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Side-by-side financial comparison of CONSUMER PORTFOLIO SERVICES, INC. (CPSS) and Energy Services of America CORP (ESOA). Click either name above to swap in a different company.

Energy Services of America CORP is the larger business by last-quarter revenue ($114.1M vs $109.4M, roughly 1.0× CONSUMER PORTFOLIO SERVICES, INC.). On growth, Energy Services of America CORP posted the faster year-over-year revenue change (13.4% vs 3.9%). CONSUMER PORTFOLIO SERVICES, INC. produced more free cash flow last quarter ($288.3M vs $16.8M). Over the past eight quarters, Energy Services of America CORP's revenue compounded faster (26.7% CAGR vs 9.2%).

Consumer Portfolio Services, Inc. is a U.S. specialty finance firm providing indirect auto loan financing and servicing for consumers with limited or subprime credit. It partners with franchised and independent car dealerships nationwide to originate installment contracts for new and used vehicle purchases.

Superior Energy Services is an American oil services company that operates as a holding company for a portfolio of oilfield equipment rentals and well oil and gas services brands.

CPSS vs ESOA — Head-to-Head

Bigger by revenue
ESOA
ESOA
1.0× larger
ESOA
$114.1M
$109.4M
CPSS
Growing faster (revenue YoY)
ESOA
ESOA
+9.5% gap
ESOA
13.4%
3.9%
CPSS
More free cash flow
CPSS
CPSS
$271.5M more FCF
CPSS
$288.3M
$16.8M
ESOA
Faster 2-yr revenue CAGR
ESOA
ESOA
Annualised
ESOA
26.7%
9.2%
CPSS

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CPSS
CPSS
ESOA
ESOA
Revenue
$109.4M
$114.1M
Net Profit
$5.0M
Gross Margin
12.3%
Operating Margin
6.6%
4.3%
Net Margin
4.6%
Revenue YoY
3.9%
13.4%
Net Profit YoY
-3.2%
EPS (diluted)
$0.21
$0.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPSS
CPSS
ESOA
ESOA
Q4 25
$109.4M
$114.1M
Q3 25
$108.4M
$130.1M
Q2 25
$109.8M
$103.6M
Q1 25
$106.9M
$76.7M
Q4 24
$105.3M
$100.6M
Q3 24
$100.6M
$104.7M
Q2 24
$95.9M
$85.9M
Q1 24
$91.7M
$71.1M
Net Profit
CPSS
CPSS
ESOA
ESOA
Q4 25
$5.0M
Q3 25
$4.9M
Q2 25
$4.8M
Q1 25
$4.7M
Q4 24
$5.1M
Q3 24
$4.8M
Q2 24
$4.7M
Q1 24
$4.6M
Gross Margin
CPSS
CPSS
ESOA
ESOA
Q4 25
12.3%
Q3 25
12.6%
Q2 25
11.6%
Q1 25
0.1%
Q4 24
10.2%
Q3 24
16.8%
Q2 24
17.8%
Q1 24
8.8%
Operating Margin
CPSS
CPSS
ESOA
ESOA
Q4 25
6.6%
4.3%
Q3 25
6.5%
5.8%
Q2 25
6.3%
3.1%
Q1 25
6.4%
-10.6%
Q4 24
7.0%
1.6%
Q3 24
6.8%
8.4%
Q2 24
7.0%
9.9%
Q1 24
7.1%
-1.5%
Net Margin
CPSS
CPSS
ESOA
ESOA
Q4 25
4.6%
Q3 25
4.5%
Q2 25
4.4%
Q1 25
4.4%
Q4 24
4.9%
Q3 24
4.8%
Q2 24
4.9%
Q1 24
5.0%
EPS (diluted)
CPSS
CPSS
ESOA
ESOA
Q4 25
$0.21
$0.16
Q3 25
$0.20
$0.26
Q2 25
$0.20
$0.12
Q1 25
$0.19
$-0.41
Q4 24
$0.21
$0.05
Q3 24
$0.20
$0.40
Q2 24
$0.19
$1.06
Q1 24
$0.19
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPSS
CPSS
ESOA
ESOA
Cash + ST InvestmentsLiquidity on hand
$6.3M
$16.7M
Total DebtLower is stronger
$62.0M
Stockholders' EquityBook value
$309.5M
$60.6M
Total Assets
$3.9B
$201.0M
Debt / EquityLower = less leverage
1.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPSS
CPSS
ESOA
ESOA
Q4 25
$6.3M
$16.7M
Q3 25
$9.4M
$12.2M
Q2 25
$15.8M
$15.3M
Q1 25
$29.8M
$9.9M
Q4 24
$11.7M
$20.3M
Q3 24
$8.1M
$12.9M
Q2 24
$9.8M
$14.5M
Q1 24
$13.2M
$12.1M
Total Debt
CPSS
CPSS
ESOA
ESOA
Q4 25
$62.0M
Q3 25
$72.2M
Q2 25
$59.1M
Q1 25
$50.7M
Q4 24
$59.6M
Q3 24
$33.9M
Q2 24
$31.9M
Q1 24
$45.7M
Stockholders' Equity
CPSS
CPSS
ESOA
ESOA
Q4 25
$309.5M
$60.6M
Q3 25
$307.6M
$59.2M
Q2 25
$303.1M
$54.4M
Q1 25
$298.4M
$53.7M
Q4 24
$292.8M
$61.0M
Q3 24
$285.1M
$58.7M
Q2 24
$280.3M
$52.0M
Q1 24
$279.1M
$34.6M
Total Assets
CPSS
CPSS
ESOA
ESOA
Q4 25
$3.9B
$201.0M
Q3 25
$3.8B
$215.2M
Q2 25
$3.8B
$189.1M
Q1 25
$3.7B
$170.2M
Q4 24
$3.5B
$192.1M
Q3 24
$3.5B
$158.2M
Q2 24
$3.3B
$148.8M
Q1 24
$3.0B
$136.1M
Debt / Equity
CPSS
CPSS
ESOA
ESOA
Q4 25
1.02×
Q3 25
1.22×
Q2 25
1.09×
Q1 25
0.94×
Q4 24
0.98×
Q3 24
0.58×
Q2 24
0.61×
Q1 24
1.32×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPSS
CPSS
ESOA
ESOA
Operating Cash FlowLast quarter
$289.0M
$18.8M
Free Cash FlowOCF − Capex
$288.3M
$16.8M
FCF MarginFCF / Revenue
263.5%
14.7%
Capex IntensityCapex / Revenue
0.6%
1.8%
Cash ConversionOCF / Net Profit
58.02×
TTM Free Cash FlowTrailing 4 quarters
$500.9M
$3.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPSS
CPSS
ESOA
ESOA
Q4 25
$289.0M
$18.8M
Q3 25
$84.9M
$-9.3M
Q2 25
$54.5M
$3.4M
Q1 25
$73.9M
$1.1M
Q4 24
$233.8M
$8.9M
Q3 24
$69.8M
$-847.5K
Q2 24
$43.3M
$19.3M
Q1 24
$52.7M
$-2.7M
Free Cash Flow
CPSS
CPSS
ESOA
ESOA
Q4 25
$288.3M
$16.8M
Q3 25
$84.9M
$-12.0M
Q2 25
$54.3M
$-582.0K
Q1 25
$73.4M
$-1.1M
Q4 24
$233.3M
$6.0M
Q3 24
$69.7M
$-2.9M
Q2 24
$43.1M
$16.3M
Q1 24
$52.6M
$-4.9M
FCF Margin
CPSS
CPSS
ESOA
ESOA
Q4 25
263.5%
14.7%
Q3 25
78.3%
-9.3%
Q2 25
49.5%
-0.6%
Q1 25
68.7%
-1.4%
Q4 24
221.6%
5.9%
Q3 24
69.3%
-2.8%
Q2 24
45.0%
18.9%
Q1 24
57.3%
-6.9%
Capex Intensity
CPSS
CPSS
ESOA
ESOA
Q4 25
0.6%
1.8%
Q3 25
0.0%
2.1%
Q2 25
0.1%
3.9%
Q1 25
0.4%
2.9%
Q4 24
0.4%
2.9%
Q3 24
0.1%
2.0%
Q2 24
0.2%
3.6%
Q1 24
0.1%
3.1%
Cash Conversion
CPSS
CPSS
ESOA
ESOA
Q4 25
58.02×
Q3 25
17.50×
Q2 25
11.35×
Q1 25
15.74×
Q4 24
45.43×
Q3 24
14.55×
Q2 24
9.27×
Q1 24
11.48×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPSS
CPSS

Segment breakdown not available.

ESOA
ESOA

Electricals Mechanical And General$49.4M43%
Gas And Petroleum Transmission$24.1M21%
Cost Plus And TM Contracts$23.3M20%
Transferred At Point In Time$17.9M16%

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