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Side-by-side financial comparison of CSW INDUSTRIALS, INC. (CSW) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
CSW INDUSTRIALS, INC. is the larger business by last-quarter revenue ($233.0M vs $194.8M, roughly 1.2× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 4.4%, a 45.0% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 20.3%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $22.7M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 5.1%).
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
CSW vs TMP — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $233.0M | $194.8M |
| Net Profit | $10.3M | $96.2M |
| Gross Margin | 39.7% | — |
| Operating Margin | 7.4% | 71.7% |
| Net Margin | 4.4% | 49.4% |
| Revenue YoY | 20.3% | 152.7% |
| Net Profit YoY | -61.9% | 388.9% |
| EPS (diluted) | $0.62 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $233.0M | $194.8M | ||
| Q3 25 | $277.0M | $87.4M | ||
| Q2 25 | $263.6M | $82.6M | ||
| Q1 25 | $230.5M | $81.7M | ||
| Q4 24 | $193.6M | $77.1M | ||
| Q3 24 | $227.9M | $76.6M | ||
| Q2 24 | $226.2M | $72.7M | ||
| Q1 24 | $210.9M | $72.8M |
| Q4 25 | $10.3M | $96.2M | ||
| Q3 25 | $40.7M | $23.7M | ||
| Q2 25 | $40.9M | $21.5M | ||
| Q1 25 | $35.1M | $19.7M | ||
| Q4 24 | $26.9M | $19.7M | ||
| Q3 24 | $36.1M | $18.6M | ||
| Q2 24 | $38.6M | $15.7M | ||
| Q1 24 | $31.8M | $16.9M |
| Q4 25 | 39.7% | — | ||
| Q3 25 | 43.0% | — | ||
| Q2 25 | 43.8% | — | ||
| Q1 25 | 44.2% | — | ||
| Q4 24 | 41.4% | — | ||
| Q3 24 | 45.6% | — | ||
| Q2 24 | 47.5% | — | ||
| Q1 24 | 44.4% | — |
| Q4 25 | 7.4% | 71.7% | ||
| Q3 25 | 20.5% | 35.6% | ||
| Q2 25 | 20.8% | 34.2% | ||
| Q1 25 | 19.5% | 31.6% | ||
| Q4 24 | 15.3% | 33.4% | ||
| Q3 24 | 22.6% | 32.0% | ||
| Q2 24 | 24.3% | 28.3% | ||
| Q1 24 | 21.0% | 30.4% |
| Q4 25 | 4.4% | 49.4% | ||
| Q3 25 | 14.7% | 27.1% | ||
| Q2 25 | 15.5% | 26.0% | ||
| Q1 25 | 15.2% | 24.1% | ||
| Q4 24 | 13.9% | 25.5% | ||
| Q3 24 | 15.8% | 24.3% | ||
| Q2 24 | 17.1% | 21.6% | ||
| Q1 24 | 15.1% | 23.2% |
| Q4 25 | $0.62 | $6.72 | ||
| Q3 25 | $2.41 | $1.65 | ||
| Q2 25 | $2.43 | $1.50 | ||
| Q1 25 | $2.05 | $1.37 | ||
| Q4 24 | $1.60 | $1.39 | ||
| Q3 24 | $2.26 | $1.30 | ||
| Q2 24 | $2.47 | $1.10 | ||
| Q1 24 | $2.03 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $40.2M | $132.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.1B | $938.4M |
| Total Assets | $2.3B | $8.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $40.2M | $132.8M | ||
| Q3 25 | $31.5M | $193.5M | ||
| Q2 25 | $38.0M | $212.6M | ||
| Q1 25 | $225.8M | $193.1M | ||
| Q4 24 | $213.8M | $134.4M | ||
| Q3 24 | $273.2M | $132.3M | ||
| Q2 24 | $18.9M | $70.9M | ||
| Q1 24 | $22.2M | $57.1M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $800.1M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $166.0M | — |
| Q4 25 | $1.1B | $938.4M | ||
| Q3 25 | $1.1B | $788.8M | ||
| Q2 25 | $1.1B | $761.8M | ||
| Q1 25 | $1.1B | $741.4M | ||
| Q4 24 | $1.0B | $713.4M | ||
| Q3 24 | $1.0B | $719.9M | ||
| Q2 24 | $650.2M | $674.6M | ||
| Q1 24 | $615.7M | $667.9M |
| Q4 25 | $2.3B | $8.7B | ||
| Q3 25 | $1.5B | $8.5B | ||
| Q2 25 | $1.5B | $8.4B | ||
| Q1 25 | $1.4B | $8.2B | ||
| Q4 24 | $1.4B | $8.1B | ||
| Q3 24 | $1.4B | $8.0B | ||
| Q2 24 | $1.1B | $7.9B | ||
| Q1 24 | $1.0B | $7.8B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.75× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.27× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.9M | $38.9M |
| Free Cash FlowOCF − Capex | $22.7M | $31.9M |
| FCF MarginFCF / Revenue | 9.8% | 16.4% |
| Capex IntensityCapex / Revenue | 2.6% | 3.6% |
| Cash ConversionOCF / Net Profit | 2.81× | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $162.0M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.9M | $38.9M | ||
| Q3 25 | $61.8M | $34.9M | ||
| Q2 25 | $60.6M | $18.9M | ||
| Q1 25 | $27.3M | $22.2M | ||
| Q4 24 | $11.6M | $95.0M | ||
| Q3 24 | $66.8M | $21.2M | ||
| Q2 24 | $62.7M | $27.3M | ||
| Q1 24 | $22.4M | $23.2M |
| Q4 25 | $22.7M | $31.9M | ||
| Q3 25 | $58.7M | $33.9M | ||
| Q2 25 | $57.7M | $18.3M | ||
| Q1 25 | $22.8M | $20.9M | ||
| Q4 24 | $8.5M | $88.8M | ||
| Q3 24 | $61.3M | $18.9M | ||
| Q2 24 | $59.6M | $26.3M | ||
| Q1 24 | $17.5M | $21.9M |
| Q4 25 | 9.8% | 16.4% | ||
| Q3 25 | 21.2% | 38.8% | ||
| Q2 25 | 21.9% | 22.1% | ||
| Q1 25 | 9.9% | 25.5% | ||
| Q4 24 | 4.4% | 115.1% | ||
| Q3 24 | 26.9% | 24.7% | ||
| Q2 24 | 26.3% | 36.2% | ||
| Q1 24 | 8.3% | 30.0% |
| Q4 25 | 2.6% | 3.6% | ||
| Q3 25 | 1.1% | 1.1% | ||
| Q2 25 | 1.1% | 0.8% | ||
| Q1 25 | 2.0% | 1.7% | ||
| Q4 24 | 1.6% | 8.1% | ||
| Q3 24 | 2.4% | 2.9% | ||
| Q2 24 | 1.4% | 1.3% | ||
| Q1 24 | 2.3% | 1.9% |
| Q4 25 | 2.81× | 0.40× | ||
| Q3 25 | 1.52× | 1.47× | ||
| Q2 25 | 1.48× | 0.88× | ||
| Q1 25 | 0.78× | 1.13× | ||
| Q4 24 | 0.43× | 4.82× | ||
| Q3 24 | 1.85× | 1.14× | ||
| Q2 24 | 1.62× | 1.74× | ||
| Q1 24 | 0.71× | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
TMP
Segment breakdown not available.
