
16.7%
32.8%
EPS (diluted)
$0.78
$-0.20

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
NDLS
NDLS
Q1 26
$72.9M
Q4 25
$76.3M
Q3 25
$74.8M
$122.1M
Q2 25
$72.8M
$123.8M
Q1 25
$68.8M
Q4 24
$58.4M
$122.8M
Q3 24
$66.6M
$127.4M
Q2 24
$64.0M
$121.4M
Net Profit
CPF
CPF
NDLS
NDLS
Q1 26
$20.7M
Q4 25
$22.9M
Q3 25
$18.6M
$-9.2M
Q2 25
$18.3M
$-9.1M
Q1 25
$17.8M
Q4 24
$11.3M
$-6.8M
Q3 24
$13.3M
$-13.6M
Q2 24
$15.8M
$-6.1M
Operating Margin
CPF
CPF
NDLS
NDLS
Q1 26
Q4 25
37.0%
Q3 25
31.6%
-5.2%
Q2 25
32.8%
-5.2%
Q1 25
32.8%
Q4 24
23.0%
-3.9%
Q3 24
25.6%
-9.0%
Q2 24
32.2%
-3.4%
Net Margin
CPF
CPF
NDLS
NDLS
Q1 26
28.4%
Q4 25
30.0%
Q3 25
24.8%
-7.5%
Q2 25
25.1%
-7.3%
Q1 25
25.8%
Q4 24
19.4%
-5.5%
Q3 24
20.0%
-10.7%
Q2 24
24.7%
-5.1%
EPS (diluted)
CPF
CPF
NDLS
NDLS
Q1 26
$0.78
Q4 25
$0.85
Q3 25
$0.69
$-0.20
Q2 25
$0.67
$-0.20
Q1 25
$0.65
Q4 24
$0.42
$-0.15
Q3 24
$0.49
$-0.30
Q2 24
$0.58
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
NDLS
NDLS
Cash + ST InvestmentsLiquidity on hand
$4.7M
Total DebtLower is stronger
$76.5M
Stockholders' EquityBook value
$593.9M
$-38.9M
Total Assets
$7.5B
$280.6M
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
NDLS
NDLS
Q1 26
Q4 25
Q3 25
$4.7M
Q2 25
$1.4M
Q1 25
Q4 24
$3.3M
Q3 24
$1.8M
Q2 24
$1.3M
Total Debt
CPF
CPF
NDLS
NDLS
Q1 26
$76.5M
Q4 25
$76.5M
Q3 25
$131.5M
Q2 25
$131.5M
Q1 25
$131.4M
Q4 24
$156.3M
Q3 24
$156.3M
Q2 24
$156.2M
Stockholders' Equity
CPF
CPF
NDLS
NDLS
Q1 26
$593.9M
Q4 25
$592.6M
Q3 25
$588.1M
$-38.9M
Q2 25
$568.9M
$-13.9M
Q1 25
$557.4M
Q4 24
$538.4M
$3.7M
Q3 24
$543.7M
$9.6M
Q2 24
$518.6M
$21.9M
Total Assets
CPF
CPF
NDLS
NDLS
Q1 26
$7.5B
Q4 25
$7.4B
Q3 25
$7.4B
$280.6M
Q2 25
$7.4B
$319.4M
Q1 25
$7.4B
Q4 24
$7.5B
$340.5M
Q3 24
$7.4B
$346.3M
Q2 24
$7.4B
$360.4M
Debt / Equity
CPF
CPF
NDLS
NDLS
Q1 26
0.13×
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPF
CPF
NDLS
NDLS
Operating Cash FlowLast quarter
$4.3M
Free Cash FlowOCF − Capex
$-2.8M
FCF MarginFCF / Revenue
-2.3%
Capex IntensityCapex / Revenue
5.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-7.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPF
CPF
NDLS
NDLS
Q1 26
Q4 25
$97.5M
Q3 25
$22.2M
$4.3M
Q2 25
$34.3M
$4.0M
Q1 25
$20.4M
Q4 24
$90.5M
$5.8M
Q3 24
$21.3M
$4.7M
Q2 24
$25.9M
$7.0M
Free Cash Flow
CPF
CPF
NDLS
NDLS
Q1 26
Q4 25
$92.3M
Q3 25
$21.4M
$-2.8M
Q2 25
$32.3M
$1.1M
Q1 25
$19.6M
Q4 24
$75.4M
$-1.3M
Q3 24
$15.6M
$-4.5M
Q2 24
$21.3M
$-1.6M
FCF Margin
CPF
CPF
NDLS
NDLS
Q1 26
Q4 25
121.0%
Q3 25
28.6%
-2.3%
Q2 25
44.3%
0.9%
Q1 25
28.4%
Q4 24
129.2%
-1.1%
Q3 24
23.5%
-3.5%
Q2 24
33.2%
-1.4%
Capex Intensity
CPF
CPF
NDLS
NDLS
Q1 26
Q4 25
6.8%
Q3 25
1.2%
5.8%
Q2 25
2.7%
2.4%
Q1 25
1.3%
Q4 24
25.8%
5.8%
Q3 24
8.5%
7.2%
Q2 24
7.3%
7.1%
Cash Conversion
CPF
CPF
NDLS
NDLS
Q1 26
Q4 25
4.26×
Q3 25
1.20×
Q2 25
1.88×
Q1 25
1.15×
Q4 24
7.98×
Q3 24
1.60×
Q2 24
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPF
CPF

Segment breakdown not available.

NDLS
NDLS

Food And Beverage$119.6M98%
Franchise$2.5M2%

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