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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and READING INTERNATIONAL INC (RDI). Click either name above to swap in a different company.
CENTRAL PACIFIC FINANCIAL CORP is the larger business by last-quarter revenue ($72.9M vs $50.3M, roughly 1.5× READING INTERNATIONAL INC). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs -5.1%, a 33.5% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (6.0% vs -14.2%). Over the past eight quarters, CENTRAL PACIFIC FINANCIAL CORP's revenue compounded faster (6.7% CAGR vs 5.6%).
Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.
The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.
CPF vs RDI — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $72.9M | $50.3M |
| Net Profit | $20.7M | $-2.6M |
| Gross Margin | — | — |
| Operating Margin | — | -1.9% |
| Net Margin | 28.4% | -5.1% |
| Revenue YoY | 6.0% | -14.2% |
| Net Profit YoY | 16.7% | -14.5% |
| EPS (diluted) | $0.78 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $72.9M | — | ||
| Q4 25 | $76.3M | $50.3M | ||
| Q3 25 | $74.8M | $52.2M | ||
| Q2 25 | $72.8M | $60.4M | ||
| Q1 25 | $68.8M | $40.2M | ||
| Q4 24 | $58.4M | $58.6M | ||
| Q3 24 | $66.6M | $60.1M | ||
| Q2 24 | $64.0M | $46.8M |
| Q1 26 | $20.7M | — | ||
| Q4 25 | $22.9M | $-2.6M | ||
| Q3 25 | $18.6M | $-4.2M | ||
| Q2 25 | $18.3M | $-2.7M | ||
| Q1 25 | $17.8M | $-4.8M | ||
| Q4 24 | $11.3M | $-2.2M | ||
| Q3 24 | $13.3M | $-7.0M | ||
| Q2 24 | $15.8M | $-12.8M |
| Q1 26 | — | — | ||
| Q4 25 | 37.0% | -1.9% | ||
| Q3 25 | 31.6% | -0.6% | ||
| Q2 25 | 32.8% | 4.8% | ||
| Q1 25 | 32.8% | -17.2% | ||
| Q4 24 | 23.0% | 2.6% | ||
| Q3 24 | 25.6% | -0.6% | ||
| Q2 24 | 32.2% | -16.4% |
| Q1 26 | 28.4% | — | ||
| Q4 25 | 30.0% | -5.1% | ||
| Q3 25 | 24.8% | -8.0% | ||
| Q2 25 | 25.1% | -4.4% | ||
| Q1 25 | 25.8% | -11.8% | ||
| Q4 24 | 19.4% | -3.8% | ||
| Q3 24 | 20.0% | -11.7% | ||
| Q2 24 | 24.7% | -27.4% |
| Q1 26 | $0.78 | — | ||
| Q4 25 | $0.85 | $-0.11 | ||
| Q3 25 | $0.69 | $-0.18 | ||
| Q2 25 | $0.67 | $-0.12 | ||
| Q1 25 | $0.65 | $-0.21 | ||
| Q4 24 | $0.42 | $-0.11 | ||
| Q3 24 | $0.49 | $-0.31 | ||
| Q2 24 | $0.58 | $-0.57 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $10.5M |
| Total DebtLower is stronger | $76.5M | $185.1M |
| Stockholders' EquityBook value | $593.9M | $-18.2M |
| Total Assets | $7.5B | $434.9M |
| Debt / EquityLower = less leverage | 0.13× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M |
| Q1 26 | $76.5M | — | ||
| Q4 25 | $76.5M | $185.1M | ||
| Q3 25 | $131.5M | — | ||
| Q2 25 | $131.5M | — | ||
| Q1 25 | $131.4M | — | ||
| Q4 24 | $156.3M | $202.7M | ||
| Q3 24 | $156.3M | — | ||
| Q2 24 | $156.2M | — |
| Q1 26 | $593.9M | — | ||
| Q4 25 | $592.6M | $-18.2M | ||
| Q3 25 | $588.1M | $-12.1M | ||
| Q2 25 | $568.9M | $-7.7M | ||
| Q1 25 | $557.4M | $-8.1M | ||
| Q4 24 | $538.4M | $-4.4M | ||
| Q3 24 | $543.7M | $1.6M | ||
| Q2 24 | $518.6M | $6.5M |
| Q1 26 | $7.5B | — | ||
| Q4 25 | $7.4B | $434.9M | ||
| Q3 25 | $7.4B | $435.2M | ||
| Q2 25 | $7.4B | $438.1M | ||
| Q1 25 | $7.4B | $441.0M | ||
| Q4 24 | $7.5B | $471.0M | ||
| Q3 24 | $7.4B | $495.7M | ||
| Q2 24 | $7.4B | $494.9M |
| Q1 26 | 0.13× | — | ||
| Q4 25 | 0.13× | — | ||
| Q3 25 | 0.22× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.29× | — | ||
| Q3 24 | 0.29× | — | ||
| Q2 24 | 0.30× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $4.3M |
| Free Cash FlowOCF − Capex | — | $4.1M |
| FCF MarginFCF / Revenue | — | 8.2% |
| Capex IntensityCapex / Revenue | — | 0.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-2.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $97.5M | $4.3M | ||
| Q3 25 | $22.2M | $295.0K | ||
| Q2 25 | $34.3M | $1.6M | ||
| Q1 25 | $20.4M | $-7.7M | ||
| Q4 24 | $90.5M | $8.0M | ||
| Q3 24 | $21.3M | $1.3M | ||
| Q2 24 | $25.9M | $-10.4M |
| Q1 26 | — | — | ||
| Q4 25 | $92.3M | $4.1M | ||
| Q3 25 | $21.4M | $-246.0K | ||
| Q2 25 | $32.3M | $1.2M | ||
| Q1 25 | $19.6M | $-8.0M | ||
| Q4 24 | $75.4M | $7.0M | ||
| Q3 24 | $15.6M | $-1.1M | ||
| Q2 24 | $21.3M | $-10.6M |
| Q1 26 | — | — | ||
| Q4 25 | 121.0% | 8.2% | ||
| Q3 25 | 28.6% | -0.5% | ||
| Q2 25 | 44.3% | 1.9% | ||
| Q1 25 | 28.4% | -19.8% | ||
| Q4 24 | 129.2% | 12.0% | ||
| Q3 24 | 23.5% | -1.8% | ||
| Q2 24 | 33.2% | -22.7% |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 0.3% | ||
| Q3 25 | 1.2% | 1.0% | ||
| Q2 25 | 2.7% | 0.6% | ||
| Q1 25 | 1.3% | 0.6% | ||
| Q4 24 | 25.8% | 1.7% | ||
| Q3 24 | 8.5% | 4.0% | ||
| Q2 24 | 7.3% | 0.5% |
| Q1 26 | — | — | ||
| Q4 25 | 4.26× | — | ||
| Q3 25 | 1.20× | — | ||
| Q2 25 | 1.88× | — | ||
| Q1 25 | 1.15× | — | ||
| Q4 24 | 7.98× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.64× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CPF
Segment breakdown not available.
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
