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Side-by-side financial comparison of Claritev Corp (CTEV) and LendingClub Corp (LC). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $246.6M, roughly 1.0× Claritev Corp). LendingClub Corp runs the higher net margin — 20.5% vs -32.7%, a 53.1% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs 6.2%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 2.5%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
CTEV vs LC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $246.6M | $252.3M |
| Net Profit | $-80.6M | $51.6M |
| Gross Margin | — | — |
| Operating Margin | -3.1% | — |
| Net Margin | -32.7% | 20.5% |
| Revenue YoY | 6.2% | 15.9% |
| Net Profit YoY | 41.6% | 341.0% |
| EPS (diluted) | $-4.88 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $252.3M | ||
| Q4 25 | $246.6M | $266.5M | ||
| Q3 25 | $246.0M | $266.2M | ||
| Q2 25 | $241.6M | $248.4M | ||
| Q1 25 | $231.3M | $217.7M | ||
| Q4 24 | $232.1M | $217.2M | ||
| Q3 24 | $230.5M | $201.9M | ||
| Q2 24 | $233.5M | $187.2M |
| Q1 26 | — | $51.6M | ||
| Q4 25 | $-80.6M | — | ||
| Q3 25 | $-69.8M | $44.3M | ||
| Q2 25 | $-62.6M | $38.2M | ||
| Q1 25 | $-71.3M | $11.7M | ||
| Q4 24 | $-138.0M | — | ||
| Q3 24 | $-391.4M | $14.5M | ||
| Q2 24 | $-576.7M | $14.9M |
| Q1 26 | — | — | ||
| Q4 25 | -3.1% | 18.8% | ||
| Q3 25 | 4.1% | 21.5% | ||
| Q2 25 | 6.9% | 21.7% | ||
| Q1 25 | 4.2% | 7.2% | ||
| Q4 24 | -17.8% | 5.1% | ||
| Q3 24 | -146.7% | 8.9% | ||
| Q2 24 | -224.4% | 10.4% |
| Q1 26 | — | 20.5% | ||
| Q4 25 | -32.7% | — | ||
| Q3 25 | -28.4% | 16.6% | ||
| Q2 25 | -25.9% | 15.4% | ||
| Q1 25 | -30.8% | 5.4% | ||
| Q4 24 | -59.4% | — | ||
| Q3 24 | -169.8% | 7.2% | ||
| Q2 24 | -247.0% | 8.0% |
| Q1 26 | — | $0.44 | ||
| Q4 25 | $-4.88 | $0.36 | ||
| Q3 25 | $-4.23 | $0.37 | ||
| Q2 25 | $-3.81 | $0.33 | ||
| Q1 25 | $-4.38 | $0.10 | ||
| Q4 24 | $-8.49 | $0.08 | ||
| Q3 24 | $-24.25 | $0.13 | ||
| Q2 24 | $-35.78 | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $16.8M | — |
| Total DebtLower is stronger | $4.6B | — |
| Stockholders' EquityBook value | $-173.9M | $1.5B |
| Total Assets | $4.9B | $11.9B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $16.8M | — | ||
| Q3 25 | $39.2M | — | ||
| Q2 25 | $56.4M | — | ||
| Q1 25 | $23.1M | — | ||
| Q4 24 | $16.8M | — | ||
| Q3 24 | $86.6M | — | ||
| Q2 24 | $48.8M | — |
| Q1 26 | — | — | ||
| Q4 25 | $4.6B | $0 | ||
| Q3 25 | $4.5B | $0 | ||
| Q2 25 | $4.5B | $0 | ||
| Q1 25 | $4.5B | $0 | ||
| Q4 24 | $4.5B | $0 | ||
| Q3 24 | $4.5B | — | ||
| Q2 24 | $4.5B | — |
| Q1 26 | — | $1.5B | ||
| Q4 25 | $-173.9M | $1.5B | ||
| Q3 25 | $-101.8M | $1.5B | ||
| Q2 25 | $-39.9M | $1.4B | ||
| Q1 25 | $14.8M | $1.4B | ||
| Q4 24 | $84.0M | $1.3B | ||
| Q3 24 | $207.6M | $1.3B | ||
| Q2 24 | $603.4M | $1.3B |
| Q1 26 | — | $11.9B | ||
| Q4 25 | $4.9B | $11.6B | ||
| Q3 25 | $5.0B | $11.1B | ||
| Q2 25 | $5.1B | $10.8B | ||
| Q1 25 | $5.1B | $10.5B | ||
| Q4 24 | $5.2B | $10.6B | ||
| Q3 24 | $5.3B | $11.0B | ||
| Q2 24 | $5.7B | $9.6B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | 304.87× | 0.00× | ||
| Q4 24 | 53.67× | 0.00× | ||
| Q3 24 | 21.73× | — | ||
| Q2 24 | 7.48× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $66.3M | — |
| Free Cash FlowOCF − Capex | $36.4M | — |
| FCF MarginFCF / Revenue | 14.8% | — |
| Capex IntensityCapex / Revenue | 12.1% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-12.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $66.3M | $-2.7B | ||
| Q3 25 | $19.9M | $-770.8M | ||
| Q2 25 | $61.2M | $-713.1M | ||
| Q1 25 | $-30.1M | $-339.3M | ||
| Q4 24 | $-33.4M | $-2.6B | ||
| Q3 24 | $72.8M | $-669.8M | ||
| Q2 24 | $18.5M | $-932.5M |
| Q1 26 | — | — | ||
| Q4 25 | $36.4M | $-2.9B | ||
| Q3 25 | $-16.3M | $-791.8M | ||
| Q2 25 | $36.6M | $-803.8M | ||
| Q1 25 | $-68.9M | $-352.3M | ||
| Q4 24 | $-63.8M | $-2.7B | ||
| Q3 24 | $41.1M | $-682.3M | ||
| Q2 24 | $-7.0M | $-945.3M |
| Q1 26 | — | — | ||
| Q4 25 | 14.8% | -1076.0% | ||
| Q3 25 | -6.6% | -297.4% | ||
| Q2 25 | 15.2% | -323.5% | ||
| Q1 25 | -29.8% | -161.8% | ||
| Q4 24 | -27.5% | -1237.8% | ||
| Q3 24 | 17.8% | -338.0% | ||
| Q2 24 | -3.0% | -504.9% |
| Q1 26 | — | — | ||
| Q4 25 | 12.1% | 52.7% | ||
| Q3 25 | 14.7% | 7.9% | ||
| Q2 25 | 10.2% | 36.5% | ||
| Q1 25 | 16.8% | 6.0% | ||
| Q4 24 | 13.1% | 25.0% | ||
| Q3 24 | 13.8% | 6.2% | ||
| Q2 24 | 10.9% | 6.9% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | -17.41× | ||
| Q2 25 | — | -18.68× | ||
| Q1 25 | — | -29.07× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -46.33× | ||
| Q2 24 | — | -62.57× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
