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Side-by-side financial comparison of Citi Trends Inc (CTRN) and PROSPERITY BANCSHARES INC (PB). Click either name above to swap in a different company.
PROSPERITY BANCSHARES INC is the larger business by last-quarter revenue ($367.6M vs $197.1M, roughly 1.9× Citi Trends Inc). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs -3.5%, a 35.1% gap on every dollar of revenue. Over the past eight quarters, PROSPERITY BANCSHARES INC's revenue compounded faster (19.2% CAGR vs -4.3%).
Citi Trends, Inc. is an American retail clothing chain selling discounted products targeted primarily at African-American customers.
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
CTRN vs PB — Head-to-Head
Income Statement — Q3 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $197.1M | $367.6M |
| Net Profit | $-6.9M | $116.3M |
| Gross Margin | — | — |
| Operating Margin | -3.7% | — |
| Net Margin | -3.5% | 31.6% |
| Revenue YoY | 10.1% | — |
| Net Profit YoY | 3.6% | -10.7% |
| EPS (diluted) | $-0.86 | $1.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $367.6M | ||
| Q4 25 | $197.1M | $275.0M | ||
| Q3 25 | $190.8M | $273.4M | ||
| Q2 25 | $201.7M | $267.7M | ||
| Q1 25 | $211.2M | $265.4M | ||
| Q4 24 | $179.1M | $267.8M | ||
| Q3 24 | $176.6M | $261.7M | ||
| Q2 24 | $186.3M | $258.8M |
| Q1 26 | — | $116.3M | ||
| Q4 25 | $-6.9M | $139.9M | ||
| Q3 25 | $3.8M | $137.6M | ||
| Q2 25 | $871.0K | $135.2M | ||
| Q1 25 | $-14.2M | $130.2M | ||
| Q4 24 | $-7.2M | $130.1M | ||
| Q3 24 | $-18.4M | $127.3M | ||
| Q2 24 | $-3.4M | $111.6M |
| Q1 26 | — | — | ||
| Q4 25 | -3.7% | 65.1% | ||
| Q3 25 | 1.8% | 64.4% | ||
| Q2 25 | 0.2% | 64.3% | ||
| Q1 25 | 0.6% | 62.7% | ||
| Q4 24 | -4.9% | 62.0% | ||
| Q3 24 | -14.1% | 62.1% | ||
| Q2 24 | -3.7% | 55.2% |
| Q1 26 | — | 31.6% | ||
| Q4 25 | -3.5% | 50.9% | ||
| Q3 25 | 2.0% | 50.3% | ||
| Q2 25 | 0.4% | 50.5% | ||
| Q1 25 | -6.7% | 49.1% | ||
| Q4 24 | -4.0% | 48.6% | ||
| Q3 24 | -10.4% | 48.6% | ||
| Q2 24 | -1.8% | 43.1% |
| Q1 26 | — | $1.16 | ||
| Q4 25 | $-0.86 | $1.48 | ||
| Q3 25 | $0.46 | $1.45 | ||
| Q2 25 | $0.11 | $1.42 | ||
| Q1 25 | $-1.70 | $1.37 | ||
| Q4 24 | $-0.86 | $1.36 | ||
| Q3 24 | $-2.21 | $1.34 | ||
| Q2 24 | $-0.42 | $1.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $107.8M | $8.2B |
| Total Assets | $464.3M | $43.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $8.2B | ||
| Q4 25 | $107.8M | $7.6B | ||
| Q3 25 | $113.2M | $7.7B | ||
| Q2 25 | $108.6M | $7.6B | ||
| Q1 25 | $113.2M | $7.5B | ||
| Q4 24 | $130.3M | $7.4B | ||
| Q3 24 | $136.6M | $7.4B | ||
| Q2 24 | $154.8M | $7.3B |
| Q1 26 | — | $43.6B | ||
| Q4 25 | $464.3M | $38.5B | ||
| Q3 25 | $457.4M | $38.3B | ||
| Q2 25 | $437.4M | $38.4B | ||
| Q1 25 | $462.8M | $38.8B | ||
| Q4 24 | $467.1M | $39.6B | ||
| Q3 24 | $506.7M | $40.1B | ||
| Q2 24 | $484.1M | $39.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $8.6M | — |
| Free Cash FlowOCF − Capex | $767.0K | — |
| FCF MarginFCF / Revenue | 0.4% | — |
| Capex IntensityCapex / Revenue | 4.0% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $11.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $8.6M | $78.3M | ||
| Q3 25 | $3.9M | $194.8M | ||
| Q2 25 | $-11.0M | $98.2M | ||
| Q1 25 | $28.5M | $178.2M | ||
| Q4 24 | $-18.4M | $-205.8M | ||
| Q3 24 | $5.6M | $274.6M | ||
| Q2 24 | $-19.6M | $216.5M |
| Q1 26 | — | — | ||
| Q4 25 | $767.0K | $68.5M | ||
| Q3 25 | $-1.7M | $185.7M | ||
| Q2 25 | $-13.1M | $91.8M | ||
| Q1 25 | $26.0M | $171.1M | ||
| Q4 24 | $-20.4M | $-210.7M | ||
| Q3 24 | $1.7M | $270.2M | ||
| Q2 24 | $-21.2M | $211.8M |
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | 24.9% | ||
| Q3 25 | -0.9% | 67.9% | ||
| Q2 25 | -6.5% | 34.3% | ||
| Q1 25 | 12.3% | 64.5% | ||
| Q4 24 | -11.4% | -78.7% | ||
| Q3 24 | 0.9% | 103.3% | ||
| Q2 24 | -11.4% | 81.8% |
| Q1 26 | — | — | ||
| Q4 25 | 4.0% | 3.6% | ||
| Q3 25 | 2.9% | 3.3% | ||
| Q2 25 | 1.0% | 2.4% | ||
| Q1 25 | 1.2% | 2.7% | ||
| Q4 24 | 1.1% | 1.8% | ||
| Q3 24 | 2.2% | 1.7% | ||
| Q2 24 | 0.9% | 1.8% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.56× | ||
| Q3 25 | 1.01× | 1.42× | ||
| Q2 25 | -12.59× | 0.73× | ||
| Q1 25 | — | 1.37× | ||
| Q4 24 | — | -1.58× | ||
| Q3 24 | — | 2.16× | ||
| Q2 24 | — | 1.94× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CTRN
Segment breakdown not available.
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
