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Side-by-side financial comparison of Claritev Corp (CTEV) and FIRST FINANCIAL BANKSHARES INC (FFIN). Click either name above to swap in a different company.

Claritev Corp is the larger business by last-quarter revenue ($246.6M vs $164.7M, roughly 1.5× FIRST FINANCIAL BANKSHARES INC). FIRST FINANCIAL BANKSHARES INC runs the higher net margin — 44.5% vs -32.7%, a 77.2% gap on every dollar of revenue. On growth, FIRST FINANCIAL BANKSHARES INC posted the faster year-over-year revenue change (12.0% vs 6.2%). FIRST FINANCIAL BANKSHARES INC produced more free cash flow last quarter ($286.0M vs $36.4M). Over the past eight quarters, FIRST FINANCIAL BANKSHARES INC's revenue compounded faster (12.7% CAGR vs 2.5%).

First Financial Bank is a regional bank operated by First Financial Corporation and based in Terre Haute, Indiana. It is the oldest national bank in Indiana and the fifth oldest national bank in the United States. First Financial Corporation is Vigo County's only publicly traded company.

CTEV vs FFIN — Head-to-Head

Bigger by revenue
CTEV
CTEV
1.5× larger
CTEV
$246.6M
$164.7M
FFIN
Growing faster (revenue YoY)
FFIN
FFIN
+5.8% gap
FFIN
12.0%
6.2%
CTEV
Higher net margin
FFIN
FFIN
77.2% more per $
FFIN
44.5%
-32.7%
CTEV
More free cash flow
FFIN
FFIN
$249.6M more FCF
FFIN
$286.0M
$36.4M
CTEV
Faster 2-yr revenue CAGR
FFIN
FFIN
Annualised
FFIN
12.7%
2.5%
CTEV

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CTEV
CTEV
FFIN
FFIN
Revenue
$246.6M
$164.7M
Net Profit
$-80.6M
$73.3M
Gross Margin
Operating Margin
-3.1%
54.4%
Net Margin
-32.7%
44.5%
Revenue YoY
6.2%
12.0%
Net Profit YoY
41.6%
17.6%
EPS (diluted)
$-4.88
$0.51

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CTEV
CTEV
FFIN
FFIN
Q4 25
$246.6M
$164.7M
Q3 25
$246.0M
$161.3M
Q2 25
$241.6M
$156.6M
Q1 25
$231.3M
$149.0M
Q4 24
$232.1M
$147.1M
Q3 24
$230.5M
$139.5M
Q2 24
$233.5M
$134.5M
Q1 24
$234.5M
$129.6M
Net Profit
CTEV
CTEV
FFIN
FFIN
Q4 25
$-80.6M
$73.3M
Q3 25
$-69.8M
$52.3M
Q2 25
$-62.6M
$66.7M
Q1 25
$-71.3M
$61.3M
Q4 24
$-138.0M
$62.3M
Q3 24
$-391.4M
$55.3M
Q2 24
$-576.7M
$52.5M
Q1 24
$-539.7M
$53.4M
Operating Margin
CTEV
CTEV
FFIN
FFIN
Q4 25
-3.1%
54.4%
Q3 25
4.1%
39.2%
Q2 25
6.9%
52.2%
Q1 25
4.2%
50.4%
Q4 24
-17.8%
51.7%
Q3 24
-146.7%
48.3%
Q2 24
-224.4%
47.3%
Q1 24
-207.4%
50.0%
Net Margin
CTEV
CTEV
FFIN
FFIN
Q4 25
-32.7%
44.5%
Q3 25
-28.4%
32.4%
Q2 25
-25.9%
42.6%
Q1 25
-30.8%
41.2%
Q4 24
-59.4%
42.4%
Q3 24
-169.8%
39.7%
Q2 24
-247.0%
39.0%
Q1 24
-230.1%
41.2%
EPS (diluted)
CTEV
CTEV
FFIN
FFIN
Q4 25
$-4.88
$0.51
Q3 25
$-4.23
$0.36
Q2 25
$-3.81
$0.47
Q1 25
$-4.38
$0.43
Q4 24
$-8.49
$0.43
Q3 24
$-24.25
$0.39
Q2 24
$-35.78
$0.37
Q1 24
$-33.40
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CTEV
CTEV
FFIN
FFIN
Cash + ST InvestmentsLiquidity on hand
$16.8M
Total DebtLower is stronger
$4.6B
Stockholders' EquityBook value
$-173.9M
$1.9B
Total Assets
$4.9B
$15.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CTEV
CTEV
FFIN
FFIN
Q4 25
$16.8M
Q3 25
$39.2M
Q2 25
$56.4M
Q1 25
$23.1M
Q4 24
$16.8M
Q3 24
$86.6M
Q2 24
$48.8M
Q1 24
$58.7M
Total Debt
CTEV
CTEV
FFIN
FFIN
Q4 25
$4.6B
Q3 25
$4.5B
Q2 25
$4.5B
Q1 25
$4.5B
Q4 24
$4.5B
Q3 24
$4.5B
Q2 24
$4.5B
Q1 24
$4.5B
Stockholders' Equity
CTEV
CTEV
FFIN
FFIN
Q4 25
$-173.9M
$1.9B
Q3 25
$-101.8M
$1.8B
Q2 25
$-39.9M
$1.7B
Q1 25
$14.8M
$1.7B
Q4 24
$84.0M
$1.6B
Q3 24
$207.6M
$1.7B
Q2 24
$603.4M
$1.5B
Q1 24
$1.2B
$1.5B
Total Assets
CTEV
CTEV
FFIN
FFIN
Q4 25
$4.9B
$15.4B
Q3 25
$5.0B
$14.8B
Q2 25
$5.1B
$14.4B
Q1 25
$5.1B
$14.3B
Q4 24
$5.2B
$14.0B
Q3 24
$5.3B
$13.6B
Q2 24
$5.7B
$13.2B
Q1 24
$6.4B
$13.2B
Debt / Equity
CTEV
CTEV
FFIN
FFIN
Q4 25
Q3 25
Q2 25
Q1 25
304.87×
Q4 24
53.67×
Q3 24
21.73×
Q2 24
7.48×
Q1 24
3.85×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CTEV
CTEV
FFIN
FFIN
Operating Cash FlowLast quarter
$66.3M
$299.4M
Free Cash FlowOCF − Capex
$36.4M
$286.0M
FCF MarginFCF / Revenue
14.8%
173.6%
Capex IntensityCapex / Revenue
12.1%
8.2%
Cash ConversionOCF / Net Profit
4.08×
TTM Free Cash FlowTrailing 4 quarters
$-12.3M
$503.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CTEV
CTEV
FFIN
FFIN
Q4 25
$66.3M
$299.4M
Q3 25
$19.9M
$86.5M
Q2 25
$61.2M
$61.3M
Q1 25
$-30.1M
$76.8M
Q4 24
$-33.4M
$309.6M
Q3 24
$72.8M
$80.7M
Q2 24
$18.5M
$68.8M
Q1 24
$49.7M
$75.6M
Free Cash Flow
CTEV
CTEV
FFIN
FFIN
Q4 25
$36.4M
$286.0M
Q3 25
$-16.3M
$83.7M
Q2 25
$36.6M
$58.7M
Q1 25
$-68.9M
$74.7M
Q4 24
$-63.8M
$292.9M
Q3 24
$41.1M
$77.7M
Q2 24
$-7.0M
$63.8M
Q1 24
$19.2M
$71.7M
FCF Margin
CTEV
CTEV
FFIN
FFIN
Q4 25
14.8%
173.6%
Q3 25
-6.6%
51.9%
Q2 25
15.2%
37.5%
Q1 25
-29.8%
50.1%
Q4 24
-27.5%
199.1%
Q3 24
17.8%
55.7%
Q2 24
-3.0%
47.4%
Q1 24
8.2%
55.3%
Capex Intensity
CTEV
CTEV
FFIN
FFIN
Q4 25
12.1%
8.2%
Q3 25
14.7%
1.7%
Q2 25
10.2%
1.6%
Q1 25
16.8%
1.4%
Q4 24
13.1%
11.4%
Q3 24
13.8%
2.2%
Q2 24
10.9%
3.7%
Q1 24
13.0%
3.0%
Cash Conversion
CTEV
CTEV
FFIN
FFIN
Q4 25
4.08×
Q3 25
1.65×
Q2 25
0.92×
Q1 25
1.25×
Q4 24
4.97×
Q3 24
1.46×
Q2 24
1.31×
Q1 24
1.42×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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