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Side-by-side financial comparison of CareTrust REIT, Inc. (CTRE) and Repay Holdings Corp (RPAY). Click either name above to swap in a different company.
CareTrust REIT, Inc. is the larger business by last-quarter revenue ($134.9M vs $78.6M, roughly 1.7× Repay Holdings Corp). CareTrust REIT, Inc. runs the higher net margin — 82.5% vs -178.3%, a 260.8% gap on every dollar of revenue. On growth, CareTrust REIT, Inc. posted the faster year-over-year revenue change (55.1% vs 0.4%). Over the past eight quarters, CareTrust REIT, Inc.'s revenue compounded faster (46.2% CAGR vs -1.3%).
CareTrust REIT, Inc.CTREEarnings & Financial Report
Target Healthcare REIT is a British property investment company which invests in healthcare properties and holds a large portfolio of care homes. It is structured as a real estate investment trust (REIT) and is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.
Repay Holdings Corp is a leading payment technology provider delivering integrated end-to-end payment processing solutions for businesses across North America. Its offerings include credit/debit card processing, ACH transfer services, POS system integrations and digital payment tools, serving retail, healthcare, automotive and e-commerce segments to help clients streamline transaction workflows and boost operational efficiency.
CTRE vs RPAY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $134.9M | $78.6M |
| Net Profit | $111.3M | $-140.1M |
| Gross Margin | — | 74.2% |
| Operating Margin | — | -182.2% |
| Net Margin | 82.5% | -178.3% |
| Revenue YoY | 55.1% | 0.4% |
| Net Profit YoY | 113.5% | -3304.1% |
| EPS (diluted) | $0.52 | $-1.68 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $134.9M | $78.6M | ||
| Q3 25 | $132.4M | $77.7M | ||
| Q2 25 | $112.5M | $75.6M | ||
| Q1 25 | $96.6M | $77.3M | ||
| Q4 24 | $86.9M | $78.3M | ||
| Q3 24 | $77.4M | $79.1M | ||
| Q2 24 | $68.9M | $74.9M | ||
| Q1 24 | $63.1M | $80.7M |
| Q4 25 | $111.3M | $-140.1M | ||
| Q3 25 | $74.9M | $-6.4M | ||
| Q2 25 | $68.5M | $-102.3M | ||
| Q1 25 | $65.8M | $-7.9M | ||
| Q4 24 | $52.1M | $-4.1M | ||
| Q3 24 | $33.4M | $3.2M | ||
| Q2 24 | $10.8M | $-4.1M | ||
| Q1 24 | $28.7M | $-5.2M |
| Q4 25 | — | 74.2% | ||
| Q3 25 | — | 74.4% | ||
| Q2 25 | — | 75.7% | ||
| Q1 25 | — | 75.9% | ||
| Q4 24 | — | 76.3% | ||
| Q3 24 | — | 77.8% | ||
| Q2 24 | — | 78.2% | ||
| Q1 24 | — | 76.2% |
| Q4 25 | — | -182.2% | ||
| Q3 25 | 58.1% | -3.9% | ||
| Q2 25 | 61.3% | -138.7% | ||
| Q1 25 | — | -4.7% | ||
| Q4 24 | — | -1.5% | ||
| Q3 24 | 43.0% | -0.9% | ||
| Q2 24 | 15.1% | -4.6% | ||
| Q1 24 | — | -3.1% |
| Q4 25 | 82.5% | -178.3% | ||
| Q3 25 | 56.6% | -8.3% | ||
| Q2 25 | 60.9% | -135.2% | ||
| Q1 25 | 68.1% | -10.3% | ||
| Q4 24 | 60.0% | -5.3% | ||
| Q3 24 | 43.2% | 4.1% | ||
| Q2 24 | 15.6% | -5.4% | ||
| Q1 24 | 45.6% | -6.5% |
| Q4 25 | $0.52 | $-1.68 | ||
| Q3 25 | $0.35 | $-0.08 | ||
| Q2 25 | $0.35 | $-1.15 | ||
| Q1 25 | $0.35 | $-0.09 | ||
| Q4 24 | $0.30 | $-0.04 | ||
| Q3 24 | $0.21 | $0.03 | ||
| Q2 24 | $0.07 | $-0.04 | ||
| Q1 24 | $0.22 | $-0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.0M | $115.7M |
| Total DebtLower is stronger | $894.2M | $280.1M |
| Stockholders' EquityBook value | $4.0B | $484.4M |
| Total Assets | $5.1B | $1.2B |
| Debt / EquityLower = less leverage | 0.22× | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $198.0M | $115.7M | ||
| Q3 25 | $712.5M | $95.7M | ||
| Q2 25 | $306.1M | $162.6M | ||
| Q1 25 | $26.5M | $165.5M | ||
| Q4 24 | $213.8M | $189.5M | ||
| Q3 24 | $377.1M | $168.7M | ||
| Q2 24 | $495.1M | $147.1M | ||
| Q1 24 | $451.2M | $128.3M |
| Q4 25 | $894.2M | $280.1M | ||
| Q3 25 | $893.8M | $279.5M | ||
| Q2 25 | $1.2B | $279.0M | ||
| Q1 25 | $822.1M | $497.6M | ||
| Q4 24 | $396.9M | $496.8M | ||
| Q3 24 | $396.7M | $496.2M | ||
| Q2 24 | $671.1M | $435.6M | ||
| Q1 24 | $595.9M | $434.9M |
| Q4 25 | $4.0B | $484.4M | ||
| Q3 25 | $4.0B | $616.9M | ||
| Q2 25 | $3.3B | $633.7M | ||
| Q1 25 | $2.9B | $755.7M | ||
| Q4 24 | $2.9B | $761.3M | ||
| Q3 24 | $2.4B | $754.7M | ||
| Q2 24 | $1.9B | $815.4M | ||
| Q1 24 | $1.7B | $813.8M |
| Q4 25 | $5.1B | $1.2B | ||
| Q3 25 | $5.1B | $1.3B | ||
| Q2 25 | $4.7B | $1.4B | ||
| Q1 25 | $3.9B | $1.5B | ||
| Q4 24 | $3.4B | $1.6B | ||
| Q3 24 | $2.9B | $1.6B | ||
| Q2 24 | $2.7B | $1.5B | ||
| Q1 24 | $2.3B | $1.5B |
| Q4 25 | 0.22× | 0.58× | ||
| Q3 25 | 0.22× | 0.45× | ||
| Q2 25 | 0.35× | 0.44× | ||
| Q1 25 | 0.28× | 0.66× | ||
| Q4 24 | 0.14× | 0.65× | ||
| Q3 24 | 0.16× | 0.66× | ||
| Q2 24 | 0.35× | 0.53× | ||
| Q1 24 | 0.36× | 0.53× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $394.0M | $23.3M |
| Free Cash FlowOCF − Capex | — | $23.2M |
| FCF MarginFCF / Revenue | — | 29.6% |
| Capex IntensityCapex / Revenue | — | 0.1% |
| Cash ConversionOCF / Net Profit | 3.54× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $90.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $394.0M | $23.3M | ||
| Q3 25 | $100.9M | $32.2M | ||
| Q2 25 | $100.8M | $33.1M | ||
| Q1 25 | $71.4M | $2.5M | ||
| Q4 24 | $244.3M | $34.3M | ||
| Q3 24 | $67.2M | $60.1M | ||
| Q2 24 | $53.0M | $31.0M | ||
| Q1 24 | $48.8M | $24.8M |
| Q4 25 | — | $23.2M | ||
| Q3 25 | — | $32.1M | ||
| Q2 25 | — | $33.0M | ||
| Q1 25 | — | $2.4M | ||
| Q4 24 | — | $34.0M | ||
| Q3 24 | — | $59.8M | ||
| Q2 24 | — | $30.5M | ||
| Q1 24 | — | $24.7M |
| Q4 25 | — | 29.6% | ||
| Q3 25 | — | 41.3% | ||
| Q2 25 | — | 43.6% | ||
| Q1 25 | — | 3.0% | ||
| Q4 24 | — | 43.5% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 40.7% | ||
| Q1 24 | — | 30.6% |
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.3% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 0.6% | ||
| Q1 24 | — | 0.1% |
| Q4 25 | 3.54× | — | ||
| Q3 25 | 1.35× | — | ||
| Q2 25 | 1.47× | — | ||
| Q1 25 | 1.08× | — | ||
| Q4 24 | 4.68× | — | ||
| Q3 24 | 2.01× | 18.52× | ||
| Q2 24 | 4.92× | — | ||
| Q1 24 | 1.70× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CTRE
Segment breakdown not available.
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
