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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Quipt Home Medical Corp. (QIPT). Click either name above to swap in a different company.
CENTRAL PACIFIC FINANCIAL CORP is the larger business by last-quarter revenue ($72.9M vs $49.0M, roughly 1.5× Quipt Home Medical Corp.). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs -2.1%, a 30.6% gap on every dollar of revenue. On growth, Quipt Home Medical Corp. posted the faster year-over-year revenue change (32.3% vs 6.0%).
Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.
Quipt Home Medical Corp is a U.S.-based home medical equipment provider specializing in respiratory care, sleep therapy supplies, and chronic disease management products. It serves patients with long-term health conditions, partners with healthcare providers and insurance payers across operating regions to deliver accessible in-home medical solutions.
CPF vs QIPT — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $72.9M | $49.0M |
| Net Profit | $20.7M | $-1.1M |
| Gross Margin | — | 53.5% |
| Operating Margin | — | 2.1% |
| Net Margin | 28.4% | -2.1% |
| Revenue YoY | 6.0% | 32.3% |
| Net Profit YoY | 16.7% | 2.9% |
| EPS (diluted) | $0.78 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $72.9M | — | ||
| Q4 25 | $76.3M | $49.0M | ||
| Q3 25 | $74.8M | $39.8M | ||
| Q2 25 | $72.8M | $35.1M | ||
| Q1 25 | $68.8M | $33.3M | ||
| Q4 24 | $58.4M | $37.1M | ||
| Q3 24 | $66.6M | — | ||
| Q2 24 | $64.0M | — |
| Q1 26 | $20.7M | — | ||
| Q4 25 | $22.9M | $-1.1M | ||
| Q3 25 | $18.6M | $-3.5M | ||
| Q2 25 | $18.3M | $-3.0M | ||
| Q1 25 | $17.8M | $-3.0M | ||
| Q4 24 | $11.3M | $-1.1M | ||
| Q3 24 | $13.3M | — | ||
| Q2 24 | $15.8M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 53.5% | ||
| Q3 25 | — | 48.7% | ||
| Q2 25 | — | 57.6% | ||
| Q1 25 | — | 54.6% | ||
| Q4 24 | — | 52.1% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 37.0% | 2.1% | ||
| Q3 25 | 31.6% | -3.6% | ||
| Q2 25 | 32.8% | -5.2% | ||
| Q1 25 | 32.8% | -3.0% | ||
| Q4 24 | 23.0% | 1.2% | ||
| Q3 24 | 25.6% | — | ||
| Q2 24 | 32.2% | — |
| Q1 26 | 28.4% | — | ||
| Q4 25 | 30.0% | -2.1% | ||
| Q3 25 | 24.8% | -8.9% | ||
| Q2 25 | 25.1% | -8.6% | ||
| Q1 25 | 25.8% | -9.1% | ||
| Q4 24 | 19.4% | -2.9% | ||
| Q3 24 | 20.0% | — | ||
| Q2 24 | 24.7% | — |
| Q1 26 | $0.78 | — | ||
| Q4 25 | $0.85 | $-0.02 | ||
| Q3 25 | $0.69 | $-0.07 | ||
| Q2 25 | $0.67 | $-0.07 | ||
| Q1 25 | $0.65 | $-0.07 | ||
| Q4 24 | $0.42 | $-0.03 | ||
| Q3 24 | $0.49 | — | ||
| Q2 24 | $0.58 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $10.5M |
| Total DebtLower is stronger | $76.5M | $84.0M |
| Stockholders' EquityBook value | $593.9M | $113.0M |
| Total Assets | $7.5B | $280.7M |
| Debt / EquityLower = less leverage | 0.13× | 0.74× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $12.9M | ||
| Q2 25 | — | $11.3M | ||
| Q1 25 | — | $17.1M | ||
| Q4 24 | — | $15.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $76.5M | — | ||
| Q4 25 | $76.5M | $84.0M | ||
| Q3 25 | $131.5M | $87.6M | ||
| Q2 25 | $131.5M | $66.0M | ||
| Q1 25 | $131.4M | $71.5M | ||
| Q4 24 | $156.3M | $70.6M | ||
| Q3 24 | $156.3M | — | ||
| Q2 24 | $156.2M | — |
| Q1 26 | $593.9M | — | ||
| Q4 25 | $592.6M | $113.0M | ||
| Q3 25 | $588.1M | $112.1M | ||
| Q2 25 | $568.9M | $102.5M | ||
| Q1 25 | $557.4M | $103.6M | ||
| Q4 24 | $538.4M | $106.3M | ||
| Q3 24 | $543.7M | — | ||
| Q2 24 | $518.6M | — |
| Q1 26 | $7.5B | — | ||
| Q4 25 | $7.4B | $280.7M | ||
| Q3 25 | $7.4B | $283.3M | ||
| Q2 25 | $7.4B | $236.1M | ||
| Q1 25 | $7.4B | $244.6M | ||
| Q4 24 | $7.5B | $242.8M | ||
| Q3 24 | $7.4B | — | ||
| Q2 24 | $7.4B | — |
| Q1 26 | 0.13× | — | ||
| Q4 25 | 0.13× | 0.74× | ||
| Q3 25 | 0.22× | 0.78× | ||
| Q2 25 | 0.23× | 0.64× | ||
| Q1 25 | 0.24× | 0.69× | ||
| Q4 24 | 0.29× | 0.66× | ||
| Q3 24 | 0.29× | — | ||
| Q2 24 | 0.30× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $8.9M |
| Free Cash FlowOCF − Capex | — | $6.9M |
| FCF MarginFCF / Revenue | — | 14.0% |
| Capex IntensityCapex / Revenue | — | 4.2% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $26.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $97.5M | $8.9M | ||
| Q3 25 | $22.2M | $9.8M | ||
| Q2 25 | $34.3M | $9.7M | ||
| Q1 25 | $20.4M | $8.9M | ||
| Q4 24 | $90.5M | $9.3M | ||
| Q3 24 | $21.3M | — | ||
| Q2 24 | $25.9M | — |
| Q1 26 | — | — | ||
| Q4 25 | $92.3M | $6.9M | ||
| Q3 25 | $21.4M | $8.0M | ||
| Q2 25 | $32.3M | $4.4M | ||
| Q1 25 | $19.6M | $7.3M | ||
| Q4 24 | $75.4M | $5.6M | ||
| Q3 24 | $15.6M | — | ||
| Q2 24 | $21.3M | — |
| Q1 26 | — | — | ||
| Q4 25 | 121.0% | 14.0% | ||
| Q3 25 | 28.6% | 20.0% | ||
| Q2 25 | 44.3% | 12.6% | ||
| Q1 25 | 28.4% | 22.0% | ||
| Q4 24 | 129.2% | 15.2% | ||
| Q3 24 | 23.5% | — | ||
| Q2 24 | 33.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 4.2% | ||
| Q3 25 | 1.2% | 4.6% | ||
| Q2 25 | 2.7% | 14.9% | ||
| Q1 25 | 1.3% | 4.8% | ||
| Q4 24 | 25.8% | 9.9% | ||
| Q3 24 | 8.5% | — | ||
| Q2 24 | 7.3% | — |
| Q1 26 | — | — | ||
| Q4 25 | 4.26× | — | ||
| Q3 25 | 1.20× | — | ||
| Q2 25 | 1.88× | — | ||
| Q1 25 | 1.15× | — | ||
| Q4 24 | 7.98× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.64× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
