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Side-by-side financial comparison of CARRIAGE SERVICES INC (CSV) and SOUTHSIDE BANCSHARES INC (SBSI). Click either name above to swap in a different company.
CARRIAGE SERVICES INC is the larger business by last-quarter revenue ($105.5M vs $62.8M, roughly 1.7× SOUTHSIDE BANCSHARES INC). SOUTHSIDE BANCSHARES INC runs the higher net margin — 33.4% vs 11.6%, a 21.8% gap on every dollar of revenue. On growth, CARRIAGE SERVICES INC posted the faster year-over-year revenue change (8.0% vs -4.8%). SOUTHSIDE BANCSHARES INC produced more free cash flow last quarter ($73.5M vs $6.2M). Over the past eight quarters, CARRIAGE SERVICES INC's revenue compounded faster (1.0% CAGR vs -0.2%).
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
Southside Bancshares Inc. is a U.S.-based bank holding company primarily operating in Texas. It offers a full range of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial loans, and wealth management solutions, serving retail customers, small and medium-sized enterprises and local community groups.
CSV vs SBSI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $105.5M | $62.8M |
| Net Profit | $12.3M | $21.0M |
| Gross Margin | 34.8% | — |
| Operating Margin | 23.3% | 39.4% |
| Net Margin | 11.6% | 33.4% |
| Revenue YoY | 8.0% | -4.8% |
| Net Profit YoY | 24.5% | -3.7% |
| EPS (diluted) | $0.76 | $0.70 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $105.5M | $62.8M | ||
| Q3 25 | $102.7M | $43.7M | ||
| Q2 25 | $102.1M | $66.4M | ||
| Q1 25 | $107.1M | $64.1M | ||
| Q4 24 | $97.7M | $66.0M | ||
| Q3 24 | $100.7M | $63.6M | ||
| Q2 24 | $102.3M | $65.2M | ||
| Q1 24 | $103.5M | $63.1M |
| Q4 25 | $12.3M | $21.0M | ||
| Q3 25 | $6.6M | $4.9M | ||
| Q2 25 | $11.7M | $21.8M | ||
| Q1 25 | $20.9M | $21.5M | ||
| Q4 24 | $9.9M | $21.8M | ||
| Q3 24 | $9.9M | $20.5M | ||
| Q2 24 | $6.3M | $24.7M | ||
| Q1 24 | $7.0M | $21.5M |
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — | ||
| Q1 24 | 36.0% | — |
| Q4 25 | 23.3% | 39.4% | ||
| Q3 25 | 17.0% | 11.7% | ||
| Q2 25 | 23.5% | 40.0% | ||
| Q1 25 | 29.5% | 40.9% | ||
| Q4 24 | 21.6% | 40.1% | ||
| Q3 24 | 22.7% | 39.2% | ||
| Q2 24 | 18.0% | 45.9% | ||
| Q1 24 | 18.8% | 41.4% |
| Q4 25 | 11.6% | 33.4% | ||
| Q3 25 | 6.4% | 11.2% | ||
| Q2 25 | 11.5% | 32.8% | ||
| Q1 25 | 19.5% | 33.6% | ||
| Q4 24 | 10.1% | 33.0% | ||
| Q3 24 | 9.8% | 32.3% | ||
| Q2 24 | 6.1% | 37.9% | ||
| Q1 24 | 6.7% | 34.1% |
| Q4 25 | $0.76 | $0.70 | ||
| Q3 25 | $0.41 | $0.16 | ||
| Q2 25 | $0.74 | $0.72 | ||
| Q1 25 | $1.34 | $0.71 | ||
| Q4 24 | $0.62 | $0.71 | ||
| Q3 24 | $0.63 | $0.68 | ||
| Q2 24 | $0.40 | $0.81 | ||
| Q1 24 | $0.45 | $0.71 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7M | $389.8M |
| Total DebtLower is stronger | — | $300.0M |
| Stockholders' EquityBook value | $254.8M | $847.6M |
| Total Assets | $1.3B | $8.5B |
| Debt / EquityLower = less leverage | — | 0.35× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7M | $389.8M | ||
| Q3 25 | $1.2M | $466.9M | ||
| Q2 25 | $1.4M | $390.1M | ||
| Q1 25 | $4.6M | $431.0M | ||
| Q4 24 | $1.2M | $426.2M | ||
| Q3 24 | $1.3M | $486.3M | ||
| Q2 24 | $1.5M | $452.0M | ||
| Q1 24 | $1.7M | $469.4M |
| Q4 25 | — | $300.0M | ||
| Q3 25 | — | $299.9M | ||
| Q2 25 | — | $152.4M | ||
| Q1 25 | — | $152.4M | ||
| Q4 24 | — | $152.3M | ||
| Q3 24 | — | $152.3M | ||
| Q2 24 | — | $152.2M | ||
| Q1 24 | — | $154.2M |
| Q4 25 | $254.8M | $847.6M | ||
| Q3 25 | $242.1M | $834.9M | ||
| Q2 25 | $235.4M | $807.2M | ||
| Q1 25 | $223.1M | $816.6M | ||
| Q4 24 | $208.6M | $811.9M | ||
| Q3 24 | $198.1M | $805.3M | ||
| Q2 24 | $187.9M | $801.0M | ||
| Q1 24 | $179.6M | $787.9M |
| Q4 25 | $1.3B | $8.5B | ||
| Q3 25 | $1.3B | $8.4B | ||
| Q2 25 | $1.3B | $8.3B | ||
| Q1 25 | $1.3B | $8.3B | ||
| Q4 24 | $1.3B | $8.5B | ||
| Q3 24 | $1.3B | $8.4B | ||
| Q2 24 | $1.3B | $8.4B | ||
| Q1 24 | $1.3B | $8.4B |
| Q4 25 | — | 0.35× | ||
| Q3 25 | — | 0.36× | ||
| Q2 25 | — | 0.19× | ||
| Q1 25 | — | 0.19× | ||
| Q4 24 | — | 0.19× | ||
| Q3 24 | — | 0.19× | ||
| Q2 24 | — | 0.19× | ||
| Q1 24 | — | 0.20× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $14.1M | $93.8M |
| Free Cash FlowOCF − Capex | $6.2M | $73.5M |
| FCF MarginFCF / Revenue | 5.9% | 117.0% |
| Capex IntensityCapex / Revenue | 7.5% | 32.4% |
| Cash ConversionOCF / Net Profit | 1.15× | 4.47× |
| TTM Free Cash FlowTrailing 4 quarters | $40.1M | $130.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $14.1M | $93.8M | ||
| Q3 25 | $24.7M | $40.2M | ||
| Q2 25 | $8.1M | $5.9M | ||
| Q1 25 | $13.8M | $23.9M | ||
| Q4 24 | $9.3M | $101.8M | ||
| Q3 24 | $20.9M | $-11.7M | ||
| Q2 24 | $2.2M | $16.5M | ||
| Q1 24 | $19.7M | $58.3M |
| Q4 25 | $6.2M | $73.5M | ||
| Q3 25 | $18.0M | $37.4M | ||
| Q2 25 | $5.2M | $-2.0M | ||
| Q1 25 | $10.6M | $21.5M | ||
| Q4 24 | $4.9M | $90.7M | ||
| Q3 24 | $16.2M | $-14.2M | ||
| Q2 24 | $-1.4M | $15.4M | ||
| Q1 24 | $16.2M | $55.7M |
| Q4 25 | 5.9% | 117.0% | ||
| Q3 25 | 17.5% | 85.5% | ||
| Q2 25 | 5.1% | -3.0% | ||
| Q1 25 | 9.9% | 33.6% | ||
| Q4 24 | 5.0% | 137.4% | ||
| Q3 24 | 16.1% | -22.3% | ||
| Q2 24 | -1.4% | 23.6% | ||
| Q1 24 | 15.6% | 88.4% |
| Q4 25 | 7.5% | 32.4% | ||
| Q3 25 | 6.5% | 6.5% | ||
| Q2 25 | 2.8% | 12.0% | ||
| Q1 25 | 3.0% | 3.8% | ||
| Q4 24 | 4.5% | 16.9% | ||
| Q3 24 | 4.6% | 3.8% | ||
| Q2 24 | 3.5% | 1.7% | ||
| Q1 24 | 3.4% | 4.1% |
| Q4 25 | 1.15× | 4.47× | ||
| Q3 25 | 3.76× | 8.18× | ||
| Q2 25 | 0.69× | 0.27× | ||
| Q1 25 | 0.66× | 1.11× | ||
| Q4 24 | 0.94× | 4.67× | ||
| Q3 24 | 2.11× | -0.57× | ||
| Q2 24 | 0.34× | 0.67× | ||
| Q1 24 | 2.83× | 2.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
SBSI
Segment breakdown not available.
