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Side-by-side financial comparison of CARTERS INC (CRI) and FinVolution Group (FINV). Click either name above to swap in a different company.

CARTERS INC is the larger business by last-quarter revenue ($757.8M vs $479.7M, roughly 1.6× FinVolution Group). FinVolution Group runs the higher net margin — 21.2% vs 1.5%, a 19.7% gap on every dollar of revenue. FinVolution Group produced more free cash flow last quarter ($70.6M vs $-144.1M).

Carter's, Inc. is a major American designer and marketer of children's apparel. It was founded in 1865 by William Carter.

Volution Group plc is a manufacturer of ventilation equipment for commercial and residential customers. Based in Crawley, West Sussex, the company is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.

CRI vs FINV — Head-to-Head

Bigger by revenue
CRI
CRI
1.6× larger
CRI
$757.8M
$479.7M
FINV
Higher net margin
FINV
FINV
19.7% more per $
FINV
21.2%
1.5%
CRI
More free cash flow
FINV
FINV
$214.7M more FCF
FINV
$70.6M
$-144.1M
CRI

Income Statement — Q3 FY2026 vs Q1 FY2025

Metric
CRI
CRI
FINV
FINV
Revenue
$757.8M
$479.7M
Net Profit
$11.6M
$101.7M
Gross Margin
45.1%
Operating Margin
3.8%
44.6%
Net Margin
1.5%
21.2%
Revenue YoY
-0.1%
Net Profit YoY
-80.1%
EPS (diluted)
$0.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CRI
CRI
FINV
FINV
Q3 25
$757.8M
Q2 25
$585.3M
Q1 25
$629.8M
$479.7M
Net Profit
CRI
CRI
FINV
FINV
Q3 25
$11.6M
Q2 25
$446.0K
Q1 25
$15.5M
$101.7M
Gross Margin
CRI
CRI
FINV
FINV
Q3 25
45.1%
Q2 25
48.1%
Q1 25
46.2%
Operating Margin
CRI
CRI
FINV
FINV
Q3 25
3.8%
Q2 25
0.7%
Q1 25
4.1%
44.6%
Net Margin
CRI
CRI
FINV
FINV
Q3 25
1.5%
Q2 25
0.1%
Q1 25
2.5%
21.2%
EPS (diluted)
CRI
CRI
FINV
FINV
Q3 25
$0.32
Q2 25
$0.01
Q1 25
$0.43

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CRI
CRI
FINV
FINV
Cash + ST InvestmentsLiquidity on hand
$184.2M
$745.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$864.6M
Total Assets
$2.5B
$3.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CRI
CRI
FINV
FINV
Q3 25
$184.2M
Q2 25
$338.2M
Q1 25
$320.8M
$745.0M
Stockholders' Equity
CRI
CRI
FINV
FINV
Q3 25
$864.6M
Q2 25
$853.9M
Q1 25
$847.2M
Total Assets
CRI
CRI
FINV
FINV
Q3 25
$2.5B
Q2 25
$2.5B
Q1 25
$2.3B
$3.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CRI
CRI
FINV
FINV
Operating Cash FlowLast quarter
$-128.0M
$72.0M
Free Cash FlowOCF − Capex
$-144.1M
$70.6M
FCF MarginFCF / Revenue
-19.0%
14.7%
Capex IntensityCapex / Revenue
2.1%
0.3%
Cash ConversionOCF / Net Profit
-11.04×
0.71×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CRI
CRI
FINV
FINV
Q3 25
$-128.0M
Q2 25
$40.3M
Q1 25
$-48.6M
$72.0M
Free Cash Flow
CRI
CRI
FINV
FINV
Q3 25
$-144.1M
Q2 25
$24.1M
Q1 25
$-59.0M
$70.6M
FCF Margin
CRI
CRI
FINV
FINV
Q3 25
-19.0%
Q2 25
4.1%
Q1 25
-9.4%
14.7%
Capex Intensity
CRI
CRI
FINV
FINV
Q3 25
2.1%
Q2 25
2.8%
Q1 25
1.6%
0.3%
Cash Conversion
CRI
CRI
FINV
FINV
Q3 25
-11.04×
Q2 25
90.37×
Q1 25
-3.13×
0.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CRI
CRI

Sales Channel Directly To Consumer$362.3M48%
Sales Channel Through Intermediary$283.8M37%
Other$110.4M15%
Gift Cards$1.3M0%

FINV
FINV

Segment breakdown not available.

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