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Side-by-side financial comparison of ASBURY AUTOMOTIVE GROUP INC (ABG) and AMERICAS CARMART INC (CRMT). Click either name above to swap in a different company.

ASBURY AUTOMOTIVE GROUP INC is the larger business by last-quarter revenue ($4.7B vs $286.3M, roughly 16.3× AMERICAS CARMART INC). ASBURY AUTOMOTIVE GROUP INC runs the higher net margin — 1.3% vs -7.8%, a 9.1% gap on every dollar of revenue. On growth, ASBURY AUTOMOTIVE GROUP INC posted the faster year-over-year revenue change (3.8% vs 0.2%). Over the past eight quarters, AMERICAS CARMART INC's revenue compounded faster (9.1% CAGR vs 5.5%).

Asbury Automotive Group is an American company based in the Atlanta area that operates auto dealerships in various parts of the United States. Founded in 1995, it was ranked No. 242 on the 2025 Fortune 500 list.

Americas CarMart Inc is a US-based specialty automotive retailer that primarily sells used vehicles and provides tailored in-house financing solutions for customers with limited or poor credit histories. It operates a network of physical dealerships concentrated in the Southern and Midwestern regions of the United States, serving underserved consumer segments in the automotive purchase market.

ABG vs CRMT — Head-to-Head

Bigger by revenue
ABG
ABG
16.3× larger
ABG
$4.7B
$286.3M
CRMT
Growing faster (revenue YoY)
ABG
ABG
+3.6% gap
ABG
3.8%
0.2%
CRMT
Higher net margin
ABG
ABG
9.1% more per $
ABG
1.3%
-7.8%
CRMT
Faster 2-yr revenue CAGR
CRMT
CRMT
Annualised
CRMT
9.1%
5.5%
ABG

Income Statement — Q4 2025 vs Q2 2026

Metric
ABG
ABG
CRMT
CRMT
Revenue
$4.7B
$286.3M
Net Profit
$60.0M
$-22.5M
Gross Margin
17.0%
37.5%
Operating Margin
2.7%
-9.6%
Net Margin
1.3%
-7.8%
Revenue YoY
3.8%
0.2%
Net Profit YoY
-53.4%
-540.7%
EPS (diluted)
$3.14
$-2.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABG
ABG
CRMT
CRMT
Q4 25
$4.7B
$286.3M
Q3 25
$4.8B
$276.2M
Q2 25
$4.4B
$309.7M
Q1 25
$4.1B
$263.5M
Q4 24
$4.5B
$285.8M
Q3 24
$4.2B
$287.2M
Q2 24
$4.2B
$309.7M
Q1 24
$4.2B
$240.4M
Net Profit
ABG
ABG
CRMT
CRMT
Q4 25
$60.0M
$-22.5M
Q3 25
$147.1M
$-5.7M
Q2 25
$152.8M
$10.6M
Q1 25
$132.1M
$3.2M
Q4 24
$128.8M
$5.1M
Q3 24
$126.3M
$-964.0K
Q2 24
$28.1M
$426.0K
Q1 24
$147.1M
$-8.5M
Gross Margin
ABG
ABG
CRMT
CRMT
Q4 25
17.0%
37.5%
Q3 25
16.7%
36.6%
Q2 25
17.2%
36.4%
Q1 25
17.5%
35.7%
Q4 24
16.6%
39.4%
Q3 24
16.9%
35.0%
Q2 24
17.2%
35.1%
Q1 24
17.9%
34.2%
Operating Margin
ABG
ABG
CRMT
CRMT
Q4 25
2.7%
-9.6%
Q3 25
5.1%
-2.7%
Q2 25
5.9%
4.0%
Q1 25
5.6%
1.7%
Q4 24
5.3%
2.5%
Q3 24
5.5%
-0.4%
Q2 24
2.4%
Q1 24
6.3%
-4.3%
Net Margin
ABG
ABG
CRMT
CRMT
Q4 25
1.3%
-7.8%
Q3 25
3.1%
-2.1%
Q2 25
3.5%
3.4%
Q1 25
3.2%
1.2%
Q4 24
2.9%
1.8%
Q3 24
3.0%
-0.3%
Q2 24
0.7%
0.1%
Q1 24
3.5%
-3.6%
EPS (diluted)
ABG
ABG
CRMT
CRMT
Q4 25
$3.14
$-2.71
Q3 25
$7.52
$-0.69
Q2 25
$7.76
$1.50
Q1 25
$6.71
$0.37
Q4 24
$6.53
$0.61
Q3 24
$6.37
$-0.15
Q2 24
$1.39
$0.09
Q1 24
$7.21
$-1.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABG
ABG
CRMT
CRMT
Cash + ST InvestmentsLiquidity on hand
$500.0K
$122.4M
Total DebtLower is stronger
$3.1B
Stockholders' EquityBook value
$3.9B
$555.0M
Total Assets
$11.6B
$1.7B
Debt / EquityLower = less leverage
0.79×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABG
ABG
CRMT
CRMT
Q4 25
$500.0K
$122.4M
Q3 25
$900.0K
$9.7M
Q2 25
$2.8M
$9.8M
Q1 25
$6.6M
$8.5M
Q4 24
$14.4M
$8.0M
Q3 24
$9.0M
$4.7M
Q2 24
$10.5M
$5.5M
Q1 24
$6.9M
$4.2M
Total Debt
ABG
ABG
CRMT
CRMT
Q4 25
$3.1B
Q3 25
$3.5B
Q2 25
$3.0B
Q1 25
$3.0B
Q4 24
$3.0B
Q3 24
$3.3B
Q2 24
$3.5B
Q1 24
$3.1B
Stockholders' Equity
ABG
ABG
CRMT
CRMT
Q4 25
$3.9B
$555.0M
Q3 25
$3.9B
$564.8M
Q2 25
$3.8B
$569.4M
Q1 25
$3.6B
$557.8M
Q4 24
$3.5B
$553.6M
Q3 24
$3.4B
$471.1M
Q2 24
$3.3B
$470.6M
Q1 24
$3.3B
$468.9M
Total Assets
ABG
ABG
CRMT
CRMT
Q4 25
$11.6B
$1.7B
Q3 25
$11.8B
$1.6B
Q2 25
$10.1B
$1.6B
Q1 25
$10.2B
$1.6B
Q4 24
$10.3B
$1.6B
Q3 24
$10.2B
$1.5B
Q2 24
$10.3B
$1.5B
Q1 24
$10.1B
$1.5B
Debt / Equity
ABG
ABG
CRMT
CRMT
Q4 25
0.79×
Q3 25
0.90×
Q2 25
0.78×
Q1 25
0.83×
Q4 24
0.86×
Q3 24
0.98×
Q2 24
1.05×
Q1 24
0.93×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABG
ABG
CRMT
CRMT
Operating Cash FlowLast quarter
$151.9M
$9.1M
Free Cash FlowOCF − Capex
$8.3M
FCF MarginFCF / Revenue
2.9%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
2.53×
TTM Free Cash FlowTrailing 4 quarters
$-11.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABG
ABG
CRMT
CRMT
Q4 25
$151.9M
$9.1M
Q3 25
$306.9M
$-5.9M
Q2 25
$91.4M
$19.2M
Q1 25
$225.0M
$-30.8M
Q4 24
$244.2M
$-22.2M
Q3 24
$404.3M
$-15.0M
Q2 24
$-154.4M
$-10.7M
Q1 24
$177.1M
$13.0M
Free Cash Flow
ABG
ABG
CRMT
CRMT
Q4 25
$8.3M
Q3 25
$-6.4M
Q2 25
$18.4M
Q1 25
$-31.5M
Q4 24
$-23.6M
Q3 24
$-16.0M
Q2 24
$-12.0M
Q1 24
$10.2M
FCF Margin
ABG
ABG
CRMT
CRMT
Q4 25
2.9%
Q3 25
-2.3%
Q2 25
5.9%
Q1 25
-12.0%
Q4 24
-8.3%
Q3 24
-5.6%
Q2 24
-3.9%
Q1 24
4.3%
Capex Intensity
ABG
ABG
CRMT
CRMT
Q4 25
0.3%
Q3 25
0.2%
Q2 25
0.3%
Q1 25
0.3%
Q4 24
0.5%
Q3 24
0.3%
Q2 24
0.4%
Q1 24
1.1%
Cash Conversion
ABG
ABG
CRMT
CRMT
Q4 25
2.53×
Q3 25
2.09×
Q2 25
0.60×
1.81×
Q1 25
1.70×
-9.73×
Q4 24
1.90×
-4.36×
Q3 24
3.20×
Q2 24
-5.49×
-25.18×
Q1 24
1.20×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ABG
ABG

Dealerships$4.6B98%
TCA$81.4M2%
New Vehicles$33.5M1%

CRMT
CRMT

Sales Used Autos$241.4M84%
Service Contract Sales$23.6M8%
Wholesales Third Party$12.6M4%
Payment Protection Plan Revenue$8.7M3%

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