vs

Side-by-side financial comparison of COMMUNITY TRUST BANCORP INC (CTBI) and GeneDx Holdings Corp. (WGS). Click either name above to swap in a different company.

GeneDx Holdings Corp. is the larger business by last-quarter revenue ($121.0M vs $74.7M, roughly 1.6× COMMUNITY TRUST BANCORP INC). COMMUNITY TRUST BANCORP INC runs the higher net margin — 36.5% vs -14.6%, a 51.1% gap on every dollar of revenue. On growth, GeneDx Holdings Corp. posted the faster year-over-year revenue change (26.5% vs 13.8%). COMMUNITY TRUST BANCORP INC produced more free cash flow last quarter ($97.4M vs $-7.4M). Over the past eight quarters, GeneDx Holdings Corp.'s revenue compounded faster (39.2% CAGR vs 12.8%).

Community Trust Bancorp is an American regional bank holding company that was founded in 1903 as Pikeville National Bank. The renamed corporation continues to have its headquarters in Pikeville, Kentucky, at the heart of Appalachia. Community Trust Bancorp operates a commercial bank, Community Trust Bank, and a trust company, Community Trust and Investment Company of Lexington.

GeneDx is a genetic testing company that was founded in 2000 by two scientists from the National Institutes of Health (NIH), Sherri Bale and John Compton. They started the company to provide clinical diagnostic services for patients and families with rare and ultra-rare disorders, for which no such commercial testing was available at the time. The company started in the Technology Development Center, a biotech incubator supported by the state of Maryland and Montgomery County, MD. In 2006, Bi...

CTBI vs WGS — Head-to-Head

Bigger by revenue
WGS
WGS
1.6× larger
WGS
$121.0M
$74.7M
CTBI
Growing faster (revenue YoY)
WGS
WGS
+12.8% gap
WGS
26.5%
13.8%
CTBI
Higher net margin
CTBI
CTBI
51.1% more per $
CTBI
36.5%
-14.6%
WGS
More free cash flow
CTBI
CTBI
$104.8M more FCF
CTBI
$97.4M
$-7.4M
WGS
Faster 2-yr revenue CAGR
WGS
WGS
Annualised
WGS
39.2%
12.8%
CTBI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CTBI
CTBI
WGS
WGS
Revenue
$74.7M
$121.0M
Net Profit
$27.3M
$-17.7M
Gross Margin
69.6%
Operating Margin
47.3%
-11.8%
Net Margin
36.5%
-14.6%
Revenue YoY
13.8%
26.5%
Net Profit YoY
21.3%
-424.9%
EPS (diluted)
$1.51
$-0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CTBI
CTBI
WGS
WGS
Q4 25
$74.7M
$121.0M
Q3 25
$71.5M
$116.7M
Q2 25
$70.2M
$102.7M
Q1 25
$66.2M
$87.1M
Q4 24
$65.7M
$95.6M
Q3 24
$62.8M
$76.9M
Q2 24
$61.4M
$70.5M
Q1 24
$58.7M
$62.4M
Net Profit
CTBI
CTBI
WGS
WGS
Q4 25
$27.3M
$-17.7M
Q3 25
$23.9M
$-7.6M
Q2 25
$24.9M
$10.8M
Q1 25
$22.0M
$-6.5M
Q4 24
$22.5M
$5.4M
Q3 24
$22.1M
$-8.3M
Q2 24
$19.5M
$-29.2M
Q1 24
$18.7M
$-20.2M
Gross Margin
CTBI
CTBI
WGS
WGS
Q4 25
69.6%
Q3 25
72.4%
Q2 25
69.0%
Q1 25
67.1%
Q4 24
69.2%
Q3 24
62.2%
Q2 24
60.9%
Q1 24
59.9%
Operating Margin
CTBI
CTBI
WGS
WGS
Q4 25
47.3%
-11.8%
Q3 25
43.2%
-2.8%
Q2 25
46.2%
8.7%
Q1 25
42.9%
-5.2%
Q4 24
44.7%
9.2%
Q3 24
43.8%
-10.1%
Q2 24
42.3%
-15.0%
Q1 24
40.6%
-21.9%
Net Margin
CTBI
CTBI
WGS
WGS
Q4 25
36.5%
-14.6%
Q3 25
33.4%
-6.5%
Q2 25
35.5%
10.5%
Q1 25
33.2%
-7.5%
Q4 24
34.2%
5.7%
Q3 24
35.3%
-10.8%
Q2 24
31.8%
-41.4%
Q1 24
31.8%
-32.4%
EPS (diluted)
CTBI
CTBI
WGS
WGS
Q4 25
$1.51
$-0.59
Q3 25
$1.32
$-0.27
Q2 25
$1.38
$0.36
Q1 25
$1.22
$-0.23
Q4 24
$1.25
$0.25
Q3 24
$1.23
$-0.31
Q2 24
$1.09
$-1.10
Q1 24
$1.04
$-0.78

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CTBI
CTBI
WGS
WGS
Cash + ST InvestmentsLiquidity on hand
$363.7M
$171.3M
Total DebtLower is stronger
$63.8M
$54.5M
Stockholders' EquityBook value
$856.1M
$308.2M
Total Assets
$6.7B
$523.7M
Debt / EquityLower = less leverage
0.07×
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CTBI
CTBI
WGS
WGS
Q4 25
$363.7M
$171.3M
Q3 25
$507.6M
$155.1M
Q2 25
$395.3M
$134.6M
Q1 25
$340.7M
$159.2M
Q4 24
$369.5M
$141.2M
Q3 24
$240.9M
$116.5M
Q2 24
$161.7M
$106.9M
Q1 24
$293.3M
$112.9M
Total Debt
CTBI
CTBI
WGS
WGS
Q4 25
$63.8M
$54.5M
Q3 25
$54.8M
Q2 25
$55.1M
Q1 25
$55.5M
Q4 24
$64.0M
$55.8M
Q3 24
$56.1M
Q2 24
$56.3M
Q1 24
$56.3M
Stockholders' Equity
CTBI
CTBI
WGS
WGS
Q4 25
$856.1M
$308.2M
Q3 25
$831.4M
$292.3M
Q2 25
$806.9M
$277.1M
Q1 25
$784.2M
$257.4M
Q4 24
$757.6M
$245.2M
Q3 24
$760.8M
$204.5M
Q2 24
$719.3M
$194.0M
Q1 24
$707.7M
$207.2M
Total Assets
CTBI
CTBI
WGS
WGS
Q4 25
$6.7B
$523.7M
Q3 25
$6.6B
$493.9M
Q2 25
$6.4B
$463.9M
Q1 25
$6.3B
$446.4M
Q4 24
$6.2B
$419.4M
Q3 24
$6.0B
$408.8M
Q2 24
$5.8B
$389.1M
Q1 24
$5.9B
$394.5M
Debt / Equity
CTBI
CTBI
WGS
WGS
Q4 25
0.07×
0.18×
Q3 25
0.19×
Q2 25
0.20×
Q1 25
0.22×
Q4 24
0.08×
0.23×
Q3 24
0.27×
Q2 24
0.29×
Q1 24
0.27×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CTBI
CTBI
WGS
WGS
Operating Cash FlowLast quarter
$105.0M
$-3.1M
Free Cash FlowOCF − Capex
$97.4M
$-7.4M
FCF MarginFCF / Revenue
130.3%
-6.1%
Capex IntensityCapex / Revenue
10.2%
3.6%
Cash ConversionOCF / Net Profit
3.85×
TTM Free Cash FlowTrailing 4 quarters
$181.8M
$14.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CTBI
CTBI
WGS
WGS
Q4 25
$105.0M
$-3.1M
Q3 25
$37.5M
$15.8M
Q2 25
$15.9M
$10.4M
Q1 25
$36.6M
$10.2M
Q4 24
$105.3M
$-3.2M
Q3 24
$36.7M
$-4.4M
Q2 24
$20.0M
$-4.5M
Q1 24
$26.2M
$-16.4M
Free Cash Flow
CTBI
CTBI
WGS
WGS
Q4 25
$97.4M
$-7.4M
Q3 25
$36.4M
$9.6M
Q2 25
$13.6M
$8.1M
Q1 25
$34.5M
$4.1M
Q4 24
$97.2M
$-6.2M
Q3 24
$35.4M
$-5.0M
Q2 24
$18.4M
$-5.9M
Q1 24
$24.0M
$-16.9M
FCF Margin
CTBI
CTBI
WGS
WGS
Q4 25
130.3%
-6.1%
Q3 25
50.8%
8.2%
Q2 25
19.3%
7.8%
Q1 25
52.2%
4.7%
Q4 24
148.0%
-6.5%
Q3 24
56.4%
-6.6%
Q2 24
30.1%
-8.3%
Q1 24
40.9%
-27.0%
Capex Intensity
CTBI
CTBI
WGS
WGS
Q4 25
10.2%
3.6%
Q3 25
1.7%
5.3%
Q2 25
3.4%
2.3%
Q1 25
3.1%
7.0%
Q4 24
12.3%
3.2%
Q3 24
2.1%
0.8%
Q2 24
2.5%
1.9%
Q1 24
3.7%
0.7%
Cash Conversion
CTBI
CTBI
WGS
WGS
Q4 25
3.85×
Q3 25
1.57×
Q2 25
0.64×
0.96×
Q1 25
1.66×
Q4 24
4.68×
-0.59×
Q3 24
1.66×
Q2 24
1.02×
Q1 24
1.40×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CTBI
CTBI

Segment breakdown not available.

WGS
WGS

Diagnostic Test Third Party Insurance$101.1M84%
Diagnostic Test Institutional Customers$15.5M13%
Other$3.4M3%

Related Comparisons