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Side-by-side financial comparison of Canterbury Park Holding Corp (CPHC) and ISABELLA BANK CORP (ISBA). Click either name above to swap in a different company.

ISABELLA BANK CORP is the larger business by last-quarter revenue ($21.2M vs $12.4M, roughly 1.7× Canterbury Park Holding Corp). ISABELLA BANK CORP runs the higher net margin — 22.2% vs -3.1%, a 25.3% gap on every dollar of revenue. On growth, ISABELLA BANK CORP posted the faster year-over-year revenue change (14.3% vs 3.9%). ISABELLA BANK CORP produced more free cash flow last quarter ($23.3M vs $-611.3K). Over the past eight quarters, ISABELLA BANK CORP's revenue compounded faster (12.6% CAGR vs -6.0%).

Canterbury Park, is a horse racing track in Shakopee, Minnesota, United States. Canterbury Park Holding Corporation hosts parimutuel wagering on live thoroughbred and quarter horse racing at its facilities in Shakopee and parimutuel wagering on races held at out-of-state racetracks that are simulcast to the racetrack. In addition, the Canterbury Park Card Casino operates 24 hours a day, seven days a week, and is also regulated by the Minnesota Racing Commission. Casino games include blackjack...

The Bank of the Philippine Islands is a universal bank in the Philippines. It is the oldest bank in both the Philippines and Southeast Asia. It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization, and one of the most profitable banks in the Philippines.

CPHC vs ISBA — Head-to-Head

Bigger by revenue
ISBA
ISBA
1.7× larger
ISBA
$21.2M
$12.4M
CPHC
Growing faster (revenue YoY)
ISBA
ISBA
+10.4% gap
ISBA
14.3%
3.9%
CPHC
Higher net margin
ISBA
ISBA
25.3% more per $
ISBA
22.2%
-3.1%
CPHC
More free cash flow
ISBA
ISBA
$23.9M more FCF
ISBA
$23.3M
$-611.3K
CPHC
Faster 2-yr revenue CAGR
ISBA
ISBA
Annualised
ISBA
12.6%
-6.0%
CPHC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CPHC
CPHC
ISBA
ISBA
Revenue
$12.4M
$21.2M
Net Profit
$-390.1K
$4.7M
Gross Margin
Operating Margin
2.6%
32.2%
Net Margin
-3.1%
22.2%
Revenue YoY
3.9%
14.3%
Net Profit YoY
68.7%
17.4%
EPS (diluted)
$-0.08
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPHC
CPHC
ISBA
ISBA
Q4 25
$12.4M
$21.2M
Q3 25
$18.3M
$20.5M
Q2 25
$15.7M
$18.8M
Q1 25
$13.1M
$18.1M
Q4 24
$12.0M
$18.5M
Q3 24
$19.3M
$18.0M
Q2 24
$16.2M
$17.2M
Q1 24
$14.1M
$16.7M
Net Profit
CPHC
CPHC
ISBA
ISBA
Q4 25
$-390.1K
$4.7M
Q3 25
$487.3K
$5.2M
Q2 25
$-327.4K
$5.0M
Q1 25
$-299.2K
$3.9M
Q4 24
$-1.2M
$4.0M
Q3 24
$2.0M
$3.3M
Q2 24
$338.3K
$3.5M
Q1 24
$998.2K
$3.1M
Operating Margin
CPHC
CPHC
ISBA
ISBA
Q4 25
2.6%
32.2%
Q3 25
5.7%
30.7%
Q2 25
2.8%
32.8%
Q1 25
4.9%
26.9%
Q4 24
-0.8%
26.0%
Q3 24
18.9%
21.3%
Q2 24
6.9%
23.9%
Q1 24
12.5%
21.8%
Net Margin
CPHC
CPHC
ISBA
ISBA
Q4 25
-3.1%
22.2%
Q3 25
2.7%
25.6%
Q2 25
-2.1%
26.7%
Q1 25
-2.3%
21.9%
Q4 24
-10.4%
21.6%
Q3 24
10.5%
18.2%
Q2 24
2.1%
20.3%
Q1 24
7.1%
18.7%
EPS (diluted)
CPHC
CPHC
ISBA
ISBA
Q4 25
$-0.08
$0.64
Q3 25
$0.10
$0.71
Q2 25
$-0.06
$0.68
Q1 25
$-0.06
$0.53
Q4 24
$-0.25
$0.54
Q3 24
$0.40
$0.44
Q2 24
$0.07
$0.46
Q1 24
$0.20
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPHC
CPHC
ISBA
ISBA
Cash + ST InvestmentsLiquidity on hand
$17.1M
$26.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$83.9M
$231.4M
Total Assets
$112.6M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPHC
CPHC
ISBA
ISBA
Q4 25
$17.1M
$26.0M
Q3 25
$16.7M
$161.3M
Q2 25
$16.9M
$108.6M
Q1 25
$15.4M
$69.2M
Q4 24
$15.1M
$24.5M
Q3 24
$21.7M
$27.4M
Q2 24
$23.8M
$23.6M
Q1 24
$25.2M
$25.2M
Stockholders' Equity
CPHC
CPHC
ISBA
ISBA
Q4 25
$83.9M
$231.4M
Q3 25
$84.1M
$227.4M
Q2 25
$83.6M
$220.5M
Q1 25
$83.7M
$215.6M
Q4 24
$84.1M
$210.3M
Q3 24
$85.2M
$213.0M
Q2 24
$83.2M
$202.2M
Q1 24
$82.7M
$200.7M
Total Assets
CPHC
CPHC
ISBA
ISBA
Q4 25
$112.6M
$2.2B
Q3 25
$114.4M
$2.3B
Q2 25
$114.9M
$2.2B
Q1 25
$112.4M
$2.1B
Q4 24
$109.9M
$2.1B
Q3 24
$114.2M
$2.1B
Q2 24
$111.4M
$2.1B
Q1 24
$105.6M
$2.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPHC
CPHC
ISBA
ISBA
Operating Cash FlowLast quarter
$-103.4K
$26.8M
Free Cash FlowOCF − Capex
$-611.3K
$23.3M
FCF MarginFCF / Revenue
-4.9%
110.2%
Capex IntensityCapex / Revenue
4.1%
16.4%
Cash ConversionOCF / Net Profit
5.72×
TTM Free Cash FlowTrailing 4 quarters
$4.7M
$36.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPHC
CPHC
ISBA
ISBA
Q4 25
$-103.4K
$26.8M
Q3 25
$1.2M
$2.7M
Q2 25
$4.4M
$7.8M
Q1 25
$3.4M
$4.7M
Q4 24
$-2.8M
$19.6M
Q3 24
$2.3M
$3.6M
Q2 24
$5.4M
$5.5M
Q1 24
$1.6M
$3.4M
Free Cash Flow
CPHC
CPHC
ISBA
ISBA
Q4 25
$-611.3K
$23.3M
Q3 25
$-395.3K
$1.7M
Q2 25
$3.2M
$7.2M
Q1 25
$2.5M
$3.7M
Q4 24
$-6.7M
$17.5M
Q3 24
$-25
$3.2M
Q2 24
$1.8M
$5.1M
Q1 24
$-601.0K
$2.6M
FCF Margin
CPHC
CPHC
ISBA
ISBA
Q4 25
-4.9%
110.2%
Q3 25
-2.2%
8.5%
Q2 25
20.5%
38.5%
Q1 25
19.1%
20.6%
Q4 24
-55.9%
94.6%
Q3 24
-0.0%
17.7%
Q2 24
11.1%
29.8%
Q1 24
-4.3%
15.7%
Capex Intensity
CPHC
CPHC
ISBA
ISBA
Q4 25
4.1%
16.4%
Q3 25
9.0%
5.0%
Q2 25
7.5%
3.2%
Q1 25
6.5%
5.5%
Q4 24
32.6%
11.4%
Q3 24
11.8%
2.0%
Q2 24
22.2%
2.4%
Q1 24
15.7%
4.9%
Cash Conversion
CPHC
CPHC
ISBA
ISBA
Q4 25
5.72×
Q3 25
2.56×
0.52×
Q2 25
1.56×
Q1 25
1.19×
Q4 24
4.91×
Q3 24
1.12×
1.08×
Q2 24
15.95×
1.59×
Q1 24
1.62×
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPHC
CPHC

Casino$9.5M76%
Other$1.9M15%
Food And Beverage$1.0M8%

ISBA
ISBA

Segment breakdown not available.

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