vs
Side-by-side financial comparison of CARRIAGE SERVICES INC (CSV) and Goosehead Insurance, Inc. (GSHD). Click either name above to swap in a different company.
CARRIAGE SERVICES INC is the larger business by last-quarter revenue ($105.5M vs $93.1M, roughly 1.1× Goosehead Insurance, Inc.). CARRIAGE SERVICES INC runs the higher net margin — 11.6% vs 8.6%, a 3.0% gap on every dollar of revenue. On growth, Goosehead Insurance, Inc. posted the faster year-over-year revenue change (23.1% vs 8.0%). Over the past eight quarters, Goosehead Insurance, Inc.'s revenue compounded faster (9.2% CAGR vs 1.0%).
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
Goosehead Insurance is a U.S.-based personal lines insurance agency that offers a wide range of coverage products including auto, home, renters, flood, and specialty insurance. It partners with hundreds of insurance carriers to provide clients with tailored, cost-effective coverage options, operating via corporate locations and a national franchise network for independent agents.
CSV vs GSHD — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $105.5M | $93.1M |
| Net Profit | $12.3M | $8.0M |
| Gross Margin | 34.8% | — |
| Operating Margin | 23.3% | 16.1% |
| Net Margin | 11.6% | 8.6% |
| Revenue YoY | 8.0% | 23.1% |
| Net Profit YoY | 24.5% | 204.0% |
| EPS (diluted) | $0.76 | $0.19 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $93.1M | ||
| Q4 25 | $105.5M | $105.3M | ||
| Q3 25 | $102.7M | $90.4M | ||
| Q2 25 | $102.1M | $94.0M | ||
| Q1 25 | $107.1M | $75.6M | ||
| Q4 24 | $97.7M | $93.9M | ||
| Q3 24 | $100.7M | $78.0M | ||
| Q2 24 | $102.3M | $78.1M |
| Q1 26 | — | $8.0M | ||
| Q4 25 | $12.3M | $12.4M | ||
| Q3 25 | $6.6M | $7.9M | ||
| Q2 25 | $11.7M | $5.2M | ||
| Q1 25 | $20.9M | $2.3M | ||
| Q4 24 | $9.9M | $14.9M | ||
| Q3 24 | $9.9M | $7.6M | ||
| Q2 24 | $6.3M | $6.2M |
| Q1 26 | — | — | ||
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — |
| Q1 26 | — | 16.1% | ||
| Q4 25 | 23.3% | 29.4% | ||
| Q3 25 | 17.0% | 23.5% | ||
| Q2 25 | 23.5% | 16.7% | ||
| Q1 25 | 29.5% | 8.8% | ||
| Q4 24 | 21.6% | 29.7% | ||
| Q3 24 | 22.7% | 21.1% | ||
| Q2 24 | 18.0% | 19.7% |
| Q1 26 | — | 8.6% | ||
| Q4 25 | 11.6% | 11.8% | ||
| Q3 25 | 6.4% | 8.7% | ||
| Q2 25 | 11.5% | 5.5% | ||
| Q1 25 | 19.5% | 3.1% | ||
| Q4 24 | 10.1% | 15.8% | ||
| Q3 24 | 9.8% | 9.7% | ||
| Q2 24 | 6.1% | 7.9% |
| Q1 26 | — | $0.19 | ||
| Q4 25 | $0.76 | $0.48 | ||
| Q3 25 | $0.41 | $0.29 | ||
| Q2 25 | $0.74 | $0.18 | ||
| Q1 25 | $1.34 | $0.09 | ||
| Q4 24 | $0.62 | $0.58 | ||
| Q3 24 | $0.63 | $0.29 | ||
| Q2 24 | $0.40 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7M | $25.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $254.8M | $-121.3M |
| Total Assets | $1.3B | $392.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $25.7M | ||
| Q4 25 | $1.7M | $34.4M | ||
| Q3 25 | $1.2M | $51.6M | ||
| Q2 25 | $1.4M | $92.4M | ||
| Q1 25 | $4.6M | $70.2M | ||
| Q4 24 | $1.2M | $54.3M | ||
| Q3 24 | $1.3M | $47.5M | ||
| Q2 24 | $1.5M | $23.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | $289.5M | ||
| Q3 25 | — | $290.0M | ||
| Q2 25 | — | $289.8M | ||
| Q1 25 | — | $290.3M | ||
| Q4 24 | — | $82.3M | ||
| Q3 24 | — | $84.6M | ||
| Q2 24 | — | $87.0M |
| Q1 26 | — | $-121.3M | ||
| Q4 25 | $254.8M | $-95.5M | ||
| Q3 25 | $242.1M | $-105.0M | ||
| Q2 25 | $235.4M | $-78.6M | ||
| Q1 25 | $223.1M | $-88.5M | ||
| Q4 24 | $208.6M | $43.9M | ||
| Q3 24 | $198.1M | $58.3M | ||
| Q2 24 | $187.9M | $39.8M |
| Q1 26 | — | $392.8M | ||
| Q4 25 | $1.3B | $414.9M | ||
| Q3 25 | $1.3B | $403.6M | ||
| Q2 25 | $1.3B | $436.6M | ||
| Q1 25 | $1.3B | $412.6M | ||
| Q4 24 | $1.3B | $397.7M | ||
| Q3 24 | $1.3B | $358.1M | ||
| Q2 24 | $1.3B | $338.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.87× | ||
| Q3 24 | — | 1.45× | ||
| Q2 24 | — | 2.19× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $14.1M | — |
| Free Cash FlowOCF − Capex | $6.2M | — |
| FCF MarginFCF / Revenue | 5.9% | — |
| Capex IntensityCapex / Revenue | 7.5% | — |
| Cash ConversionOCF / Net Profit | 1.15× | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $14.1M | $91.8M | ||
| Q3 25 | $24.7M | $24.2M | ||
| Q2 25 | $8.1M | $28.9M | ||
| Q1 25 | $13.8M | $15.5M | ||
| Q4 24 | $9.3M | $71.5M | ||
| Q3 24 | $20.9M | $28.1M | ||
| Q2 24 | $2.2M | $18.9M |
| Q1 26 | — | — | ||
| Q4 25 | $6.2M | $86.1M | ||
| Q3 25 | $18.0M | $23.7M | ||
| Q2 25 | $5.2M | $27.2M | ||
| Q1 25 | $10.6M | $14.9M | ||
| Q4 24 | $4.9M | $70.6M | ||
| Q3 24 | $16.2M | $28.0M | ||
| Q2 24 | $-1.4M | $18.6M |
| Q1 26 | — | — | ||
| Q4 25 | 5.9% | 81.8% | ||
| Q3 25 | 17.5% | 26.2% | ||
| Q2 25 | 5.1% | 28.9% | ||
| Q1 25 | 9.9% | 19.7% | ||
| Q4 24 | 5.0% | 75.1% | ||
| Q3 24 | 16.1% | 35.9% | ||
| Q2 24 | -1.4% | 23.9% |
| Q1 26 | — | — | ||
| Q4 25 | 7.5% | 5.4% | ||
| Q3 25 | 6.5% | 0.5% | ||
| Q2 25 | 2.8% | 1.8% | ||
| Q1 25 | 3.0% | 0.8% | ||
| Q4 24 | 4.5% | 1.0% | ||
| Q3 24 | 4.6% | 0.1% | ||
| Q2 24 | 3.5% | 0.3% |
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | 7.38× | ||
| Q3 25 | 3.76× | 3.06× | ||
| Q2 25 | 0.69× | 5.61× | ||
| Q1 25 | 0.66× | 6.61× | ||
| Q4 24 | 0.94× | 4.82× | ||
| Q3 24 | 2.11× | 3.72× | ||
| Q2 24 | 0.34× | 3.05× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
GSHD
| Renewal Royalty Fees (2) | $43.6M | 47% |
| Renewal Commissions (1) | $18.2M | 20% |
| Contingent Commissions (1) | $10.7M | 11% |
| New Business Royalty Fees (2) | $7.9M | 8% |
| New Business Commissions (1) | $7.5M | 8% |
| Other | $3.7M | 4% |
| Initial Franchise Fees (2) | $1.6M | 2% |
