vs

Side-by-side financial comparison of California Resources Corp (CRC) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.

UMB FINANCIAL CORP is the larger business by last-quarter revenue ($739.2M vs $119.0M, roughly 6.2× California Resources Corp). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs -46.3%).

California Resources Corporation is an American energy corporation engaged in hydrocarbon exploration in California. It is organized in Delaware and headquartered in Long Beach, California. Its mineral acreage holdings in California constitute the largest privately held position in the state.

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

CRC vs UMBF — Head-to-Head

Bigger by revenue
UMBF
UMBF
6.2× larger
UMBF
$739.2M
$119.0M
CRC
Faster 2-yr revenue CAGR
UMBF
UMBF
Annualised
UMBF
73.7%
-46.3%
CRC

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CRC
CRC
UMBF
UMBF
Revenue
$119.0M
$739.2M
Net Profit
$261.4M
Gross Margin
Operating Margin
-597.5%
Net Margin
35.4%
Revenue YoY
31.1%
Net Profit YoY
221.4%
EPS (diluted)
$-8.02
$3.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CRC
CRC
UMBF
UMBF
Q1 26
$119.0M
$739.2M
Q4 25
$679.0M
$522.5M
Q3 25
$715.0M
$475.0M
Q2 25
$702.0M
$467.0M
Q1 25
$814.0M
$397.6M
Q4 24
$826.0M
$269.0M
Q3 24
$870.0M
$247.4M
Q2 24
$412.0M
$245.1M
Net Profit
CRC
CRC
UMBF
UMBF
Q1 26
$261.4M
Q4 25
$12.0M
$215.4M
Q3 25
$64.0M
$188.3M
Q2 25
$172.0M
$217.4M
Q1 25
$115.0M
$81.3M
Q4 24
$33.0M
$120.0M
Q3 24
$345.0M
$109.6M
Q2 24
$8.0M
$101.3M
Operating Margin
CRC
CRC
UMBF
UMBF
Q1 26
-597.5%
Q4 25
6.9%
51.7%
Q3 25
13.7%
49.8%
Q2 25
38.0%
58.9%
Q1 25
22.9%
23.4%
Q4 24
8.2%
53.8%
Q3 24
59.5%
54.8%
Q2 24
9.2%
51.8%
Net Margin
CRC
CRC
UMBF
UMBF
Q1 26
35.4%
Q4 25
1.8%
41.2%
Q3 25
9.0%
39.6%
Q2 25
24.5%
46.5%
Q1 25
14.1%
20.5%
Q4 24
4.0%
44.6%
Q3 24
39.7%
44.3%
Q2 24
1.9%
41.3%
EPS (diluted)
CRC
CRC
UMBF
UMBF
Q1 26
$-8.02
$3.35
Q4 25
$0.21
$2.90
Q3 25
$0.76
$2.36
Q2 25
$1.92
$2.82
Q1 25
$1.26
$1.21
Q4 24
$0.87
$2.44
Q3 24
$3.78
$2.23
Q2 24
$0.11
$2.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CRC
CRC
UMBF
UMBF
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$477.2M
Stockholders' EquityBook value
$2.9B
$7.8B
Total Assets
$72.7B
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CRC
CRC
UMBF
UMBF
Q1 26
Q4 25
$132.0M
$7.8B
Q3 25
$196.0M
$8.8B
Q2 25
$72.0M
$11.0B
Q1 25
$214.0M
$10.6B
Q4 24
$372.0M
$8.4B
Q3 24
$241.0M
$7.3B
Q2 24
$1.0B
$5.0B
Total Debt
CRC
CRC
UMBF
UMBF
Q1 26
$477.2M
Q4 25
$474.2M
Q3 25
$1.0B
$471.3M
Q2 25
$1.0B
$657.3M
Q1 25
$1.0B
$654.4M
Q4 24
$1.1B
$385.3M
Q3 24
$1.1B
$384.8M
Q2 24
$1.2B
$384.2M
Stockholders' Equity
CRC
CRC
UMBF
UMBF
Q1 26
$2.9B
$7.8B
Q4 25
$3.7B
$7.7B
Q3 25
$3.4B
$7.4B
Q2 25
$3.4B
$7.3B
Q1 25
$3.5B
$6.7B
Q4 24
$3.5B
$3.5B
Q3 24
$3.5B
$3.5B
Q2 24
$2.1B
$3.2B
Total Assets
CRC
CRC
UMBF
UMBF
Q1 26
$72.7B
Q4 25
$7.4B
$73.1B
Q3 25
$6.8B
$71.9B
Q2 25
$6.7B
$71.8B
Q1 25
$6.8B
$69.3B
Q4 24
$7.1B
$50.4B
Q3 24
$7.1B
$47.5B
Q2 24
$4.5B
$44.5B
Debt / Equity
CRC
CRC
UMBF
UMBF
Q1 26
0.06×
Q4 25
0.06×
Q3 25
0.29×
0.06×
Q2 25
0.30×
0.09×
Q1 25
0.29×
0.10×
Q4 24
0.32×
0.11×
Q3 24
0.32×
0.11×
Q2 24
0.57×
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CRC
CRC
UMBF
UMBF
Operating Cash FlowLast quarter
$99.0M
Free Cash FlowOCF − Capex
$-32.0M
FCF MarginFCF / Revenue
-26.9%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$380.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CRC
CRC
UMBF
UMBF
Q1 26
$99.0M
Q4 25
$235.0M
$106.1M
Q3 25
$279.0M
$272.2M
Q2 25
$165.0M
$285.4M
Q1 25
$186.0M
$363.0M
Q4 24
$206.0M
$-66.9M
Q3 24
$220.0M
$123.6M
Q2 24
$97.0M
$112.4M
Free Cash Flow
CRC
CRC
UMBF
UMBF
Q1 26
$-32.0M
Q4 25
$115.0M
$95.3M
Q3 25
$188.0M
$257.8M
Q2 25
$109.0M
$270.8M
Q1 25
$131.0M
$354.2M
Q4 24
$118.0M
$-77.1M
Q3 24
$141.0M
$117.7M
Q2 24
$63.0M
$106.7M
FCF Margin
CRC
CRC
UMBF
UMBF
Q1 26
-26.9%
Q4 25
16.9%
18.2%
Q3 25
26.3%
54.3%
Q2 25
15.5%
58.0%
Q1 25
16.1%
89.1%
Q4 24
14.3%
-28.6%
Q3 24
16.2%
47.6%
Q2 24
15.3%
43.5%
Capex Intensity
CRC
CRC
UMBF
UMBF
Q1 26
Q4 25
17.7%
2.1%
Q3 25
12.7%
3.0%
Q2 25
8.0%
3.1%
Q1 25
6.8%
2.2%
Q4 24
10.7%
3.8%
Q3 24
9.1%
2.4%
Q2 24
8.3%
2.3%
Cash Conversion
CRC
CRC
UMBF
UMBF
Q1 26
Q4 25
19.58×
0.49×
Q3 25
4.36×
1.45×
Q2 25
0.96×
1.31×
Q1 25
1.62×
4.46×
Q4 24
6.24×
-0.56×
Q3 24
0.64×
1.13×
Q2 24
12.13×
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons