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Side-by-side financial comparison of California Resources Corp (CRC) and WINTRUST FINANCIAL CORP (WTFC). Click either name above to swap in a different company.

WINTRUST FINANCIAL CORP is the larger business by last-quarter revenue ($713.2M vs $679.0M, roughly 1.1× California Resources Corp). WINTRUST FINANCIAL CORP runs the higher net margin — 31.9% vs 1.8%, a 30.1% gap on every dollar of revenue. On growth, WINTRUST FINANCIAL CORP posted the faster year-over-year revenue change (10.9% vs -17.8%). Over the past eight quarters, California Resources Corp's revenue compounded faster (25.8% CAGR vs 9.8%).

California Resources Corporation is an American energy corporation engaged in hydrocarbon exploration in California. It is organized in Delaware and headquartered in Long Beach, California. Its mineral acreage holdings in California constitute the largest privately held position in the state.

Wintrust is a financial holding company in the United States that operates 15 chartered community banks in northern Illinois and southern Wisconsin. Wintrust is usually classified as a medium-sized banking institution in the United States and it trades on the Nasdaq Global Select Market with stock symbol WTFC. Wintrust is the second largest banking company in Chicago.

CRC vs WTFC — Head-to-Head

Bigger by revenue
WTFC
WTFC
1.1× larger
WTFC
$713.2M
$679.0M
CRC
Growing faster (revenue YoY)
WTFC
WTFC
+28.7% gap
WTFC
10.9%
-17.8%
CRC
Higher net margin
WTFC
WTFC
30.1% more per $
WTFC
31.9%
1.8%
CRC
Faster 2-yr revenue CAGR
CRC
CRC
Annualised
CRC
25.8%
9.8%
WTFC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CRC
CRC
WTFC
WTFC
Revenue
$679.0M
$713.2M
Net Profit
$12.0M
$227.4M
Gross Margin
Operating Margin
6.9%
Net Margin
1.8%
31.9%
Revenue YoY
-17.8%
10.9%
Net Profit YoY
-63.6%
EPS (diluted)
$0.21
$3.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CRC
CRC
WTFC
WTFC
Q1 26
$713.2M
Q4 25
$679.0M
$714.3M
Q3 25
$715.0M
$697.8M
Q2 25
$702.0M
$670.8M
Q1 25
$814.0M
$643.1M
Q4 24
$826.0M
$638.6M
Q3 24
$870.0M
$615.7M
Q2 24
$412.0M
$591.8M
Net Profit
CRC
CRC
WTFC
WTFC
Q1 26
$227.4M
Q4 25
$12.0M
Q3 25
$64.0M
$216.3M
Q2 25
$172.0M
$195.5M
Q1 25
$115.0M
$189.0M
Q4 24
$33.0M
Q3 24
$345.0M
$170.0M
Q2 24
$8.0M
$152.4M
Operating Margin
CRC
CRC
WTFC
WTFC
Q1 26
Q4 25
6.9%
42.3%
Q3 25
13.7%
42.4%
Q2 25
38.0%
39.8%
Q1 25
22.9%
39.3%
Q4 24
8.2%
39.6%
Q3 24
59.5%
37.8%
Q2 24
9.2%
35.7%
Net Margin
CRC
CRC
WTFC
WTFC
Q1 26
31.9%
Q4 25
1.8%
Q3 25
9.0%
31.0%
Q2 25
24.5%
29.1%
Q1 25
14.1%
29.4%
Q4 24
4.0%
Q3 24
39.7%
27.6%
Q2 24
1.9%
25.8%
EPS (diluted)
CRC
CRC
WTFC
WTFC
Q1 26
$3.22
Q4 25
$0.21
$3.15
Q3 25
$0.76
$2.78
Q2 25
$1.92
$2.78
Q1 25
$1.26
$2.69
Q4 24
$0.87
$2.63
Q3 24
$3.78
$2.47
Q2 24
$0.11
$2.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CRC
CRC
WTFC
WTFC
Cash + ST InvestmentsLiquidity on hand
$132.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$3.7B
$7.4B
Total Assets
$7.4B
$72.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CRC
CRC
WTFC
WTFC
Q1 26
Q4 25
$132.0M
Q3 25
$196.0M
Q2 25
$72.0M
Q1 25
$214.0M
Q4 24
$372.0M
Q3 24
$241.0M
Q2 24
$1.0B
Total Debt
CRC
CRC
WTFC
WTFC
Q1 26
Q4 25
Q3 25
$1.0B
Q2 25
$1.0B
Q1 25
$1.0B
Q4 24
$1.1B
Q3 24
$1.1B
Q2 24
$1.2B
Stockholders' Equity
CRC
CRC
WTFC
WTFC
Q1 26
$7.4B
Q4 25
$3.7B
$7.3B
Q3 25
$3.4B
$7.0B
Q2 25
$3.4B
$7.2B
Q1 25
$3.5B
$6.6B
Q4 24
$3.5B
$6.3B
Q3 24
$3.5B
$6.4B
Q2 24
$2.1B
$5.5B
Total Assets
CRC
CRC
WTFC
WTFC
Q1 26
$72.2B
Q4 25
$7.4B
$71.1B
Q3 25
$6.8B
$69.6B
Q2 25
$6.7B
$69.0B
Q1 25
$6.8B
$65.9B
Q4 24
$7.1B
$64.9B
Q3 24
$7.1B
$63.8B
Q2 24
$4.5B
$59.8B
Debt / Equity
CRC
CRC
WTFC
WTFC
Q1 26
Q4 25
Q3 25
0.29×
Q2 25
0.30×
Q1 25
0.29×
Q4 24
0.32×
Q3 24
0.32×
Q2 24
0.57×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CRC
CRC
WTFC
WTFC
Operating Cash FlowLast quarter
$235.0M
Free Cash FlowOCF − Capex
$115.0M
FCF MarginFCF / Revenue
16.9%
Capex IntensityCapex / Revenue
17.7%
Cash ConversionOCF / Net Profit
19.58×
TTM Free Cash FlowTrailing 4 quarters
$543.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CRC
CRC
WTFC
WTFC
Q1 26
Q4 25
$235.0M
$910.3M
Q3 25
$279.0M
$209.8M
Q2 25
$165.0M
$329.2M
Q1 25
$186.0M
$119.8M
Q4 24
$206.0M
$721.6M
Q3 24
$220.0M
$-61.6M
Q2 24
$97.0M
$221.2M
Free Cash Flow
CRC
CRC
WTFC
WTFC
Q1 26
Q4 25
$115.0M
$860.4M
Q3 25
$188.0M
Q2 25
$109.0M
Q1 25
$131.0M
Q4 24
$118.0M
$635.5M
Q3 24
$141.0M
$-78.3M
Q2 24
$63.0M
$182.1M
FCF Margin
CRC
CRC
WTFC
WTFC
Q1 26
Q4 25
16.9%
120.5%
Q3 25
26.3%
Q2 25
15.5%
Q1 25
16.1%
Q4 24
14.3%
99.5%
Q3 24
16.2%
-12.7%
Q2 24
15.3%
30.8%
Capex Intensity
CRC
CRC
WTFC
WTFC
Q1 26
Q4 25
17.7%
7.0%
Q3 25
12.7%
Q2 25
8.0%
Q1 25
6.8%
Q4 24
10.7%
13.5%
Q3 24
9.1%
2.7%
Q2 24
8.3%
6.6%
Cash Conversion
CRC
CRC
WTFC
WTFC
Q1 26
Q4 25
19.58×
Q3 25
4.36×
0.97×
Q2 25
0.96×
1.68×
Q1 25
1.62×
0.63×
Q4 24
6.24×
Q3 24
0.64×
-0.36×
Q2 24
12.13×
1.45×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CRC
CRC

Oil And Natural Gas Segment$645.0M95%
Natural Gas Production$26.0M4%
Other$7.0M1%

WTFC
WTFC

Segment breakdown not available.

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