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Side-by-side financial comparison of ASBURY AUTOMOTIVE GROUP INC (ABG) and AMERICAS CARMART INC (CRMT). Click either name above to swap in a different company.
ASBURY AUTOMOTIVE GROUP INC is the larger business by last-quarter revenue ($4.7B vs $286.3M, roughly 16.3× AMERICAS CARMART INC). ASBURY AUTOMOTIVE GROUP INC runs the higher net margin — 1.3% vs -7.8%, a 9.1% gap on every dollar of revenue. On growth, ASBURY AUTOMOTIVE GROUP INC posted the faster year-over-year revenue change (3.8% vs 0.2%). Over the past eight quarters, AMERICAS CARMART INC's revenue compounded faster (9.1% CAGR vs 5.5%).
Asbury Automotive Group is an American company based in the Atlanta area that operates auto dealerships in various parts of the United States. Founded in 1995, it was ranked No. 242 on the 2025 Fortune 500 list.
Americas CarMart Inc is a US-based specialty automotive retailer that primarily sells used vehicles and provides tailored in-house financing solutions for customers with limited or poor credit histories. It operates a network of physical dealerships concentrated in the Southern and Midwestern regions of the United States, serving underserved consumer segments in the automotive purchase market.
ABG vs CRMT — Head-to-Head
Income Statement — Q4 2025 vs Q2 2026
| Metric | ||
|---|---|---|
| Revenue | $4.7B | $286.3M |
| Net Profit | $60.0M | $-22.5M |
| Gross Margin | 17.0% | 37.5% |
| Operating Margin | 2.7% | -9.6% |
| Net Margin | 1.3% | -7.8% |
| Revenue YoY | 3.8% | 0.2% |
| Net Profit YoY | -53.4% | -540.7% |
| EPS (diluted) | $3.14 | $-2.71 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $4.7B | $286.3M | ||
| Q3 25 | $4.8B | $276.2M | ||
| Q2 25 | $4.4B | $309.7M | ||
| Q1 25 | $4.1B | $263.5M | ||
| Q4 24 | $4.5B | $285.8M | ||
| Q3 24 | $4.2B | $287.2M | ||
| Q2 24 | $4.2B | $309.7M | ||
| Q1 24 | $4.2B | $240.4M |
| Q4 25 | $60.0M | $-22.5M | ||
| Q3 25 | $147.1M | $-5.7M | ||
| Q2 25 | $152.8M | $10.6M | ||
| Q1 25 | $132.1M | $3.2M | ||
| Q4 24 | $128.8M | $5.1M | ||
| Q3 24 | $126.3M | $-964.0K | ||
| Q2 24 | $28.1M | $426.0K | ||
| Q1 24 | $147.1M | $-8.5M |
| Q4 25 | 17.0% | 37.5% | ||
| Q3 25 | 16.7% | 36.6% | ||
| Q2 25 | 17.2% | 36.4% | ||
| Q1 25 | 17.5% | 35.7% | ||
| Q4 24 | 16.6% | 39.4% | ||
| Q3 24 | 16.9% | 35.0% | ||
| Q2 24 | 17.2% | 35.1% | ||
| Q1 24 | 17.9% | 34.2% |
| Q4 25 | 2.7% | -9.6% | ||
| Q3 25 | 5.1% | -2.7% | ||
| Q2 25 | 5.9% | 4.0% | ||
| Q1 25 | 5.6% | 1.7% | ||
| Q4 24 | 5.3% | 2.5% | ||
| Q3 24 | 5.5% | -0.4% | ||
| Q2 24 | 2.4% | — | ||
| Q1 24 | 6.3% | -4.3% |
| Q4 25 | 1.3% | -7.8% | ||
| Q3 25 | 3.1% | -2.1% | ||
| Q2 25 | 3.5% | 3.4% | ||
| Q1 25 | 3.2% | 1.2% | ||
| Q4 24 | 2.9% | 1.8% | ||
| Q3 24 | 3.0% | -0.3% | ||
| Q2 24 | 0.7% | 0.1% | ||
| Q1 24 | 3.5% | -3.6% |
| Q4 25 | $3.14 | $-2.71 | ||
| Q3 25 | $7.52 | $-0.69 | ||
| Q2 25 | $7.76 | $1.50 | ||
| Q1 25 | $6.71 | $0.37 | ||
| Q4 24 | $6.53 | $0.61 | ||
| Q3 24 | $6.37 | $-0.15 | ||
| Q2 24 | $1.39 | $0.09 | ||
| Q1 24 | $7.21 | $-1.34 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $500.0K | $122.4M |
| Total DebtLower is stronger | $3.1B | — |
| Stockholders' EquityBook value | $3.9B | $555.0M |
| Total Assets | $11.6B | $1.7B |
| Debt / EquityLower = less leverage | 0.79× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $500.0K | $122.4M | ||
| Q3 25 | $900.0K | $9.7M | ||
| Q2 25 | $2.8M | $9.8M | ||
| Q1 25 | $6.6M | $8.5M | ||
| Q4 24 | $14.4M | $8.0M | ||
| Q3 24 | $9.0M | $4.7M | ||
| Q2 24 | $10.5M | $5.5M | ||
| Q1 24 | $6.9M | $4.2M |
| Q4 25 | $3.1B | — | ||
| Q3 25 | $3.5B | — | ||
| Q2 25 | $3.0B | — | ||
| Q1 25 | $3.0B | — | ||
| Q4 24 | $3.0B | — | ||
| Q3 24 | $3.3B | — | ||
| Q2 24 | $3.5B | — | ||
| Q1 24 | $3.1B | — |
| Q4 25 | $3.9B | $555.0M | ||
| Q3 25 | $3.9B | $564.8M | ||
| Q2 25 | $3.8B | $569.4M | ||
| Q1 25 | $3.6B | $557.8M | ||
| Q4 24 | $3.5B | $553.6M | ||
| Q3 24 | $3.4B | $471.1M | ||
| Q2 24 | $3.3B | $470.6M | ||
| Q1 24 | $3.3B | $468.9M |
| Q4 25 | $11.6B | $1.7B | ||
| Q3 25 | $11.8B | $1.6B | ||
| Q2 25 | $10.1B | $1.6B | ||
| Q1 25 | $10.2B | $1.6B | ||
| Q4 24 | $10.3B | $1.6B | ||
| Q3 24 | $10.2B | $1.5B | ||
| Q2 24 | $10.3B | $1.5B | ||
| Q1 24 | $10.1B | $1.5B |
| Q4 25 | 0.79× | — | ||
| Q3 25 | 0.90× | — | ||
| Q2 25 | 0.78× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.86× | — | ||
| Q3 24 | 0.98× | — | ||
| Q2 24 | 1.05× | — | ||
| Q1 24 | 0.93× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $151.9M | $9.1M |
| Free Cash FlowOCF − Capex | — | $8.3M |
| FCF MarginFCF / Revenue | — | 2.9% |
| Capex IntensityCapex / Revenue | — | 0.3% |
| Cash ConversionOCF / Net Profit | 2.53× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-11.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $151.9M | $9.1M | ||
| Q3 25 | $306.9M | $-5.9M | ||
| Q2 25 | $91.4M | $19.2M | ||
| Q1 25 | $225.0M | $-30.8M | ||
| Q4 24 | $244.2M | $-22.2M | ||
| Q3 24 | $404.3M | $-15.0M | ||
| Q2 24 | $-154.4M | $-10.7M | ||
| Q1 24 | $177.1M | $13.0M |
| Q4 25 | — | $8.3M | ||
| Q3 25 | — | $-6.4M | ||
| Q2 25 | — | $18.4M | ||
| Q1 25 | — | $-31.5M | ||
| Q4 24 | — | $-23.6M | ||
| Q3 24 | — | $-16.0M | ||
| Q2 24 | — | $-12.0M | ||
| Q1 24 | — | $10.2M |
| Q4 25 | — | 2.9% | ||
| Q3 25 | — | -2.3% | ||
| Q2 25 | — | 5.9% | ||
| Q1 25 | — | -12.0% | ||
| Q4 24 | — | -8.3% | ||
| Q3 24 | — | -5.6% | ||
| Q2 24 | — | -3.9% | ||
| Q1 24 | — | 4.3% |
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 1.1% |
| Q4 25 | 2.53× | — | ||
| Q3 25 | 2.09× | — | ||
| Q2 25 | 0.60× | 1.81× | ||
| Q1 25 | 1.70× | -9.73× | ||
| Q4 24 | 1.90× | -4.36× | ||
| Q3 24 | 3.20× | — | ||
| Q2 24 | -5.49× | -25.18× | ||
| Q1 24 | 1.20× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ABG
| Dealerships | $4.6B | 98% |
| TCA | $81.4M | 2% |
| New Vehicles | $33.5M | 1% |
CRMT
| Sales Used Autos | $241.4M | 84% |
| Service Contract Sales | $23.6M | 8% |
| Wholesales Third Party | $12.6M | 4% |
| Payment Protection Plan Revenue | $8.7M | 3% |