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Side-by-side financial comparison of Citi Trends Inc (CTRN) and SIMMONS FIRST NATIONAL CORP (SFNC). Click either name above to swap in a different company.
SIMMONS FIRST NATIONAL CORP is the larger business by last-quarter revenue ($197.3M vs $197.1M, roughly 1.0× Citi Trends Inc). On growth, SIMMONS FIRST NATIONAL CORP posted the faster year-over-year revenue change (19.6% vs 10.1%). SIMMONS FIRST NATIONAL CORP produced more free cash flow last quarter ($411.4M vs $767.0K). Over the past eight quarters, SIMMONS FIRST NATIONAL CORP's revenue compounded faster (0.6% CAGR vs -4.3%).
Citi Trends, Inc. is an American retail clothing chain selling discounted products targeted primarily at African-American customers.
Simmons Bank is a bank with operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It is the primary subsidiary of Simmons First National Corporation, a bank holding company.
CTRN vs SFNC — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $197.1M | $197.3M |
| Net Profit | $-6.9M | — |
| Gross Margin | — | — |
| Operating Margin | -3.7% | — |
| Net Margin | -3.5% | — |
| Revenue YoY | 10.1% | 19.6% |
| Net Profit YoY | 3.6% | — |
| EPS (diluted) | $-0.86 | $0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $197.1M | $197.3M | ||
| Q3 25 | $190.8M | $186.7M | ||
| Q2 25 | $201.7M | $214.2M | ||
| Q1 25 | $211.2M | $209.6M | ||
| Q4 24 | $179.1M | $208.5M | ||
| Q3 24 | $176.6M | $174.8M | ||
| Q2 24 | $186.3M | $197.2M | ||
| Q1 24 | $215.2M | $195.1M |
| Q4 25 | $-6.9M | — | ||
| Q3 25 | $3.8M | $-562.8M | ||
| Q2 25 | $871.0K | $54.8M | ||
| Q1 25 | $-14.2M | $32.4M | ||
| Q4 24 | $-7.2M | — | ||
| Q3 24 | $-18.4M | $24.7M | ||
| Q2 24 | $-3.4M | $40.8M | ||
| Q1 24 | $3.6M | $38.9M |
| Q4 25 | -3.7% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 0.2% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | -4.9% | — | ||
| Q3 24 | -14.1% | — | ||
| Q2 24 | -3.7% | — | ||
| Q1 24 | 1.8% | — |
| Q4 25 | -3.5% | — | ||
| Q3 25 | 2.0% | -301.5% | ||
| Q2 25 | 0.4% | 25.6% | ||
| Q1 25 | -6.7% | 15.5% | ||
| Q4 24 | -4.0% | — | ||
| Q3 24 | -10.4% | 14.1% | ||
| Q2 24 | -1.8% | 20.7% | ||
| Q1 24 | 1.7% | 19.9% |
| Q4 25 | $-0.86 | $0.36 | ||
| Q3 25 | $0.46 | $-4.00 | ||
| Q2 25 | $0.11 | $0.43 | ||
| Q1 25 | $-1.70 | $0.26 | ||
| Q4 24 | $-0.86 | $0.38 | ||
| Q3 24 | $-2.21 | $0.20 | ||
| Q2 24 | $-0.42 | $0.32 | ||
| Q1 24 | $0.43 | $0.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | $620.0M |
| Stockholders' EquityBook value | $107.8M | $3.4B |
| Total Assets | $464.3M | $24.5B |
| Debt / EquityLower = less leverage | — | 0.18× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $620.0M | ||
| Q3 25 | — | $667.8M | ||
| Q2 25 | — | $1.0B | ||
| Q1 25 | — | $1.3B | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.2B |
| Q4 25 | $107.8M | $3.4B | ||
| Q3 25 | $113.2M | $3.4B | ||
| Q2 25 | $108.6M | $3.5B | ||
| Q1 25 | $113.2M | $3.5B | ||
| Q4 24 | $130.3M | $3.5B | ||
| Q3 24 | $136.6M | $3.5B | ||
| Q2 24 | $154.8M | $3.5B | ||
| Q1 24 | $157.7M | $3.4B |
| Q4 25 | $464.3M | $24.5B | ||
| Q3 25 | $457.4M | $24.2B | ||
| Q2 25 | $437.4M | $26.7B | ||
| Q1 25 | $462.8M | $26.8B | ||
| Q4 24 | $467.1M | $26.9B | ||
| Q3 24 | $506.7M | $27.3B | ||
| Q2 24 | $484.1M | $27.4B | ||
| Q1 24 | $518.7M | $27.4B |
| Q4 25 | — | 0.18× | ||
| Q3 25 | — | 0.20× | ||
| Q2 25 | — | 0.28× | ||
| Q1 25 | — | 0.35× | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | — | 0.40× | ||
| Q2 24 | — | 0.50× | ||
| Q1 24 | — | 0.36× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $8.6M | $449.5M |
| Free Cash FlowOCF − Capex | $767.0K | $411.4M |
| FCF MarginFCF / Revenue | 0.4% | 208.5% |
| Capex IntensityCapex / Revenue | 4.0% | 19.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $11.9M | $717.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.6M | $449.5M | ||
| Q3 25 | $3.9M | $223.4M | ||
| Q2 25 | $-11.0M | $77.6M | ||
| Q1 25 | $28.5M | $32.8M | ||
| Q4 24 | $-18.4M | $425.9M | ||
| Q3 24 | $5.6M | $199.4M | ||
| Q2 24 | $-19.6M | $86.1M | ||
| Q1 24 | $23.3M | $57.6M |
| Q4 25 | $767.0K | $411.4M | ||
| Q3 25 | $-1.7M | $216.7M | ||
| Q2 25 | $-13.1M | $66.3M | ||
| Q1 25 | $26.0M | $22.6M | ||
| Q4 24 | $-20.4M | $380.4M | ||
| Q3 24 | $1.7M | $187.7M | ||
| Q2 24 | $-21.2M | $72.7M | ||
| Q1 24 | $20.0M | $47.7M |
| Q4 25 | 0.4% | 208.5% | ||
| Q3 25 | -0.9% | 116.1% | ||
| Q2 25 | -6.5% | 31.0% | ||
| Q1 25 | 12.3% | 10.8% | ||
| Q4 24 | -11.4% | 182.5% | ||
| Q3 24 | 0.9% | 107.4% | ||
| Q2 24 | -11.4% | 36.9% | ||
| Q1 24 | 9.3% | 24.5% |
| Q4 25 | 4.0% | 19.3% | ||
| Q3 25 | 2.9% | 3.6% | ||
| Q2 25 | 1.0% | 5.3% | ||
| Q1 25 | 1.2% | 4.8% | ||
| Q4 24 | 1.1% | 21.8% | ||
| Q3 24 | 2.2% | 6.7% | ||
| Q2 24 | 0.9% | 6.8% | ||
| Q1 24 | 1.5% | 5.0% |
| Q4 25 | — | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | -12.59× | 1.42× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 8.06× | ||
| Q2 24 | — | 2.11× | ||
| Q1 24 | 6.56× | 1.48× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
