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Side-by-side financial comparison of CONSTELLIUM SE (CSTM) and SELECTIVE INSURANCE GROUP INC (SIGI). Click either name above to swap in a different company.
CONSTELLIUM SE is the larger business by last-quarter revenue ($2.2B vs $1.4B, roughly 1.6× SELECTIVE INSURANCE GROUP INC). SELECTIVE INSURANCE GROUP INC runs the higher net margin — 7.2% vs 5.1%, a 2.1% gap on every dollar of revenue.
Constellium SE is an American-Swiss, French-based global manufacturer of aluminium rolled products, extruded products, and structural parts based on a large variety of advanced alloys. Constellium's C-TEC research center has been credited for advancing technology in the field of advanced aluminium alloy. Constellium primarily serves the aerospace, automotive, and packaging sectors. Large clients include Mercedes-Benz, Audi, BMW, Fiat Chrysler Automotive, Ford, Airbus, Boeing, and Bombardier.
Selective Insurance Group Inc. is a U.S.-based insurance holding company that provides a comprehensive portfolio of property and casualty insurance products, including personal auto, home insurance, commercial property, liability, and workers' compensation coverage. It primarily serves small and medium-sized businesses, individual consumers, and nonprofits across the U.S., distributing offerings via a network of independent insurance agents.
CSTM vs SIGI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $2.2B | $1.4B |
| Net Profit | $112.0M | $97.7M |
| Gross Margin | — | — |
| Operating Margin | 7.5% | — |
| Net Margin | 5.1% | 7.2% |
| Revenue YoY | — | 5.7% |
| Net Profit YoY | — | — |
| EPS (diluted) | $0.79 | $1.58 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.4B | ||
| Q4 25 | $2.2B | $1.4B | ||
| Q3 25 | $2.2B | $1.4B | ||
| Q2 25 | $2.1B | $1.3B | ||
| Q1 25 | $2.0B | $1.3B | ||
| Q4 24 | — | $1.3B | ||
| Q3 24 | — | $1.2B | ||
| Q2 24 | $1.9B | $1.2B |
| Q1 26 | — | $97.7M | ||
| Q4 25 | $112.0M | $155.2M | ||
| Q3 25 | $88.0M | $115.3M | ||
| Q2 25 | $36.0M | $85.9M | ||
| Q1 25 | $37.0M | $109.9M | ||
| Q4 24 | — | $95.5M | ||
| Q3 24 | — | $92.3M | ||
| Q2 24 | $76.0M | $-63.3M |
| Q1 26 | — | — | ||
| Q4 25 | 7.5% | 14.4% | ||
| Q3 25 | 5.8% | 10.7% | ||
| Q2 25 | 2.7% | 8.2% | ||
| Q1 25 | 3.1% | 10.8% | ||
| Q4 24 | — | 9.5% | ||
| Q3 24 | — | 9.4% | ||
| Q2 24 | 5.4% | -6.7% |
| Q1 26 | — | 7.2% | ||
| Q4 25 | 5.1% | 11.4% | ||
| Q3 25 | 4.1% | 8.5% | ||
| Q2 25 | 1.7% | 6.5% | ||
| Q1 25 | 1.9% | 8.6% | ||
| Q4 24 | — | 7.6% | ||
| Q3 24 | — | 7.4% | ||
| Q2 24 | 3.9% | -5.3% |
| Q1 26 | — | $1.58 | ||
| Q4 25 | $0.79 | $2.52 | ||
| Q3 25 | $0.62 | $1.85 | ||
| Q2 25 | $0.25 | $1.36 | ||
| Q1 25 | $0.26 | $1.76 | ||
| Q4 24 | — | $1.53 | ||
| Q3 24 | — | $1.47 | ||
| Q2 24 | $0.51 | $-1.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $120.0M | $451.8M |
| Total DebtLower is stronger | $1.9B | $901.4M |
| Stockholders' EquityBook value | $952.0M | $3.6B |
| Total Assets | $5.4B | $15.3B |
| Debt / EquityLower = less leverage | 2.00× | 0.25× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $451.8M | ||
| Q4 25 | $120.0M | — | ||
| Q3 25 | $122.0M | — | ||
| Q2 25 | $133.0M | — | ||
| Q1 25 | $118.0M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $901.4M | ||
| Q4 25 | $1.9B | — | ||
| Q3 25 | $2.0B | — | ||
| Q2 25 | $2.0B | — | ||
| Q1 25 | $1.9B | — | ||
| Q4 24 | — | $507.9M | ||
| Q3 24 | — | $508.2M | ||
| Q2 24 | — | $508.8M |
| Q1 26 | — | $3.6B | ||
| Q4 25 | $952.0M | $3.6B | ||
| Q3 25 | $845.0M | $3.5B | ||
| Q2 25 | $780.0M | $3.4B | ||
| Q1 25 | $745.0M | $3.3B | ||
| Q4 24 | — | $3.1B | ||
| Q3 24 | — | $3.2B | ||
| Q2 24 | $796.0M | $2.9B |
| Q1 26 | — | $15.3B | ||
| Q4 25 | $5.4B | $15.2B | ||
| Q3 25 | $5.4B | $15.0B | ||
| Q2 25 | $5.4B | $14.5B | ||
| Q1 25 | $5.2B | $14.2B | ||
| Q4 24 | — | $13.5B | ||
| Q3 24 | — | $13.5B | ||
| Q2 24 | — | $12.6B |
| Q1 26 | — | 0.25× | ||
| Q4 25 | 2.00× | — | ||
| Q3 25 | 2.34× | — | ||
| Q2 25 | 2.53× | — | ||
| Q1 25 | 2.56× | — | ||
| Q4 24 | — | 0.16× | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.17× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $218.0M | — |
| Free Cash FlowOCF − Capex | $109.0M | — |
| FCF MarginFCF / Revenue | 5.0% | — |
| Capex IntensityCapex / Revenue | 5.0% | — |
| Cash ConversionOCF / Net Profit | 1.95× | — |
| TTM Free Cash FlowTrailing 4 quarters | $159.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $218.0M | $376.3M | ||
| Q3 25 | $99.0M | $405.8M | ||
| Q2 25 | $114.0M | $166.9M | ||
| Q1 25 | $58.0M | $284.0M | ||
| Q4 24 | — | $332.2M | ||
| Q3 24 | — | $387.4M | ||
| Q2 24 | $138.0M | $266.1M |
| Q1 26 | — | — | ||
| Q4 25 | $109.0M | $366.3M | ||
| Q3 25 | $24.0M | $397.3M | ||
| Q2 25 | $37.0M | $159.7M | ||
| Q1 25 | $-11.0M | $271.0M | ||
| Q4 24 | — | $324.7M | ||
| Q3 24 | — | $378.0M | ||
| Q2 24 | $54.0M | $258.4M |
| Q1 26 | — | — | ||
| Q4 25 | 5.0% | 26.8% | ||
| Q3 25 | 1.1% | 29.2% | ||
| Q2 25 | 1.8% | 12.0% | ||
| Q1 25 | -0.6% | 21.1% | ||
| Q4 24 | — | 25.8% | ||
| Q3 24 | — | 30.4% | ||
| Q2 24 | 2.8% | 21.6% |
| Q1 26 | — | — | ||
| Q4 25 | 5.0% | 0.7% | ||
| Q3 25 | 3.5% | 0.6% | ||
| Q2 25 | 3.7% | 0.5% | ||
| Q1 25 | 3.5% | 1.0% | ||
| Q4 24 | — | 0.6% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | 4.3% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | 1.95× | 2.42× | ||
| Q3 25 | 1.13× | 3.52× | ||
| Q2 25 | 3.17× | 1.94× | ||
| Q1 25 | 1.57× | 2.58× | ||
| Q4 24 | — | 3.48× | ||
| Q3 24 | — | 4.20× | ||
| Q2 24 | 1.82× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CSTM
| Packaging Rolled Products | $1.0B | 46% |
| Automotive Rolled Products | $318.0M | 14% |
| Aerospace Rolled Products | $270.0M | 12% |
| Transportation Industry Defense And Other Rolled Products | $232.0M | 11% |
| Automotive Extruded Products | $220.0M | 10% |
| Other Extruded Products | $132.0M | 6% |
| Specialty And Other Thin Rolled Products | $22.0M | 1% |
SIGI
Segment breakdown not available.
