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Side-by-side financial comparison of CARTERS INC (CRI) and SouthState Bank Corp (SSB). Click either name above to swap in a different company.
CARTERS INC is the larger business by last-quarter revenue ($757.8M vs $661.7M, roughly 1.1× SouthState Bank Corp). SouthState Bank Corp runs the higher net margin — 34.1% vs 1.5%, a 32.6% gap on every dollar of revenue.
Carter's, Inc. is a major American designer and marketer of children's apparel. It was founded in 1865 by William Carter.
SouthState Bank, based in Winter Haven, Florida, is an American bank and a subsidiary of SouthState Corporation, a bank holding company. As of May 26, 2025, the company had 371 branches in South Carolina, North Carolina, Georgia, Florida, Alabama, Virginia, Colorado and Texas.
CRI vs SSB — Head-to-Head
Income Statement — Q3 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $757.8M | $661.7M |
| Net Profit | $11.6M | $225.8M |
| Gross Margin | 45.1% | — |
| Operating Margin | 3.8% | 15.1% |
| Net Margin | 1.5% | 34.1% |
| Revenue YoY | -0.1% | — |
| Net Profit YoY | -80.1% | 153.5% |
| EPS (diluted) | $0.32 | $2.28 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $661.7M | ||
| Q4 25 | — | $581.1M | ||
| Q3 25 | $757.8M | $599.7M | ||
| Q2 25 | $585.3M | $577.9M | ||
| Q1 25 | $629.8M | $544.5M | ||
| Q4 24 | — | $369.8M | ||
| Q3 24 | — | $351.5M | ||
| Q2 24 | — | $350.3M |
| Q1 26 | — | $225.8M | ||
| Q4 25 | — | $247.7M | ||
| Q3 25 | $11.6M | $246.6M | ||
| Q2 25 | $446.0K | $215.2M | ||
| Q1 25 | $15.5M | $89.1M | ||
| Q4 24 | — | $144.2M | ||
| Q3 24 | — | $143.2M | ||
| Q2 24 | — | $132.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 45.1% | — | ||
| Q2 25 | 48.1% | — | ||
| Q1 25 | 46.2% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | 15.1% | ||
| Q4 25 | — | 54.3% | ||
| Q3 25 | 3.8% | 53.6% | ||
| Q2 25 | 0.7% | 48.8% | ||
| Q1 25 | 4.1% | 22.3% | ||
| Q4 24 | — | 50.7% | ||
| Q3 24 | — | 53.1% | ||
| Q2 24 | — | 49.3% |
| Q1 26 | — | 34.1% | ||
| Q4 25 | — | 42.6% | ||
| Q3 25 | 1.5% | 41.1% | ||
| Q2 25 | 0.1% | 37.2% | ||
| Q1 25 | 2.5% | 16.4% | ||
| Q4 24 | — | 39.0% | ||
| Q3 24 | — | 40.7% | ||
| Q2 24 | — | 37.8% |
| Q1 26 | — | $2.28 | ||
| Q4 25 | — | $2.47 | ||
| Q3 25 | $0.32 | $2.42 | ||
| Q2 25 | $0.01 | $2.11 | ||
| Q1 25 | $0.43 | $0.87 | ||
| Q4 24 | — | $1.88 | ||
| Q3 24 | — | $1.86 | ||
| Q2 24 | — | $1.73 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $184.2M | $2.9B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $864.6M | $9.0B |
| Total Assets | $2.5B | $68.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $2.9B | ||
| Q4 25 | — | — | ||
| Q3 25 | $184.2M | — | ||
| Q2 25 | $338.2M | — | ||
| Q1 25 | $320.8M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $9.0B | ||
| Q4 25 | — | $9.1B | ||
| Q3 25 | $864.6M | $9.0B | ||
| Q2 25 | $853.9M | $8.8B | ||
| Q1 25 | $847.2M | $8.6B | ||
| Q4 24 | — | $5.9B | ||
| Q3 24 | — | $5.9B | ||
| Q2 24 | — | $5.7B |
| Q1 26 | — | $68.0B | ||
| Q4 25 | — | $67.2B | ||
| Q3 25 | $2.5B | $66.0B | ||
| Q2 25 | $2.5B | $65.9B | ||
| Q1 25 | $2.3B | $65.1B | ||
| Q4 24 | — | $46.4B | ||
| Q3 24 | — | $46.1B | ||
| Q2 24 | — | $45.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-128.0M | — |
| Free Cash FlowOCF − Capex | $-144.1M | — |
| FCF MarginFCF / Revenue | -19.0% | — |
| Capex IntensityCapex / Revenue | 2.1% | — |
| Cash ConversionOCF / Net Profit | -11.04× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $232.1M | ||
| Q3 25 | $-128.0M | $122.4M | ||
| Q2 25 | $40.3M | $72.6M | ||
| Q1 25 | $-48.6M | $-126.3M | ||
| Q4 24 | — | $354.3M | ||
| Q3 24 | — | $-246.8M | ||
| Q2 24 | — | $126.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | $215.5M | ||
| Q3 25 | $-144.1M | $101.7M | ||
| Q2 25 | $24.1M | $52.5M | ||
| Q1 25 | $-59.0M | $-139.1M | ||
| Q4 24 | — | $340.9M | ||
| Q3 24 | — | $-254.2M | ||
| Q2 24 | — | $117.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 37.1% | ||
| Q3 25 | -19.0% | 17.0% | ||
| Q2 25 | 4.1% | 9.1% | ||
| Q1 25 | -9.4% | -25.5% | ||
| Q4 24 | — | 92.2% | ||
| Q3 24 | — | -72.3% | ||
| Q2 24 | — | 33.5% |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.9% | ||
| Q3 25 | 2.1% | 3.5% | ||
| Q2 25 | 2.8% | 3.5% | ||
| Q1 25 | 1.6% | 2.4% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | 2.1% | ||
| Q2 24 | — | 2.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.94× | ||
| Q3 25 | -11.04× | 0.50× | ||
| Q2 25 | 90.37× | 0.34× | ||
| Q1 25 | -3.13× | -1.42× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -1.72× | ||
| Q2 24 | — | 0.96× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CRI
| Sales Channel Directly To Consumer | $362.3M | 48% |
| Sales Channel Through Intermediary | $283.8M | 37% |
| Other | $110.4M | 15% |
| Gift Cards | $1.3M | 0% |
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
