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Side-by-side financial comparison of Claritev Corp (CTEV) and FIRST COMMONWEALTH FINANCIAL CORP (FCF). Click either name above to swap in a different company.
Claritev Corp is the larger business by last-quarter revenue ($246.6M vs $133.7M, roughly 1.8× FIRST COMMONWEALTH FINANCIAL CORP). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs -32.7%, a 60.8% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs 6.2%). Over the past eight quarters, FIRST COMMONWEALTH FINANCIAL CORP's revenue compounded faster (5.5% CAGR vs 2.5%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
CTEV vs FCF — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $246.6M | $133.7M |
| Net Profit | $-80.6M | $37.5M |
| Gross Margin | — | — |
| Operating Margin | -3.1% | — |
| Net Margin | -32.7% | 28.1% |
| Revenue YoY | 6.2% | 13.0% |
| Net Profit YoY | 41.6% | -16.3% |
| EPS (diluted) | $-4.88 | $0.37 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $133.7M | ||
| Q4 25 | $246.6M | $137.9M | ||
| Q3 25 | $246.0M | $136.0M | ||
| Q2 25 | $241.6M | $131.0M | ||
| Q1 25 | $231.3M | $118.0M | ||
| Q4 24 | $232.1M | $120.4M | ||
| Q3 24 | $230.5M | $121.2M | ||
| Q2 24 | $233.5M | $120.2M |
| Q1 26 | — | $37.5M | ||
| Q4 25 | $-80.6M | $44.9M | ||
| Q3 25 | $-69.8M | $41.3M | ||
| Q2 25 | $-62.6M | $33.4M | ||
| Q1 25 | $-71.3M | $32.7M | ||
| Q4 24 | $-138.0M | $35.8M | ||
| Q3 24 | $-391.4M | $32.1M | ||
| Q2 24 | $-576.7M | $37.1M |
| Q1 26 | — | — | ||
| Q4 25 | -3.1% | 40.9% | ||
| Q3 25 | 4.1% | 38.1% | ||
| Q2 25 | 6.9% | 32.1% | ||
| Q1 25 | 4.2% | 34.8% | ||
| Q4 24 | -17.8% | 37.1% | ||
| Q3 24 | -146.7% | 33.4% | ||
| Q2 24 | -224.4% | 38.7% |
| Q1 26 | — | 28.1% | ||
| Q4 25 | -32.7% | 32.5% | ||
| Q3 25 | -28.4% | 30.4% | ||
| Q2 25 | -25.9% | 25.5% | ||
| Q1 25 | -30.8% | 27.7% | ||
| Q4 24 | -59.4% | 29.8% | ||
| Q3 24 | -169.8% | 26.5% | ||
| Q2 24 | -247.0% | 30.9% |
| Q1 26 | — | $0.37 | ||
| Q4 25 | $-4.88 | $0.44 | ||
| Q3 25 | $-4.23 | $0.39 | ||
| Q2 25 | $-3.81 | $0.32 | ||
| Q1 25 | $-4.38 | $0.32 | ||
| Q4 24 | $-8.49 | $0.35 | ||
| Q3 24 | $-24.25 | $0.31 | ||
| Q2 24 | $-35.78 | $0.36 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $16.8M | — |
| Total DebtLower is stronger | $4.6B | $154.9M |
| Stockholders' EquityBook value | $-173.9M | $1.6B |
| Total Assets | $4.9B | $12.3B |
| Debt / EquityLower = less leverage | — | 0.10× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $16.8M | — | ||
| Q3 25 | $39.2M | — | ||
| Q2 25 | $56.4M | — | ||
| Q1 25 | $23.1M | — | ||
| Q4 24 | $16.8M | — | ||
| Q3 24 | $86.6M | — | ||
| Q2 24 | $48.8M | — |
| Q1 26 | — | $154.9M | ||
| Q4 25 | $4.6B | $261.7M | ||
| Q3 25 | $4.5B | $262.1M | ||
| Q2 25 | $4.5B | $262.4M | ||
| Q1 25 | $4.5B | $262.7M | ||
| Q4 24 | $4.5B | $263.0M | ||
| Q3 24 | $4.5B | $136.3M | ||
| Q2 24 | $4.5B | $136.6M |
| Q1 26 | — | $1.6B | ||
| Q4 25 | $-173.9M | $1.6B | ||
| Q3 25 | $-101.8M | $1.5B | ||
| Q2 25 | $-39.9M | $1.5B | ||
| Q1 25 | $14.8M | $1.4B | ||
| Q4 24 | $84.0M | $1.4B | ||
| Q3 24 | $207.6M | $1.4B | ||
| Q2 24 | $603.4M | $1.4B |
| Q1 26 | — | $12.3B | ||
| Q4 25 | $4.9B | $12.3B | ||
| Q3 25 | $5.0B | $12.3B | ||
| Q2 25 | $5.1B | $12.2B | ||
| Q1 25 | $5.1B | $11.8B | ||
| Q4 24 | $5.2B | $11.6B | ||
| Q3 24 | $5.3B | $12.0B | ||
| Q2 24 | $5.7B | $11.6B |
| Q1 26 | — | 0.10× | ||
| Q4 25 | — | 0.17× | ||
| Q3 25 | — | 0.17× | ||
| Q2 25 | — | 0.17× | ||
| Q1 25 | 304.87× | 0.18× | ||
| Q4 24 | 53.67× | 0.19× | ||
| Q3 24 | 21.73× | 0.10× | ||
| Q2 24 | 7.48× | 0.10× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $66.3M | — |
| Free Cash FlowOCF − Capex | $36.4M | — |
| FCF MarginFCF / Revenue | 14.8% | — |
| Capex IntensityCapex / Revenue | 12.1% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-12.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $66.3M | $187.5M | ||
| Q3 25 | $19.9M | $49.5M | ||
| Q2 25 | $61.2M | $30.4M | ||
| Q1 25 | $-30.1M | $55.9M | ||
| Q4 24 | $-33.4M | $129.5M | ||
| Q3 24 | $72.8M | $53.6M | ||
| Q2 24 | $18.5M | $22.7M |
| Q1 26 | — | — | ||
| Q4 25 | $36.4M | $171.5M | ||
| Q3 25 | $-16.3M | — | ||
| Q2 25 | $36.6M | — | ||
| Q1 25 | $-68.9M | — | ||
| Q4 24 | $-63.8M | $113.9M | ||
| Q3 24 | $41.1M | — | ||
| Q2 24 | $-7.0M | — |
| Q1 26 | — | — | ||
| Q4 25 | 14.8% | 124.3% | ||
| Q3 25 | -6.6% | — | ||
| Q2 25 | 15.2% | — | ||
| Q1 25 | -29.8% | — | ||
| Q4 24 | -27.5% | 94.6% | ||
| Q3 24 | 17.8% | — | ||
| Q2 24 | -3.0% | — |
| Q1 26 | — | — | ||
| Q4 25 | 12.1% | 11.7% | ||
| Q3 25 | 14.7% | — | ||
| Q2 25 | 10.2% | — | ||
| Q1 25 | 16.8% | — | ||
| Q4 24 | 13.1% | 12.9% | ||
| Q3 24 | 13.8% | — | ||
| Q2 24 | 10.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.18× | ||
| Q3 25 | — | 1.20× | ||
| Q2 25 | — | 0.91× | ||
| Q1 25 | — | 1.71× | ||
| Q4 24 | — | 3.61× | ||
| Q3 24 | — | 1.67× | ||
| Q2 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
