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Side-by-side financial comparison of ONESPAWORLD HOLDINGS Ltd (OSW) and ServisFirst Bancshares, Inc. (SFBS). Click either name above to swap in a different company.
ONESPAWORLD HOLDINGS Ltd is the larger business by last-quarter revenue ($242.1M vs $159.0M, roughly 1.5× ServisFirst Bancshares, Inc.). ServisFirst Bancshares, Inc. runs the higher net margin — 52.2% vs 5.0%, a 47.2% gap on every dollar of revenue. Over the past eight quarters, ServisFirst Bancshares, Inc.'s revenue compounded faster (17.7% CAGR vs 7.1%).
ServisFirst Bancshares, Inc. is a U.S.-based bank holding company operating full-service banking locations primarily across the Southeastern United States. It offers a full suite of commercial banking, consumer banking, wealth management, and mortgage lending services to small and medium-sized businesses, professional clients, and individual consumers.
OSW vs SFBS — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $242.1M | $159.0M |
| Net Profit | $12.1M | $83.0M |
| Gross Margin | — | — |
| Operating Margin | 6.8% | — |
| Net Margin | 5.0% | 52.2% |
| Revenue YoY | 11.5% | — |
| Net Profit YoY | -16.2% | 31.2% |
| EPS (diluted) | $0.12 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $159.0M | ||
| Q4 25 | $242.1M | $162.2M | ||
| Q3 25 | $258.5M | $136.3M | ||
| Q2 25 | $240.7M | $132.1M | ||
| Q1 25 | $219.6M | $131.8M | ||
| Q4 24 | $217.2M | $131.9M | ||
| Q3 24 | $241.7M | $123.7M | ||
| Q2 24 | $224.9M | $114.8M |
| Q1 26 | — | $83.0M | ||
| Q4 25 | $12.1M | $86.4M | ||
| Q3 25 | $24.3M | $65.6M | ||
| Q2 25 | $19.9M | $61.4M | ||
| Q1 25 | $15.3M | $63.2M | ||
| Q4 24 | $14.4M | $65.2M | ||
| Q3 24 | $21.6M | $59.9M | ||
| Q2 24 | $15.8M | $52.1M |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 66.3% | ||
| Q3 25 | 10.2% | 57.8% | ||
| Q2 25 | 9.2% | 58.0% | ||
| Q1 25 | 7.7% | 60.0% | ||
| Q4 24 | 7.9% | 60.2% | ||
| Q3 24 | 10.3% | 58.5% | ||
| Q2 24 | 8.4% | 58.0% |
| Q1 26 | — | 52.2% | ||
| Q4 25 | 5.0% | 59.0% | ||
| Q3 25 | 9.4% | 48.1% | ||
| Q2 25 | 8.3% | 46.5% | ||
| Q1 25 | 7.0% | 48.0% | ||
| Q4 24 | 6.6% | 52.9% | ||
| Q3 24 | 8.9% | 48.4% | ||
| Q2 24 | 7.0% | 45.4% |
| Q1 26 | — | $1.52 | ||
| Q4 25 | $0.12 | $1.58 | ||
| Q3 25 | $0.23 | $1.20 | ||
| Q2 25 | $0.19 | $1.12 | ||
| Q1 25 | $0.15 | $1.16 | ||
| Q4 24 | $0.13 | $1.19 | ||
| Q3 24 | $0.20 | $1.10 | ||
| Q2 24 | $0.15 | $0.95 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $16.3M | $1.8B |
| Total DebtLower is stronger | $84.0M | — |
| Stockholders' EquityBook value | $542.6M | $1.9B |
| Total Assets | $707.1M | $18.2B |
| Debt / EquityLower = less leverage | 0.15× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $1.8B | ||
| Q4 25 | $16.3M | — | ||
| Q3 25 | $29.6M | — | ||
| Q2 25 | $35.0M | — | ||
| Q1 25 | $22.6M | — | ||
| Q4 24 | $57.4M | — | ||
| Q3 24 | $48.8M | — | ||
| Q2 24 | $62.5M | — |
| Q1 26 | — | — | ||
| Q4 25 | $84.0M | — | ||
| Q3 25 | $85.2M | — | ||
| Q2 25 | $96.2M | — | ||
| Q1 25 | $97.4M | — | ||
| Q4 24 | $98.6M | — | ||
| Q3 24 | $98.7M | — | ||
| Q2 24 | $123.8M | — |
| Q1 26 | — | $1.9B | ||
| Q4 25 | $542.6M | $1.8B | ||
| Q3 25 | $552.8M | $1.8B | ||
| Q2 25 | $548.3M | $1.7B | ||
| Q1 25 | $530.6M | $1.7B | ||
| Q4 24 | $554.5M | $1.6B | ||
| Q3 24 | $540.1M | $1.6B | ||
| Q2 24 | $532.7M | $1.5B |
| Q1 26 | — | $18.2B | ||
| Q4 25 | $707.1M | $17.7B | ||
| Q3 25 | $732.6M | $17.6B | ||
| Q2 25 | $731.8M | $17.4B | ||
| Q1 25 | $708.7M | $18.6B | ||
| Q4 24 | $746.4M | $17.4B | ||
| Q3 24 | $734.0M | $16.4B | ||
| Q2 24 | $756.8M | $16.0B |
| Q1 26 | — | — | ||
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.18× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.18× | — | ||
| Q3 24 | 0.18× | — | ||
| Q2 24 | 0.23× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $20.0M | — |
| Free Cash FlowOCF − Capex | $14.9M | — |
| FCF MarginFCF / Revenue | 6.2% | — |
| Capex IntensityCapex / Revenue | 2.1% | — |
| Cash ConversionOCF / Net Profit | 1.65× | — |
| TTM Free Cash FlowTrailing 4 quarters | $68.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $20.0M | $355.2M | ||
| Q3 25 | $33.2M | $140.9M | ||
| Q2 25 | $20.3M | $67.6M | ||
| Q1 25 | $10.1M | $48.0M | ||
| Q4 24 | $16.6M | $252.9M | ||
| Q3 24 | $28.6M | $84.0M | ||
| Q2 24 | $18.7M | $48.3M |
| Q1 26 | — | — | ||
| Q4 25 | $14.9M | — | ||
| Q3 25 | $27.6M | — | ||
| Q2 25 | $17.6M | — | ||
| Q1 25 | $8.4M | — | ||
| Q4 24 | $13.2M | — | ||
| Q3 24 | $27.5M | — | ||
| Q2 24 | $17.6M | — |
| Q1 26 | — | — | ||
| Q4 25 | 6.2% | — | ||
| Q3 25 | 10.7% | — | ||
| Q2 25 | 7.3% | — | ||
| Q1 25 | 3.8% | — | ||
| Q4 24 | 6.1% | — | ||
| Q3 24 | 11.4% | — | ||
| Q2 24 | 7.8% | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.1% | — | ||
| Q3 25 | 2.2% | — | ||
| Q2 25 | 1.1% | — | ||
| Q1 25 | 0.8% | — | ||
| Q4 24 | 1.5% | — | ||
| Q3 24 | 0.5% | — | ||
| Q2 24 | 0.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.65× | 4.11× | ||
| Q3 25 | 1.36× | 2.15× | ||
| Q2 25 | 1.02× | 1.10× | ||
| Q1 25 | 0.66× | 0.76× | ||
| Q4 24 | 1.15× | 3.88× | ||
| Q3 24 | 1.33× | 1.40× | ||
| Q2 24 | 1.19× | 0.93× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OSW
| Services | $197.3M | 82% |
| Products | $44.8M | 18% |
SFBS
| Net Interest Income | $148.1M | 93% |
| Noninterest Income | $10.8M | 7% |
