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Side-by-side financial comparison of CONSUMER PORTFOLIO SERVICES, INC. (CPSS) and LIVE VENTURES Inc (LIVE). Click either name above to swap in a different company.

CONSUMER PORTFOLIO SERVICES, INC. is the larger business by last-quarter revenue ($109.4M vs $108.5M, roughly 1.0× LIVE VENTURES Inc). CONSUMER PORTFOLIO SERVICES, INC. runs the higher net margin — 4.6% vs -0.1%, a 4.6% gap on every dollar of revenue. On growth, CONSUMER PORTFOLIO SERVICES, INC. posted the faster year-over-year revenue change (3.9% vs -2.7%). CONSUMER PORTFOLIO SERVICES, INC. produced more free cash flow last quarter ($288.3M vs $8.5M). Over the past eight quarters, CONSUMER PORTFOLIO SERVICES, INC.'s revenue compounded faster (9.2% CAGR vs -4.3%).

Consumer Portfolio Services, Inc. is a U.S. specialty finance firm providing indirect auto loan financing and servicing for consumers with limited or subprime credit. It partners with franchised and independent car dealerships nationwide to originate installment contracts for new and used vehicle purchases.

Live Nation Entertainment, Inc. is an American multinational entertainment company that was founded in 2010 following the merger of Live Nation and Ticketmaster. It continues to operate both brands as subsidiary companies, promoting and managing ticket sales for live entertainment internationally. It also owns and operates entertainment venues and manages the careers of music artists.

CPSS vs LIVE — Head-to-Head

Bigger by revenue
CPSS
CPSS
1.0× larger
CPSS
$109.4M
$108.5M
LIVE
Growing faster (revenue YoY)
CPSS
CPSS
+6.6% gap
CPSS
3.9%
-2.7%
LIVE
Higher net margin
CPSS
CPSS
4.6% more per $
CPSS
4.6%
-0.1%
LIVE
More free cash flow
CPSS
CPSS
$279.8M more FCF
CPSS
$288.3M
$8.5M
LIVE
Faster 2-yr revenue CAGR
CPSS
CPSS
Annualised
CPSS
9.2%
-4.3%
LIVE

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CPSS
CPSS
LIVE
LIVE
Revenue
$109.4M
$108.5M
Net Profit
$5.0M
$-64.0K
Gross Margin
32.6%
Operating Margin
6.6%
3.2%
Net Margin
4.6%
-0.1%
Revenue YoY
3.9%
-2.7%
Net Profit YoY
-3.2%
-113.0%
EPS (diluted)
$0.21
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPSS
CPSS
LIVE
LIVE
Q4 25
$109.4M
$108.5M
Q3 25
$108.4M
$113.9M
Q2 25
$109.8M
$112.5M
Q1 25
$106.9M
$107.0M
Q4 24
$105.3M
$111.5M
Q3 24
$100.6M
$112.7M
Q2 24
$95.9M
$123.9M
Q1 24
$91.7M
$118.6M
Net Profit
CPSS
CPSS
LIVE
LIVE
Q4 25
$5.0M
$-64.0K
Q3 25
$4.9M
$997.0K
Q2 25
$4.8M
$5.4M
Q1 25
$4.7M
$15.9M
Q4 24
$5.1M
$492.0K
Q3 24
$4.8M
$-19.9M
Q2 24
$4.7M
$-2.9M
Q1 24
$4.6M
$-3.3M
Gross Margin
CPSS
CPSS
LIVE
LIVE
Q4 25
32.6%
Q3 25
32.4%
Q2 25
34.0%
Q1 25
32.8%
Q4 24
31.7%
Q3 24
31.9%
Q2 24
29.9%
Q1 24
29.9%
Operating Margin
CPSS
CPSS
LIVE
LIVE
Q4 25
6.6%
3.2%
Q3 25
6.5%
3.3%
Q2 25
6.3%
7.1%
Q1 25
6.4%
2.0%
Q4 24
7.0%
0.7%
Q3 24
6.8%
-15.5%
Q2 24
7.0%
0.9%
Q1 24
7.1%
-0.7%
Net Margin
CPSS
CPSS
LIVE
LIVE
Q4 25
4.6%
-0.1%
Q3 25
4.5%
0.9%
Q2 25
4.4%
4.8%
Q1 25
4.4%
14.8%
Q4 24
4.9%
0.4%
Q3 24
4.8%
-17.6%
Q2 24
4.9%
-2.3%
Q1 24
5.0%
-2.8%
EPS (diluted)
CPSS
CPSS
LIVE
LIVE
Q4 25
$0.21
$-0.02
Q3 25
$0.20
$-1.52
Q2 25
$0.20
$1.24
Q1 25
$0.19
$5.05
Q4 24
$0.21
$0.16
Q3 24
$0.20
$-6.31
Q2 24
$0.19
$-0.91
Q1 24
$0.19
$-1.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPSS
CPSS
LIVE
LIVE
Cash + ST InvestmentsLiquidity on hand
$6.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$309.5M
$95.3M
Total Assets
$3.9B
$389.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPSS
CPSS
LIVE
LIVE
Q4 25
$6.3M
Q3 25
$9.4M
Q2 25
$15.8M
Q1 25
$29.8M
Q4 24
$11.7M
Q3 24
$8.1M
Q2 24
$9.8M
Q1 24
$13.2M
Stockholders' Equity
CPSS
CPSS
LIVE
LIVE
Q4 25
$309.5M
$95.3M
Q3 25
$307.6M
$95.3M
Q2 25
$303.1M
$94.3M
Q1 25
$298.4M
$88.9M
Q4 24
$292.8M
$73.3M
Q3 24
$285.1M
$72.9M
Q2 24
$280.3M
$92.7M
Q1 24
$279.1M
$95.9M
Total Assets
CPSS
CPSS
LIVE
LIVE
Q4 25
$3.9B
$389.2M
Q3 25
$3.8B
$386.4M
Q2 25
$3.8B
$387.5M
Q1 25
$3.7B
$393.6M
Q4 24
$3.5B
$395.5M
Q3 24
$3.5B
$407.5M
Q2 24
$3.3B
$436.8M
Q1 24
$3.0B
$433.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPSS
CPSS
LIVE
LIVE
Operating Cash FlowLast quarter
$289.0M
$9.8M
Free Cash FlowOCF − Capex
$288.3M
$8.5M
FCF MarginFCF / Revenue
263.5%
7.8%
Capex IntensityCapex / Revenue
0.6%
1.2%
Cash ConversionOCF / Net Profit
58.02×
TTM Free Cash FlowTrailing 4 quarters
$500.9M
$21.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPSS
CPSS
LIVE
LIVE
Q4 25
$289.0M
$9.8M
Q3 25
$84.9M
$6.8M
Q2 25
$54.5M
$12.3M
Q1 25
$73.9M
$231.0K
Q4 24
$233.8M
$9.4M
Q3 24
$69.8M
$6.7M
Q2 24
$43.3M
$11.7M
Q1 24
$52.7M
$-5.7M
Free Cash Flow
CPSS
CPSS
LIVE
LIVE
Q4 25
$288.3M
$8.5M
Q3 25
$84.9M
$4.8M
Q2 25
$54.3M
$10.8M
Q1 25
$73.4M
$-2.3M
Q4 24
$233.3M
$7.6M
Q3 24
$69.7M
$3.3M
Q2 24
$43.1M
$10.1M
Q1 24
$52.6M
$-7.5M
FCF Margin
CPSS
CPSS
LIVE
LIVE
Q4 25
263.5%
7.8%
Q3 25
78.3%
4.2%
Q2 25
49.5%
9.6%
Q1 25
68.7%
-2.1%
Q4 24
221.6%
6.8%
Q3 24
69.3%
2.9%
Q2 24
45.0%
8.2%
Q1 24
57.3%
-6.3%
Capex Intensity
CPSS
CPSS
LIVE
LIVE
Q4 25
0.6%
1.2%
Q3 25
0.0%
1.7%
Q2 25
0.1%
1.3%
Q1 25
0.4%
2.3%
Q4 24
0.4%
1.6%
Q3 24
0.1%
3.1%
Q2 24
0.2%
1.3%
Q1 24
0.1%
1.4%
Cash Conversion
CPSS
CPSS
LIVE
LIVE
Q4 25
58.02×
Q3 25
17.50×
6.78×
Q2 25
11.35×
2.28×
Q1 25
15.74×
0.01×
Q4 24
45.43×
19.11×
Q3 24
14.55×
Q2 24
9.27×
Q1 24
11.48×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPSS
CPSS

Segment breakdown not available.

LIVE
LIVE

Steel Manufacturing Segment$31.9M29%
Flooring Manufacturing Segment$28.9M27%
Retail Flooring Segment$25.3M23%
Retail Entertainment Segment$23.6M22%

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