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Side-by-side financial comparison of CARRIAGE SERVICES INC (CSV) and SHORE BANCSHARES INC (SHBI). Click either name above to swap in a different company.
CARRIAGE SERVICES INC is the larger business by last-quarter revenue ($105.5M vs $59.1M, roughly 1.8× SHORE BANCSHARES INC). On growth, SHORE BANCSHARES INC posted the faster year-over-year revenue change (11.8% vs 8.0%). SHORE BANCSHARES INC produced more free cash flow last quarter ($59.2M vs $6.2M). Over the past eight quarters, SHORE BANCSHARES INC's revenue compounded faster (11.3% CAGR vs 1.0%).
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
Shore Bancshares Inc. is a U.S. regional bank holding company headquartered in Maryland. It offers a full range of retail and commercial banking services, including deposit products, personal and commercial loans, and wealth management solutions, primarily serving local individual customers, small businesses and mid-sized enterprises in its operating regions.
CSV vs SHBI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $105.5M | $59.1M |
| Net Profit | $12.3M | — |
| Gross Margin | 34.8% | — |
| Operating Margin | 23.3% | 35.2% |
| Net Margin | 11.6% | — |
| Revenue YoY | 8.0% | 11.8% |
| Net Profit YoY | 24.5% | — |
| EPS (diluted) | $0.76 | $0.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $105.5M | $59.1M | ||
| Q3 25 | $102.7M | $56.4M | ||
| Q2 25 | $102.1M | $56.6M | ||
| Q1 25 | $107.1M | $53.0M | ||
| Q4 24 | $97.7M | $52.9M | ||
| Q3 24 | $100.7M | $50.5M | ||
| Q2 24 | $102.3M | $50.6M | ||
| Q1 24 | $103.5M | $47.7M |
| Q4 25 | $12.3M | — | ||
| Q3 25 | $6.6M | $14.3M | ||
| Q2 25 | $11.7M | $15.5M | ||
| Q1 25 | $20.9M | $13.8M | ||
| Q4 24 | $9.9M | — | ||
| Q3 24 | $9.9M | $11.2M | ||
| Q2 24 | $6.3M | $11.2M | ||
| Q1 24 | $7.0M | $8.2M |
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — | ||
| Q1 24 | 36.0% | — |
| Q4 25 | 23.3% | 35.2% | ||
| Q3 25 | 17.0% | 33.7% | ||
| Q2 25 | 23.5% | 36.5% | ||
| Q1 25 | 29.5% | 34.4% | ||
| Q4 24 | 21.6% | 34.3% | ||
| Q3 24 | 22.7% | 29.6% | ||
| Q2 24 | 18.0% | 29.7% | ||
| Q1 24 | 18.8% | 22.2% |
| Q4 25 | 11.6% | — | ||
| Q3 25 | 6.4% | 25.5% | ||
| Q2 25 | 11.5% | 27.4% | ||
| Q1 25 | 19.5% | 26.0% | ||
| Q4 24 | 10.1% | — | ||
| Q3 24 | 9.8% | 22.1% | ||
| Q2 24 | 6.1% | 22.2% | ||
| Q1 24 | 6.7% | 17.2% |
| Q4 25 | $0.76 | $0.48 | ||
| Q3 25 | $0.41 | $0.43 | ||
| Q2 25 | $0.74 | $0.46 | ||
| Q1 25 | $1.34 | $0.41 | ||
| Q4 24 | $0.62 | $0.39 | ||
| Q3 24 | $0.63 | $0.34 | ||
| Q2 24 | $0.40 | $0.34 | ||
| Q1 24 | $0.45 | $0.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7M | $355.6M |
| Total DebtLower is stronger | — | $89.1M |
| Stockholders' EquityBook value | $254.8M | $589.9M |
| Total Assets | $1.3B | $6.3B |
| Debt / EquityLower = less leverage | — | 0.15× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7M | $355.6M | ||
| Q3 25 | $1.2M | $416.5M | ||
| Q2 25 | $1.4M | $185.0M | ||
| Q1 25 | $4.6M | $389.0M | ||
| Q4 24 | $1.2M | $459.9M | ||
| Q3 24 | $1.3M | $183.6M | ||
| Q2 24 | $1.5M | $138.9M | ||
| Q1 24 | $1.7M | $114.6M |
| Q4 25 | — | $89.1M | ||
| Q3 25 | — | $74.5M | ||
| Q2 25 | — | $74.2M | ||
| Q1 25 | — | $74.0M | ||
| Q4 24 | — | $73.7M | ||
| Q3 24 | — | $123.5M | ||
| Q2 24 | — | $122.8M | ||
| Q1 24 | — | $72.6M |
| Q4 25 | $254.8M | $589.9M | ||
| Q3 25 | $242.1M | $577.2M | ||
| Q2 25 | $235.4M | $565.2M | ||
| Q1 25 | $223.1M | $552.5M | ||
| Q4 24 | $208.6M | $541.1M | ||
| Q3 24 | $198.1M | $533.3M | ||
| Q2 24 | $187.9M | $522.8M | ||
| Q1 24 | $179.6M | $515.2M |
| Q4 25 | $1.3B | $6.3B | ||
| Q3 25 | $1.3B | $6.3B | ||
| Q2 25 | $1.3B | $6.0B | ||
| Q1 25 | $1.3B | $6.2B | ||
| Q4 24 | $1.3B | $6.2B | ||
| Q3 24 | $1.3B | $5.9B | ||
| Q2 24 | $1.3B | $5.9B | ||
| Q1 24 | $1.3B | $5.8B |
| Q4 25 | — | 0.15× | ||
| Q3 25 | — | 0.13× | ||
| Q2 25 | — | 0.13× | ||
| Q1 25 | — | 0.13× | ||
| Q4 24 | — | 0.14× | ||
| Q3 24 | — | 0.23× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | — | 0.14× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $14.1M | $62.4M |
| Free Cash FlowOCF − Capex | $6.2M | $59.2M |
| FCF MarginFCF / Revenue | 5.9% | 100.2% |
| Capex IntensityCapex / Revenue | 7.5% | 5.4% |
| Cash ConversionOCF / Net Profit | 1.15× | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.1M | $110.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $14.1M | $62.4M | ||
| Q3 25 | $24.7M | $42.5M | ||
| Q2 25 | $8.1M | $-8.3M | ||
| Q1 25 | $13.8M | $19.8M | ||
| Q4 24 | $9.3M | $46.9M | ||
| Q3 24 | $20.9M | $9.1M | ||
| Q2 24 | $2.2M | $3.0M | ||
| Q1 24 | $19.7M | $2.4M |
| Q4 25 | $6.2M | $59.2M | ||
| Q3 25 | $18.0M | $41.9M | ||
| Q2 25 | $5.2M | $-9.2M | ||
| Q1 25 | $10.6M | $18.8M | ||
| Q4 24 | $4.9M | $41.7M | ||
| Q3 24 | $16.2M | $8.4M | ||
| Q2 24 | $-1.4M | $1.4M | ||
| Q1 24 | $16.2M | $614.0K |
| Q4 25 | 5.9% | 100.2% | ||
| Q3 25 | 17.5% | 74.3% | ||
| Q2 25 | 5.1% | -16.3% | ||
| Q1 25 | 9.9% | 35.4% | ||
| Q4 24 | 5.0% | 78.8% | ||
| Q3 24 | 16.1% | 16.7% | ||
| Q2 24 | -1.4% | 2.9% | ||
| Q1 24 | 15.6% | 1.3% |
| Q4 25 | 7.5% | 5.4% | ||
| Q3 25 | 6.5% | 1.0% | ||
| Q2 25 | 2.8% | 1.6% | ||
| Q1 25 | 3.0% | 1.9% | ||
| Q4 24 | 4.5% | 9.9% | ||
| Q3 24 | 4.6% | 1.2% | ||
| Q2 24 | 3.5% | 3.1% | ||
| Q1 24 | 3.4% | 3.7% |
| Q4 25 | 1.15× | — | ||
| Q3 25 | 3.76× | 2.96× | ||
| Q2 25 | 0.69× | -0.54× | ||
| Q1 25 | 0.66× | 1.44× | ||
| Q4 24 | 0.94× | — | ||
| Q3 24 | 2.11× | 0.81× | ||
| Q2 24 | 0.34× | 0.27× | ||
| Q1 24 | 2.83× | 0.29× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
SHBI
Segment breakdown not available.
