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Side-by-side financial comparison of CARRIAGE SERVICES INC (CSV) and Employers Holdings, Inc. (EIG). Click either name above to swap in a different company.
Employers Holdings, Inc. is the larger business by last-quarter revenue ($170.5M vs $105.5M, roughly 1.6× CARRIAGE SERVICES INC). On growth, CARRIAGE SERVICES INC posted the faster year-over-year revenue change (8.0% vs -21.3%). Over the past eight quarters, CARRIAGE SERVICES INC's revenue compounded faster (1.0% CAGR vs -11.4%).
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
Employers Holdings, Inc. is a U.S.-headquartered insurance holding company that specializes in offering workers' compensation insurance and customized risk management services primarily for small and medium-sized enterprises across the United States. It mainly serves clients in low-to-medium hazard industries, helping them mitigate workplace safety risks and meet relevant regulatory requirements for employee protection.
CSV vs EIG — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $105.5M | $170.5M |
| Net Profit | $12.3M | — |
| Gross Margin | 34.8% | — |
| Operating Margin | 23.3% | — |
| Net Margin | 11.6% | — |
| Revenue YoY | 8.0% | -21.3% |
| Net Profit YoY | 24.5% | — |
| EPS (diluted) | $0.76 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $170.5M | ||
| Q4 25 | $105.5M | $188.5M | ||
| Q3 25 | $102.7M | $239.3M | ||
| Q2 25 | $102.1M | $246.3M | ||
| Q1 25 | $107.1M | $202.6M | ||
| Q4 24 | $97.7M | $216.6M | ||
| Q3 24 | $100.7M | $224.0M | ||
| Q2 24 | $102.3M | $217.0M |
| Q1 26 | — | — | ||
| Q4 25 | $12.3M | — | ||
| Q3 25 | $6.6M | $-8.3M | ||
| Q2 25 | $11.7M | $29.7M | ||
| Q1 25 | $20.9M | $12.8M | ||
| Q4 24 | $9.9M | — | ||
| Q3 24 | $9.9M | $30.3M | ||
| Q2 24 | $6.3M | $31.7M |
| Q1 26 | — | — | ||
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 23.3% | — | ||
| Q3 25 | 17.0% | -4.7% | ||
| Q2 25 | 23.5% | 15.0% | ||
| Q1 25 | 29.5% | 7.8% | ||
| Q4 24 | 21.6% | — | ||
| Q3 24 | 22.7% | 16.4% | ||
| Q2 24 | 18.0% | 18.4% |
| Q1 26 | — | — | ||
| Q4 25 | 11.6% | — | ||
| Q3 25 | 6.4% | -3.5% | ||
| Q2 25 | 11.5% | 12.1% | ||
| Q1 25 | 19.5% | 6.3% | ||
| Q4 24 | 10.1% | — | ||
| Q3 24 | 9.8% | 13.5% | ||
| Q2 24 | 6.1% | 14.6% |
| Q1 26 | — | — | ||
| Q4 25 | $0.76 | $-0.93 | ||
| Q3 25 | $0.41 | $-0.36 | ||
| Q2 25 | $0.74 | $1.23 | ||
| Q1 25 | $1.34 | $0.52 | ||
| Q4 24 | $0.62 | $1.14 | ||
| Q3 24 | $0.63 | $1.21 | ||
| Q2 24 | $0.40 | $1.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7M | $169.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $254.8M | $955.7M |
| Total Assets | $1.3B | $3.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $169.9M | ||
| Q4 25 | $1.7M | $169.9M | ||
| Q3 25 | $1.2M | $172.4M | ||
| Q2 25 | $1.4M | $78.1M | ||
| Q1 25 | $4.6M | $100.4M | ||
| Q4 24 | $1.2M | $68.4M | ||
| Q3 24 | $1.3M | $173.9M | ||
| Q2 24 | $1.5M | $126.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | $19.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $955.7M | ||
| Q4 25 | $254.8M | $955.7M | ||
| Q3 25 | $242.1M | $1.0B | ||
| Q2 25 | $235.4M | $1.1B | ||
| Q1 25 | $223.1M | $1.1B | ||
| Q4 24 | $208.6M | $1.1B | ||
| Q3 24 | $198.1M | $1.1B | ||
| Q2 24 | $187.9M | $1.0B |
| Q1 26 | — | $3.4B | ||
| Q4 25 | $1.3B | $3.4B | ||
| Q3 25 | $1.3B | $3.5B | ||
| Q2 25 | $1.3B | $3.5B | ||
| Q1 25 | $1.3B | $3.6B | ||
| Q4 24 | $1.3B | $3.5B | ||
| Q3 24 | $1.3B | $3.6B | ||
| Q2 24 | $1.3B | $3.5B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.02× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $14.1M | — |
| Free Cash FlowOCF − Capex | $6.2M | — |
| FCF MarginFCF / Revenue | 5.9% | — |
| Capex IntensityCapex / Revenue | 7.5% | — |
| Cash ConversionOCF / Net Profit | 1.15× | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $14.1M | $44.7M | ||
| Q3 25 | $24.7M | $29.4M | ||
| Q2 25 | $8.1M | $0 | ||
| Q1 25 | $13.8M | $14.6M | ||
| Q4 24 | $9.3M | $76.4M | ||
| Q3 24 | $20.9M | $51.0M | ||
| Q2 24 | $2.2M | $11.7M |
| Q1 26 | — | — | ||
| Q4 25 | $6.2M | $44.6M | ||
| Q3 25 | $18.0M | — | ||
| Q2 25 | $5.2M | — | ||
| Q1 25 | $10.6M | — | ||
| Q4 24 | $4.9M | $76.3M | ||
| Q3 24 | $16.2M | — | ||
| Q2 24 | $-1.4M | — |
| Q1 26 | — | — | ||
| Q4 25 | 5.9% | 23.7% | ||
| Q3 25 | 17.5% | — | ||
| Q2 25 | 5.1% | — | ||
| Q1 25 | 9.9% | — | ||
| Q4 24 | 5.0% | 35.2% | ||
| Q3 24 | 16.1% | — | ||
| Q2 24 | -1.4% | — |
| Q1 26 | — | — | ||
| Q4 25 | 7.5% | 0.1% | ||
| Q3 25 | 6.5% | — | ||
| Q2 25 | 2.8% | — | ||
| Q1 25 | 3.0% | — | ||
| Q4 24 | 4.5% | 0.0% | ||
| Q3 24 | 4.6% | — | ||
| Q2 24 | 3.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | — | ||
| Q3 25 | 3.76× | — | ||
| Q2 25 | 0.69× | 0.00× | ||
| Q1 25 | 0.66× | 1.14× | ||
| Q4 24 | 0.94× | — | ||
| Q3 24 | 2.11× | 1.68× | ||
| Q2 24 | 0.34× | 0.37× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
EIG
Segment breakdown not available.
