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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Vitesse Energy, Inc. (VTS). Click either name above to swap in a different company.

CENTRAL PACIFIC FINANCIAL CORP is the larger business by last-quarter revenue ($72.9M vs $58.6M, roughly 1.2× Vitesse Energy, Inc.). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs -1.3%, a 29.7% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (6.0% vs 4.8%). Over the past eight quarters, CENTRAL PACIFIC FINANCIAL CORP's revenue compounded faster (6.7% CAGR vs -2.1%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

Vitesse Energy, Inc. is a U.S.-headquartered independent energy company focused on exploration, development, and production of oil and natural gas assets. It operates primarily in high-potential onshore basins including North Dakota's Williston Basin, serving domestic and global upstream energy market demand.

CPF vs VTS — Head-to-Head

Bigger by revenue
CPF
CPF
1.2× larger
CPF
$72.9M
$58.6M
VTS
Growing faster (revenue YoY)
CPF
CPF
+1.2% gap
CPF
6.0%
4.8%
VTS
Higher net margin
CPF
CPF
29.7% more per $
CPF
28.4%
-1.3%
VTS
Faster 2-yr revenue CAGR
CPF
CPF
Annualised
CPF
6.7%
-2.1%
VTS

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CPF
CPF
VTS
VTS
Revenue
$72.9M
$58.6M
Net Profit
$20.7M
$-739.0K
Gross Margin
Operating Margin
-12.0%
Net Margin
28.4%
-1.3%
Revenue YoY
6.0%
4.8%
Net Profit YoY
16.7%
85.6%
EPS (diluted)
$0.78
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
VTS
VTS
Q1 26
$72.9M
Q4 25
$76.3M
$58.6M
Q3 25
$74.8M
$67.4M
Q2 25
$72.8M
$81.8M
Q1 25
$68.8M
$66.2M
Q4 24
$58.4M
$55.9M
Q3 24
$66.6M
$58.3M
Q2 24
$64.0M
$66.6M
Net Profit
CPF
CPF
VTS
VTS
Q1 26
$20.7M
Q4 25
$22.9M
$-739.0K
Q3 25
$18.6M
$-1.3M
Q2 25
$18.3M
$24.7M
Q1 25
$17.8M
$2.7M
Q4 24
$11.3M
$-5.1M
Q3 24
$13.3M
$17.4M
Q2 24
$15.8M
$10.9M
Operating Margin
CPF
CPF
VTS
VTS
Q1 26
Q4 25
37.0%
-12.0%
Q3 25
31.6%
0.2%
Q2 25
32.8%
22.8%
Q1 25
32.8%
8.1%
Q4 24
23.0%
3.7%
Q3 24
25.6%
15.4%
Q2 24
32.2%
25.2%
Net Margin
CPF
CPF
VTS
VTS
Q1 26
28.4%
Q4 25
30.0%
-1.3%
Q3 25
24.8%
-1.9%
Q2 25
25.1%
30.2%
Q1 25
25.8%
4.0%
Q4 24
19.4%
-9.2%
Q3 24
20.0%
29.9%
Q2 24
24.7%
16.4%
EPS (diluted)
CPF
CPF
VTS
VTS
Q1 26
$0.78
Q4 25
$0.85
$-0.01
Q3 25
$0.69
$-0.03
Q2 25
$0.67
$0.60
Q1 25
$0.65
$0.08
Q4 24
$0.42
$-0.15
Q3 24
$0.49
$0.53
Q2 24
$0.58
$0.33

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
VTS
VTS
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$76.5M
Stockholders' EquityBook value
$593.9M
$629.3M
Total Assets
$7.5B
$893.4M
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
VTS
VTS
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
$4.5M
Q4 24
$3.0M
Q3 24
Q2 24
Total Debt
CPF
CPF
VTS
VTS
Q1 26
$76.5M
Q4 25
$76.5M
Q3 25
$131.5M
Q2 25
$131.5M
Q1 25
$131.4M
Q4 24
$156.3M
Q3 24
$156.3M
Q2 24
$156.2M
Stockholders' Equity
CPF
CPF
VTS
VTS
Q1 26
$593.9M
Q4 25
$592.6M
$629.3M
Q3 25
$588.1M
$650.3M
Q2 25
$568.9M
$671.9M
Q1 25
$557.4M
$667.7M
Q4 24
$538.4M
$500.3M
Q3 24
$543.7M
$520.4M
Q2 24
$518.6M
$518.5M
Total Assets
CPF
CPF
VTS
VTS
Q1 26
$7.5B
Q4 25
$7.4B
$893.4M
Q3 25
$7.4B
$932.9M
Q2 25
$7.4B
$951.5M
Q1 25
$7.4B
$975.2M
Q4 24
$7.5B
$810.9M
Q3 24
$7.4B
$791.2M
Q2 24
$7.4B
$778.4M
Debt / Equity
CPF
CPF
VTS
VTS
Q1 26
0.13×
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPF
CPF
VTS
VTS
Operating Cash FlowLast quarter
$37.4M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPF
CPF
VTS
VTS
Q1 26
Q4 25
$97.5M
$37.4M
Q3 25
$22.2M
$49.4M
Q2 25
$34.3M
$66.0M
Q1 25
$20.4M
$17.5M
Q4 24
$90.5M
$34.7M
Q3 24
$21.3M
$45.7M
Q2 24
$25.9M
$35.2M
Free Cash Flow
CPF
CPF
VTS
VTS
Q1 26
Q4 25
$92.3M
Q3 25
$21.4M
Q2 25
$32.3M
Q1 25
$19.6M
Q4 24
$75.4M
Q3 24
$15.6M
Q2 24
$21.3M
FCF Margin
CPF
CPF
VTS
VTS
Q1 26
Q4 25
121.0%
Q3 25
28.6%
Q2 25
44.3%
Q1 25
28.4%
Q4 24
129.2%
Q3 24
23.5%
Q2 24
33.2%
Capex Intensity
CPF
CPF
VTS
VTS
Q1 26
Q4 25
6.8%
Q3 25
1.2%
Q2 25
2.7%
Q1 25
1.3%
Q4 24
25.8%
Q3 24
8.5%
Q2 24
7.3%
Cash Conversion
CPF
CPF
VTS
VTS
Q1 26
Q4 25
4.26×
Q3 25
1.20×
Q2 25
1.88×
2.68×
Q1 25
1.15×
6.56×
Q4 24
7.98×
Q3 24
1.60×
2.62×
Q2 24
1.64×
3.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPF
CPF

Segment breakdown not available.

VTS
VTS

Oil Reserves$54.5M93%
Natural Gas Reserves$4.2M7%

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