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Side-by-side financial comparison of CARRIAGE SERVICES INC (CSV) and ServisFirst Bancshares, Inc. (SFBS). Click either name above to swap in a different company.
ServisFirst Bancshares, Inc. is the larger business by last-quarter revenue ($159.0M vs $105.5M, roughly 1.5× CARRIAGE SERVICES INC). ServisFirst Bancshares, Inc. runs the higher net margin — 52.2% vs 11.6%, a 40.6% gap on every dollar of revenue. Over the past eight quarters, ServisFirst Bancshares, Inc.'s revenue compounded faster (17.7% CAGR vs 1.0%).
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
ServisFirst Bancshares, Inc. is a U.S.-based bank holding company operating full-service banking locations primarily across the Southeastern United States. It offers a full suite of commercial banking, consumer banking, wealth management, and mortgage lending services to small and medium-sized businesses, professional clients, and individual consumers.
CSV vs SFBS — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $105.5M | $159.0M |
| Net Profit | $12.3M | $83.0M |
| Gross Margin | 34.8% | — |
| Operating Margin | 23.3% | — |
| Net Margin | 11.6% | 52.2% |
| Revenue YoY | 8.0% | — |
| Net Profit YoY | 24.5% | 31.2% |
| EPS (diluted) | $0.76 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $159.0M | ||
| Q4 25 | $105.5M | $162.2M | ||
| Q3 25 | $102.7M | $136.3M | ||
| Q2 25 | $102.1M | $132.1M | ||
| Q1 25 | $107.1M | $131.8M | ||
| Q4 24 | $97.7M | $131.9M | ||
| Q3 24 | $100.7M | $123.7M | ||
| Q2 24 | $102.3M | $114.8M |
| Q1 26 | — | $83.0M | ||
| Q4 25 | $12.3M | $86.4M | ||
| Q3 25 | $6.6M | $65.6M | ||
| Q2 25 | $11.7M | $61.4M | ||
| Q1 25 | $20.9M | $63.2M | ||
| Q4 24 | $9.9M | $65.2M | ||
| Q3 24 | $9.9M | $59.9M | ||
| Q2 24 | $6.3M | $52.1M |
| Q1 26 | — | — | ||
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 23.3% | 66.3% | ||
| Q3 25 | 17.0% | 57.8% | ||
| Q2 25 | 23.5% | 58.0% | ||
| Q1 25 | 29.5% | 60.0% | ||
| Q4 24 | 21.6% | 60.2% | ||
| Q3 24 | 22.7% | 58.5% | ||
| Q2 24 | 18.0% | 58.0% |
| Q1 26 | — | 52.2% | ||
| Q4 25 | 11.6% | 59.0% | ||
| Q3 25 | 6.4% | 48.1% | ||
| Q2 25 | 11.5% | 46.5% | ||
| Q1 25 | 19.5% | 48.0% | ||
| Q4 24 | 10.1% | 52.9% | ||
| Q3 24 | 9.8% | 48.4% | ||
| Q2 24 | 6.1% | 45.4% |
| Q1 26 | — | $1.52 | ||
| Q4 25 | $0.76 | $1.58 | ||
| Q3 25 | $0.41 | $1.20 | ||
| Q2 25 | $0.74 | $1.12 | ||
| Q1 25 | $1.34 | $1.16 | ||
| Q4 24 | $0.62 | $1.19 | ||
| Q3 24 | $0.63 | $1.10 | ||
| Q2 24 | $0.40 | $0.95 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7M | $1.8B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $254.8M | $1.9B |
| Total Assets | $1.3B | $18.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $1.8B | ||
| Q4 25 | $1.7M | — | ||
| Q3 25 | $1.2M | — | ||
| Q2 25 | $1.4M | — | ||
| Q1 25 | $4.6M | — | ||
| Q4 24 | $1.2M | — | ||
| Q3 24 | $1.3M | — | ||
| Q2 24 | $1.5M | — |
| Q1 26 | — | $1.9B | ||
| Q4 25 | $254.8M | $1.8B | ||
| Q3 25 | $242.1M | $1.8B | ||
| Q2 25 | $235.4M | $1.7B | ||
| Q1 25 | $223.1M | $1.7B | ||
| Q4 24 | $208.6M | $1.6B | ||
| Q3 24 | $198.1M | $1.6B | ||
| Q2 24 | $187.9M | $1.5B |
| Q1 26 | — | $18.2B | ||
| Q4 25 | $1.3B | $17.7B | ||
| Q3 25 | $1.3B | $17.6B | ||
| Q2 25 | $1.3B | $17.4B | ||
| Q1 25 | $1.3B | $18.6B | ||
| Q4 24 | $1.3B | $17.4B | ||
| Q3 24 | $1.3B | $16.4B | ||
| Q2 24 | $1.3B | $16.0B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $14.1M | — |
| Free Cash FlowOCF − Capex | $6.2M | — |
| FCF MarginFCF / Revenue | 5.9% | — |
| Capex IntensityCapex / Revenue | 7.5% | — |
| Cash ConversionOCF / Net Profit | 1.15× | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $14.1M | $355.2M | ||
| Q3 25 | $24.7M | $140.9M | ||
| Q2 25 | $8.1M | $67.6M | ||
| Q1 25 | $13.8M | $48.0M | ||
| Q4 24 | $9.3M | $252.9M | ||
| Q3 24 | $20.9M | $84.0M | ||
| Q2 24 | $2.2M | $48.3M |
| Q1 26 | — | — | ||
| Q4 25 | $6.2M | — | ||
| Q3 25 | $18.0M | — | ||
| Q2 25 | $5.2M | — | ||
| Q1 25 | $10.6M | — | ||
| Q4 24 | $4.9M | — | ||
| Q3 24 | $16.2M | — | ||
| Q2 24 | $-1.4M | — |
| Q1 26 | — | — | ||
| Q4 25 | 5.9% | — | ||
| Q3 25 | 17.5% | — | ||
| Q2 25 | 5.1% | — | ||
| Q1 25 | 9.9% | — | ||
| Q4 24 | 5.0% | — | ||
| Q3 24 | 16.1% | — | ||
| Q2 24 | -1.4% | — |
| Q1 26 | — | — | ||
| Q4 25 | 7.5% | — | ||
| Q3 25 | 6.5% | — | ||
| Q2 25 | 2.8% | — | ||
| Q1 25 | 3.0% | — | ||
| Q4 24 | 4.5% | — | ||
| Q3 24 | 4.6% | — | ||
| Q2 24 | 3.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | 4.11× | ||
| Q3 25 | 3.76× | 2.15× | ||
| Q2 25 | 0.69× | 1.10× | ||
| Q1 25 | 0.66× | 0.76× | ||
| Q4 24 | 0.94× | 3.88× | ||
| Q3 24 | 2.11× | 1.40× | ||
| Q2 24 | 0.34× | 0.93× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
SFBS
| Net Interest Income | $148.1M | 93% |
| Noninterest Income | $10.8M | 7% |
