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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Urban Edge Properties (UE). Click either name above to swap in a different company.

Urban Edge Properties is the larger business by last-quarter revenue ($132.6M vs $72.9M, roughly 1.8× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs 17.1%, a 11.3% gap on every dollar of revenue. On growth, Urban Edge Properties posted the faster year-over-year revenue change (12.2% vs 6.0%). Over the past eight quarters, Urban Edge Properties's revenue compounded faster (11.6% CAGR vs 6.7%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

Urban Edge Properties is a publicly traded real estate investment trust (REIT) that owns, operates, and develops high-quality retail and mixed-use properties, primarily located in densely populated urban and suburban markets across the United States. Its portfolio covers grocery-anchored shopping centers, lifestyle outlets, and community-focused commercial assets.

CPF vs UE — Head-to-Head

Bigger by revenue
UE
UE
1.8× larger
UE
$132.6M
$72.9M
CPF
Growing faster (revenue YoY)
UE
UE
+6.2% gap
UE
12.2%
6.0%
CPF
Higher net margin
CPF
CPF
11.3% more per $
CPF
28.4%
17.1%
UE
Faster 2-yr revenue CAGR
UE
UE
Annualised
UE
11.6%
6.7%
CPF

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CPF
CPF
UE
UE
Revenue
$72.9M
$132.6M
Net Profit
$20.7M
$22.6M
Gross Margin
Operating Margin
Net Margin
28.4%
17.1%
Revenue YoY
6.0%
12.2%
Net Profit YoY
16.7%
-6.7%
EPS (diluted)
$0.78
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
UE
UE
Q1 26
$72.9M
$132.6M
Q4 25
$76.3M
$119.6M
Q3 25
$74.8M
$120.1M
Q2 25
$72.8M
$114.1M
Q1 25
$68.8M
$118.2M
Q4 24
$58.4M
$116.4M
Q3 24
$66.6M
$112.4M
Q2 24
$64.0M
$106.5M
Net Profit
CPF
CPF
UE
UE
Q1 26
$20.7M
$22.6M
Q4 25
$22.9M
$12.4M
Q3 25
$18.6M
$14.9M
Q2 25
$18.3M
$58.0M
Q1 25
$17.8M
$8.2M
Q4 24
$11.3M
$30.1M
Q3 24
$13.3M
$9.1M
Q2 24
$15.8M
$30.8M
Operating Margin
CPF
CPF
UE
UE
Q1 26
Q4 25
37.0%
11.3%
Q3 25
31.6%
13.4%
Q2 25
32.8%
53.9%
Q1 25
32.8%
7.6%
Q4 24
23.0%
27.6%
Q3 24
25.6%
8.9%
Q2 24
32.2%
30.6%
Net Margin
CPF
CPF
UE
UE
Q1 26
28.4%
17.1%
Q4 25
30.0%
10.4%
Q3 25
24.8%
12.4%
Q2 25
25.1%
50.8%
Q1 25
25.8%
6.9%
Q4 24
19.4%
25.9%
Q3 24
20.0%
8.1%
Q2 24
24.7%
28.9%
EPS (diluted)
CPF
CPF
UE
UE
Q1 26
$0.78
$0.18
Q4 25
$0.85
$0.09
Q3 25
$0.69
$0.12
Q2 25
$0.67
$0.46
Q1 25
$0.65
$0.07
Q4 24
$0.42
$0.25
Q3 24
$0.49
$0.07
Q2 24
$0.58
$0.26

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
UE
UE
Cash + ST InvestmentsLiquidity on hand
$50.0M
Total DebtLower is stronger
$76.5M
Stockholders' EquityBook value
$593.9M
$1.4B
Total Assets
$7.5B
$3.4B
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
UE
UE
Q1 26
$50.0M
Q4 25
$48.9M
Q3 25
$77.8M
Q2 25
$53.0M
Q1 25
$48.0M
Q4 24
$41.4M
Q3 24
$67.9M
Q2 24
$78.6M
Total Debt
CPF
CPF
UE
UE
Q1 26
$76.5M
Q4 25
$76.5M
Q3 25
$131.5M
Q2 25
$131.5M
Q1 25
$131.4M
Q4 24
$156.3M
Q3 24
$156.3M
Q2 24
$156.2M
Stockholders' Equity
CPF
CPF
UE
UE
Q1 26
$593.9M
$1.4B
Q4 25
$592.6M
$1.4B
Q3 25
$588.1M
$1.4B
Q2 25
$568.9M
$1.4B
Q1 25
$557.4M
$1.4B
Q4 24
$538.4M
$1.4B
Q3 24
$543.7M
$1.3B
Q2 24
$518.6M
$1.3B
Total Assets
CPF
CPF
UE
UE
Q1 26
$7.5B
$3.4B
Q4 25
$7.4B
$3.3B
Q3 25
$7.4B
$3.3B
Q2 25
$7.4B
$3.3B
Q1 25
$7.4B
$3.3B
Q4 24
$7.5B
$3.3B
Q3 24
$7.4B
$3.2B
Q2 24
$7.4B
$3.2B
Debt / Equity
CPF
CPF
UE
UE
Q1 26
0.13×
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPF
CPF
UE
UE
Operating Cash FlowLast quarter
$39.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
1.5%
Cash ConversionOCF / Net Profit
1.73×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPF
CPF
UE
UE
Q1 26
$39.1M
Q4 25
$97.5M
$182.7M
Q3 25
$22.2M
$55.7M
Q2 25
$34.3M
$43.5M
Q1 25
$20.4M
$32.6M
Q4 24
$90.5M
$153.2M
Q3 24
$21.3M
$36.6M
Q2 24
$25.9M
$41.2M
Free Cash Flow
CPF
CPF
UE
UE
Q1 26
Q4 25
$92.3M
$81.8M
Q3 25
$21.4M
$26.1M
Q2 25
$32.3M
$19.6M
Q1 25
$19.6M
$11.9M
Q4 24
$75.4M
$42.5M
Q3 24
$15.6M
$12.2M
Q2 24
$21.3M
$19.9M
FCF Margin
CPF
CPF
UE
UE
Q1 26
Q4 25
121.0%
68.4%
Q3 25
28.6%
21.7%
Q2 25
44.3%
17.2%
Q1 25
28.4%
10.0%
Q4 24
129.2%
36.6%
Q3 24
23.5%
10.8%
Q2 24
33.2%
18.6%
Capex Intensity
CPF
CPF
UE
UE
Q1 26
1.5%
Q4 25
6.8%
84.4%
Q3 25
1.2%
24.6%
Q2 25
2.7%
20.9%
Q1 25
1.3%
17.5%
Q4 24
25.8%
95.1%
Q3 24
8.5%
21.7%
Q2 24
7.3%
20.1%
Cash Conversion
CPF
CPF
UE
UE
Q1 26
1.73×
Q4 25
4.26×
14.71×
Q3 25
1.20×
3.73×
Q2 25
1.88×
0.75×
Q1 25
1.15×
3.97×
Q4 24
7.98×
5.09×
Q3 24
1.60×
4.03×
Q2 24
1.64×
1.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPF
CPF

Segment breakdown not available.

UE
UE

Rental revenue$124.2M94%
Other$8.4M6%

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