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Side-by-side financial comparison of CONSUMER PORTFOLIO SERVICES, INC. (CPSS) and MARCUS CORP (MCS). Click either name above to swap in a different company.

MARCUS CORP is the larger business by last-quarter revenue ($193.5M vs $109.4M, roughly 1.8× CONSUMER PORTFOLIO SERVICES, INC.). On growth, CONSUMER PORTFOLIO SERVICES, INC. posted the faster year-over-year revenue change (3.9% vs 2.8%). CONSUMER PORTFOLIO SERVICES, INC. produced more free cash flow last quarter ($288.3M vs $26.4M). Over the past eight quarters, MARCUS CORP's revenue compounded faster (18.2% CAGR vs 9.2%).

Consumer Portfolio Services, Inc. is a U.S. specialty finance firm providing indirect auto loan financing and servicing for consumers with limited or subprime credit. It partners with franchised and independent car dealerships nationwide to originate installment contracts for new and used vehicle purchases.

Marcus & Millichap, Inc. is an American company that provides real estate brokerage, mortgage brokerage, research, and advisory services in the U.S. and Canada in the field of commercial property. It popularized the practice of listing properties exclusively with one brokerage firm. The company has over 1,800 employees in more than 80 offices across the U.S. and Canada.

CPSS vs MCS — Head-to-Head

Bigger by revenue
MCS
MCS
1.8× larger
MCS
$193.5M
$109.4M
CPSS
Growing faster (revenue YoY)
CPSS
CPSS
+1.1% gap
CPSS
3.9%
2.8%
MCS
More free cash flow
CPSS
CPSS
$261.9M more FCF
CPSS
$288.3M
$26.4M
MCS
Faster 2-yr revenue CAGR
MCS
MCS
Annualised
MCS
18.2%
9.2%
CPSS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CPSS
CPSS
MCS
MCS
Revenue
$109.4M
$193.5M
Net Profit
$5.0M
Gross Margin
Operating Margin
6.6%
0.9%
Net Margin
4.6%
Revenue YoY
3.9%
2.8%
Net Profit YoY
-3.2%
EPS (diluted)
$0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPSS
CPSS
MCS
MCS
Q4 25
$109.4M
$193.5M
Q3 25
$108.4M
$210.2M
Q2 25
$109.8M
$206.0M
Q1 25
$106.9M
$148.8M
Q4 24
$105.3M
$188.3M
Q3 24
$100.6M
$232.7M
Q2 24
$95.9M
$176.0M
Q1 24
$91.7M
$138.5M
Net Profit
CPSS
CPSS
MCS
MCS
Q4 25
$5.0M
Q3 25
$4.9M
$16.2M
Q2 25
$4.8M
$7.3M
Q1 25
$4.7M
$-16.8M
Q4 24
$5.1M
$986.0K
Q3 24
$4.8M
$23.3M
Q2 24
$4.7M
$-20.2M
Q1 24
$4.6M
$-11.9M
Operating Margin
CPSS
CPSS
MCS
MCS
Q4 25
6.6%
0.9%
Q3 25
6.5%
10.8%
Q2 25
6.3%
6.3%
Q1 25
6.4%
-13.7%
Q4 24
7.0%
-1.2%
Q3 24
6.8%
14.1%
Q2 24
7.0%
1.3%
Q1 24
7.1%
-12.0%
Net Margin
CPSS
CPSS
MCS
MCS
Q4 25
4.6%
Q3 25
4.5%
7.7%
Q2 25
4.4%
3.6%
Q1 25
4.4%
-11.3%
Q4 24
4.9%
0.5%
Q3 24
4.8%
10.0%
Q2 24
4.9%
-11.5%
Q1 24
5.0%
-8.6%
EPS (diluted)
CPSS
CPSS
MCS
MCS
Q4 25
$0.21
Q3 25
$0.20
Q2 25
$0.20
Q1 25
$0.19
Q4 24
$0.21
Q3 24
$0.20
Q2 24
$0.19
Q1 24
$0.19

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPSS
CPSS
MCS
MCS
Cash + ST InvestmentsLiquidity on hand
$6.3M
$23.4M
Total DebtLower is stronger
$159.0M
Stockholders' EquityBook value
$309.5M
$457.4M
Total Assets
$3.9B
$1.0B
Debt / EquityLower = less leverage
0.35×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPSS
CPSS
MCS
MCS
Q4 25
$6.3M
$23.4M
Q3 25
$9.4M
$7.4M
Q2 25
$15.8M
$14.9M
Q1 25
$29.8M
$11.9M
Q4 24
$11.7M
$40.8M
Q3 24
$8.1M
$28.4M
Q2 24
$9.8M
$32.8M
Q1 24
$13.2M
$17.3M
Total Debt
CPSS
CPSS
MCS
MCS
Q4 25
$159.0M
Q3 25
$162.0M
Q2 25
$179.9M
Q1 25
$198.9M
Q4 24
$159.1M
Q3 24
$173.1M
Q2 24
$175.7M
Q1 24
$169.8M
Stockholders' Equity
CPSS
CPSS
MCS
MCS
Q4 25
$309.5M
$457.4M
Q3 25
$307.6M
$454.3M
Q2 25
$303.1M
$448.4M
Q1 25
$298.4M
$441.8M
Q4 24
$292.8M
$464.9M
Q3 24
$285.1M
$462.3M
Q2 24
$280.3M
$449.4M
Q1 24
$279.1M
$459.3M
Total Assets
CPSS
CPSS
MCS
MCS
Q4 25
$3.9B
$1.0B
Q3 25
$3.8B
$1.0B
Q2 25
$3.8B
$1.0B
Q1 25
$3.7B
$1.0B
Q4 24
$3.5B
$1.0B
Q3 24
$3.5B
$1.0B
Q2 24
$3.3B
$1.1B
Q1 24
$3.0B
$1.0B
Debt / Equity
CPSS
CPSS
MCS
MCS
Q4 25
0.35×
Q3 25
0.36×
Q2 25
0.40×
Q1 25
0.45×
Q4 24
0.34×
Q3 24
0.37×
Q2 24
0.39×
Q1 24
0.37×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPSS
CPSS
MCS
MCS
Operating Cash FlowLast quarter
$289.0M
$48.8M
Free Cash FlowOCF − Capex
$288.3M
$26.4M
FCF MarginFCF / Revenue
263.5%
13.6%
Capex IntensityCapex / Revenue
0.6%
11.6%
Cash ConversionOCF / Net Profit
58.02×
TTM Free Cash FlowTrailing 4 quarters
$500.9M
$989.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPSS
CPSS
MCS
MCS
Q4 25
$289.0M
$48.8M
Q3 25
$84.9M
$39.1M
Q2 25
$54.5M
$31.6M
Q1 25
$73.9M
$-35.3M
Q4 24
$233.8M
$52.6M
Q3 24
$69.8M
$30.5M
Q2 24
$43.3M
$36.0M
Q1 24
$52.7M
$-15.1M
Free Cash Flow
CPSS
CPSS
MCS
MCS
Q4 25
$288.3M
$26.4M
Q3 25
$84.9M
$18.2M
Q2 25
$54.3M
$14.7M
Q1 25
$73.4M
$-58.3M
Q4 24
$233.3M
$27.1M
Q3 24
$69.7M
$12.0M
Q2 24
$43.1M
$16.1M
Q1 24
$52.6M
$-30.5M
FCF Margin
CPSS
CPSS
MCS
MCS
Q4 25
263.5%
13.6%
Q3 25
78.3%
8.7%
Q2 25
49.5%
7.1%
Q1 25
68.7%
-39.2%
Q4 24
221.6%
14.4%
Q3 24
69.3%
5.2%
Q2 24
45.0%
9.2%
Q1 24
57.3%
-22.0%
Capex Intensity
CPSS
CPSS
MCS
MCS
Q4 25
0.6%
11.6%
Q3 25
0.0%
9.9%
Q2 25
0.1%
8.2%
Q1 25
0.4%
15.5%
Q4 24
0.4%
13.5%
Q3 24
0.1%
7.9%
Q2 24
0.2%
11.3%
Q1 24
0.1%
11.1%
Cash Conversion
CPSS
CPSS
MCS
MCS
Q4 25
58.02×
Q3 25
17.50×
2.41×
Q2 25
11.35×
4.32×
Q1 25
15.74×
Q4 24
45.43×
53.31×
Q3 24
14.55×
1.31×
Q2 24
9.27×
Q1 24
11.48×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPSS
CPSS

Segment breakdown not available.

MCS
MCS

Theatres$123.1M64%
Concessions$51.0M26%
Food And Beverage$21.2M11%

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