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Side-by-side financial comparison of CARRIAGE SERVICES INC (CSV) and Origin Bancorp, Inc. (OBK). Click either name above to swap in a different company.
CARRIAGE SERVICES INC is the larger business by last-quarter revenue ($105.5M vs $104.0M, roughly 1.0× Origin Bancorp, Inc.). Origin Bancorp, Inc. runs the higher net margin — 26.6% vs 11.6%, a 15.0% gap on every dollar of revenue. Over the past eight quarters, Origin Bancorp, Inc.'s revenue compounded faster (3.9% CAGR vs 1.0%).
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas. It was founded in 1986 as Southern Development Bancorporation, and is often referred to simply as "Southern".
CSV vs OBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $105.5M | $104.0M |
| Net Profit | $12.3M | $27.7M |
| Gross Margin | 34.8% | — |
| Operating Margin | 23.3% | — |
| Net Margin | 11.6% | 26.6% |
| Revenue YoY | 8.0% | — |
| Net Profit YoY | 24.5% | — |
| EPS (diluted) | $0.76 | $0.89 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $104.0M | ||
| Q4 25 | $105.5M | $103.4M | ||
| Q3 25 | $102.7M | $109.8M | ||
| Q2 25 | $102.1M | $83.5M | ||
| Q1 25 | $107.1M | $94.1M | ||
| Q4 24 | $97.7M | $78.3M | ||
| Q3 24 | $100.7M | $90.8M | ||
| Q2 24 | $102.3M | $96.4M |
| Q1 26 | — | $27.7M | ||
| Q4 25 | $12.3M | $29.5M | ||
| Q3 25 | $6.6M | $8.6M | ||
| Q2 25 | $11.7M | $14.6M | ||
| Q1 25 | $20.9M | $22.4M | ||
| Q4 24 | $9.9M | $14.3M | ||
| Q3 24 | $9.9M | $18.6M | ||
| Q2 24 | $6.3M | $21.0M |
| Q1 26 | — | — | ||
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 23.3% | 36.2% | ||
| Q3 25 | 17.0% | 10.0% | ||
| Q2 25 | 23.5% | 22.3% | ||
| Q1 25 | 29.5% | 30.4% | ||
| Q4 24 | 21.6% | 23.0% | ||
| Q3 24 | 22.7% | 26.1% | ||
| Q2 24 | 18.0% | 27.7% |
| Q1 26 | — | 26.6% | ||
| Q4 25 | 11.6% | 28.5% | ||
| Q3 25 | 6.4% | 7.9% | ||
| Q2 25 | 11.5% | 17.5% | ||
| Q1 25 | 19.5% | 23.8% | ||
| Q4 24 | 10.1% | 18.2% | ||
| Q3 24 | 9.8% | 20.5% | ||
| Q2 24 | 6.1% | 21.8% |
| Q1 26 | — | $0.89 | ||
| Q4 25 | $0.76 | $0.95 | ||
| Q3 25 | $0.41 | $0.27 | ||
| Q2 25 | $0.74 | $0.47 | ||
| Q1 25 | $1.34 | $0.71 | ||
| Q4 24 | $0.62 | $0.45 | ||
| Q3 24 | $0.63 | $0.60 | ||
| Q2 24 | $0.40 | $0.67 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $254.8M | $1.3B |
| Total Assets | $1.3B | $10.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.7M | $424.2M | ||
| Q3 25 | $1.2M | $626.9M | ||
| Q2 25 | $1.4M | $334.1M | ||
| Q1 25 | $4.6M | $486.2M | ||
| Q4 24 | $1.2M | $470.2M | ||
| Q3 24 | $1.3M | $321.2M | ||
| Q2 24 | $1.5M | $288.1M |
| Q1 26 | — | $1.3B | ||
| Q4 25 | $254.8M | $1.2B | ||
| Q3 25 | $242.1M | $1.2B | ||
| Q2 25 | $235.4M | $1.2B | ||
| Q1 25 | $223.1M | $1.2B | ||
| Q4 24 | $208.6M | $1.1B | ||
| Q3 24 | $198.1M | $1.1B | ||
| Q2 24 | $187.9M | $1.1B |
| Q1 26 | — | $10.2B | ||
| Q4 25 | $1.3B | $9.7B | ||
| Q3 25 | $1.3B | $9.8B | ||
| Q2 25 | $1.3B | $9.7B | ||
| Q1 25 | $1.3B | $9.8B | ||
| Q4 24 | $1.3B | $9.7B | ||
| Q3 24 | $1.3B | $10.0B | ||
| Q2 24 | $1.3B | $9.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $14.1M | — |
| Free Cash FlowOCF − Capex | $6.2M | — |
| FCF MarginFCF / Revenue | 5.9% | — |
| Capex IntensityCapex / Revenue | 7.5% | — |
| Cash ConversionOCF / Net Profit | 1.15× | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $14.1M | $158.9M | ||
| Q3 25 | $24.7M | $59.3M | ||
| Q2 25 | $8.1M | $20.6M | ||
| Q1 25 | $13.8M | $35.6M | ||
| Q4 24 | $9.3M | $108.5M | ||
| Q3 24 | $20.9M | $39.6M | ||
| Q2 24 | $2.2M | $11.9M |
| Q1 26 | — | — | ||
| Q4 25 | $6.2M | $151.1M | ||
| Q3 25 | $18.0M | $56.8M | ||
| Q2 25 | $5.2M | $19.6M | ||
| Q1 25 | $10.6M | $34.8M | ||
| Q4 24 | $4.9M | $86.4M | ||
| Q3 24 | $16.2M | $32.2M | ||
| Q2 24 | $-1.4M | $6.5M |
| Q1 26 | — | — | ||
| Q4 25 | 5.9% | 146.0% | ||
| Q3 25 | 17.5% | 51.7% | ||
| Q2 25 | 5.1% | 23.5% | ||
| Q1 25 | 9.9% | 37.0% | ||
| Q4 24 | 5.0% | 110.3% | ||
| Q3 24 | 16.1% | 35.5% | ||
| Q2 24 | -1.4% | 6.8% |
| Q1 26 | — | — | ||
| Q4 25 | 7.5% | 7.6% | ||
| Q3 25 | 6.5% | 2.3% | ||
| Q2 25 | 2.8% | 1.2% | ||
| Q1 25 | 3.0% | 0.8% | ||
| Q4 24 | 4.5% | 28.1% | ||
| Q3 24 | 4.6% | 8.1% | ||
| Q2 24 | 3.5% | 5.6% |
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | 5.38× | ||
| Q3 25 | 3.76× | 6.88× | ||
| Q2 25 | 0.69× | 1.41× | ||
| Q1 25 | 0.66× | 1.59× | ||
| Q4 24 | 0.94× | 7.60× | ||
| Q3 24 | 2.11× | 2.13× | ||
| Q2 24 | 0.34× | 0.57× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
OBK
| Net Interest Income | $87.2M | 84% |
| Noninterest Income | $16.8M | 16% |
