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Side-by-side financial comparison of CARRIAGE SERVICES INC (CSV) and OneSpan Inc. (OSPN). Click either name above to swap in a different company.
CARRIAGE SERVICES INC is the larger business by last-quarter revenue ($105.5M vs $65.9M, roughly 1.6× OneSpan Inc.). OneSpan Inc. runs the higher net margin — 17.5% vs 11.6%, a 5.9% gap on every dollar of revenue. On growth, CARRIAGE SERVICES INC posted the faster year-over-year revenue change (8.0% vs 4.1%). Over the past eight quarters, OneSpan Inc.'s revenue compounded faster (4.0% CAGR vs 1.0%).
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
OneSpan Inc. is an information security company based in Boston, Massachusetts. Services include an internet fraud prevention platform, multi-factor authentication tools and electronic signature software.
CSV vs OSPN — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $105.5M | $65.9M |
| Net Profit | $12.3M | $11.6M |
| Gross Margin | 34.8% | 73.6% |
| Operating Margin | 23.3% | 22.5% |
| Net Margin | 11.6% | 17.5% |
| Revenue YoY | 8.0% | 4.1% |
| Net Profit YoY | 24.5% | — |
| EPS (diluted) | $0.76 | $0.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $65.9M | ||
| Q4 25 | $105.5M | $62.9M | ||
| Q3 25 | $102.7M | $57.1M | ||
| Q2 25 | $102.1M | $59.8M | ||
| Q1 25 | $107.1M | $63.4M | ||
| Q4 24 | $97.7M | $61.2M | ||
| Q3 24 | $100.7M | $56.2M | ||
| Q2 24 | $102.3M | $60.9M |
| Q1 26 | — | $11.6M | ||
| Q4 25 | $12.3M | $43.5M | ||
| Q3 25 | $6.6M | $6.5M | ||
| Q2 25 | $11.7M | $8.3M | ||
| Q1 25 | $20.9M | $14.5M | ||
| Q4 24 | $9.9M | $28.8M | ||
| Q3 24 | $9.9M | $8.3M | ||
| Q2 24 | $6.3M | $6.6M |
| Q1 26 | — | 73.6% | ||
| Q4 25 | 34.8% | 73.6% | ||
| Q3 25 | 35.3% | 73.6% | ||
| Q2 25 | 35.2% | 73.5% | ||
| Q1 25 | 35.3% | 74.3% | ||
| Q4 24 | 34.4% | 74.0% | ||
| Q3 24 | 35.2% | 73.9% | ||
| Q2 24 | 36.2% | 66.2% |
| Q1 26 | — | 22.5% | ||
| Q4 25 | 23.3% | 19.9% | ||
| Q3 25 | 17.0% | 14.4% | ||
| Q2 25 | 23.5% | 17.6% | ||
| Q1 25 | 29.5% | 27.1% | ||
| Q4 24 | 21.6% | 19.3% | ||
| Q3 24 | 22.7% | 20.0% | ||
| Q2 24 | 18.0% | 12.5% |
| Q1 26 | — | 17.5% | ||
| Q4 25 | 11.6% | 69.2% | ||
| Q3 25 | 6.4% | 11.4% | ||
| Q2 25 | 11.5% | 13.9% | ||
| Q1 25 | 19.5% | 22.9% | ||
| Q4 24 | 10.1% | 47.1% | ||
| Q3 24 | 9.8% | 14.7% | ||
| Q2 24 | 6.1% | 10.8% |
| Q1 26 | — | $0.39 | ||
| Q4 25 | $0.76 | $1.13 | ||
| Q3 25 | $0.41 | $0.17 | ||
| Q2 25 | $0.74 | $0.21 | ||
| Q1 25 | $1.34 | $0.37 | ||
| Q4 24 | $0.62 | $0.73 | ||
| Q3 24 | $0.63 | $0.21 | ||
| Q2 24 | $0.40 | $0.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7M | $49.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $254.8M | $272.0M |
| Total Assets | $1.3B | $383.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $49.8M | ||
| Q4 25 | $1.7M | $70.5M | ||
| Q3 25 | $1.2M | $85.6M | ||
| Q2 25 | $1.4M | $92.9M | ||
| Q1 25 | $4.6M | $105.2M | ||
| Q4 24 | $1.2M | $83.2M | ||
| Q3 24 | $1.3M | $77.5M | ||
| Q2 24 | $1.5M | $63.8M |
| Q1 26 | — | $272.0M | ||
| Q4 25 | $254.8M | $271.8M | ||
| Q3 25 | $242.1M | $238.3M | ||
| Q2 25 | $235.4M | $242.5M | ||
| Q1 25 | $223.1M | $231.1M | ||
| Q4 24 | $208.6M | $212.5M | ||
| Q3 24 | $198.1M | $194.6M | ||
| Q2 24 | $187.9M | $178.6M |
| Q1 26 | — | $383.1M | ||
| Q4 25 | $1.3B | $397.7M | ||
| Q3 25 | $1.3B | $343.5M | ||
| Q2 25 | $1.3B | $357.1M | ||
| Q1 25 | $1.3B | $333.8M | ||
| Q4 24 | $1.3B | $338.7M | ||
| Q3 24 | $1.3B | $289.3M | ||
| Q2 24 | $1.3B | $286.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $14.1M | $28.2M |
| Free Cash FlowOCF − Capex | $6.2M | — |
| FCF MarginFCF / Revenue | 5.9% | — |
| Capex IntensityCapex / Revenue | 7.5% | — |
| Cash ConversionOCF / Net Profit | 1.15× | 2.44× |
| TTM Free Cash FlowTrailing 4 quarters | $40.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $28.2M | ||
| Q4 25 | $14.1M | $12.6M | ||
| Q3 25 | $24.7M | $11.3M | ||
| Q2 25 | $8.1M | $6.2M | ||
| Q1 25 | $13.8M | $29.4M | ||
| Q4 24 | $9.3M | $12.4M | ||
| Q3 24 | $20.9M | $14.0M | ||
| Q2 24 | $2.2M | $2.3M |
| Q1 26 | — | — | ||
| Q4 25 | $6.2M | $9.6M | ||
| Q3 25 | $18.0M | $8.8M | ||
| Q2 25 | $5.2M | $4.4M | ||
| Q1 25 | $10.6M | $27.7M | ||
| Q4 24 | $4.9M | $10.5M | ||
| Q3 24 | $16.2M | $12.0M | ||
| Q2 24 | $-1.4M | $26.0K |
| Q1 26 | — | — | ||
| Q4 25 | 5.9% | 15.3% | ||
| Q3 25 | 17.5% | 15.4% | ||
| Q2 25 | 5.1% | 7.3% | ||
| Q1 25 | 9.9% | 43.8% | ||
| Q4 24 | 5.0% | 17.1% | ||
| Q3 24 | 16.1% | 21.4% | ||
| Q2 24 | -1.4% | 0.0% |
| Q1 26 | — | — | ||
| Q4 25 | 7.5% | 4.7% | ||
| Q3 25 | 6.5% | 4.4% | ||
| Q2 25 | 2.8% | 3.1% | ||
| Q1 25 | 3.0% | 2.6% | ||
| Q4 24 | 4.5% | 3.2% | ||
| Q3 24 | 4.6% | 3.5% | ||
| Q2 24 | 3.5% | 3.7% |
| Q1 26 | — | 2.44× | ||
| Q4 25 | 1.15× | 0.29× | ||
| Q3 25 | 3.76× | 1.74× | ||
| Q2 25 | 0.69× | 0.75× | ||
| Q1 25 | 0.66× | 2.02× | ||
| Q4 24 | 0.94× | 0.43× | ||
| Q3 24 | 2.11× | 1.69× | ||
| Q2 24 | 0.34× | 0.35× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
OSPN
| Product and license | $35.5M | 54% |
| Services and other | $30.4M | 46% |
