vs
Side-by-side financial comparison of Citi Trends Inc (CTRN) and Walker & Dunlop, Inc. (WD). Click either name above to swap in a different company.
Walker & Dunlop, Inc. is the larger business by last-quarter revenue ($340.0M vs $197.1M, roughly 1.7× Citi Trends Inc). Citi Trends Inc runs the higher net margin — -3.5% vs -12.9%, a 9.4% gap on every dollar of revenue. On growth, Citi Trends Inc posted the faster year-over-year revenue change (10.1% vs -0.4%). Citi Trends Inc produced more free cash flow last quarter ($767.0K vs $-680.1M). Over the past eight quarters, Walker & Dunlop, Inc.'s revenue compounded faster (22.1% CAGR vs -4.3%).
Citi Trends, Inc. is an American retail clothing chain selling discounted products targeted primarily at African-American customers.
Walker & Dunlop, Inc. is one of the largest commercial real estate finance and advisory services firms in the United States and internationally.
CTRN vs WD — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $197.1M | $340.0M |
| Net Profit | $-6.9M | $-13.9M |
| Gross Margin | — | — |
| Operating Margin | -3.7% | -17.2% |
| Net Margin | -3.5% | -12.9% |
| Revenue YoY | 10.1% | -0.4% |
| Net Profit YoY | 3.6% | -131.0% |
| EPS (diluted) | $-0.86 | $-0.41 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $197.1M | $340.0M | ||
| Q3 25 | $190.8M | $337.7M | ||
| Q2 25 | $201.7M | $319.2M | ||
| Q1 25 | $211.2M | $237.4M | ||
| Q4 24 | $179.1M | $341.5M | ||
| Q3 24 | $176.6M | $292.3M | ||
| Q2 24 | $186.3M | $270.7M | ||
| Q1 24 | $215.2M | $228.1M |
| Q4 25 | $-6.9M | $-13.9M | ||
| Q3 25 | $3.8M | $33.5M | ||
| Q2 25 | $871.0K | $34.0M | ||
| Q1 25 | $-14.2M | $2.8M | ||
| Q4 24 | $-7.2M | $44.8M | ||
| Q3 24 | $-18.4M | $28.8M | ||
| Q2 24 | $-3.4M | $22.7M | ||
| Q1 24 | $3.6M | $11.9M |
| Q4 25 | -3.7% | -17.2% | ||
| Q3 25 | 1.8% | 13.6% | ||
| Q2 25 | 0.2% | 14.5% | ||
| Q1 25 | 0.6% | 2.2% | ||
| Q4 24 | -4.9% | 15.3% | ||
| Q3 24 | -14.1% | 12.8% | ||
| Q2 24 | -3.7% | 10.4% | ||
| Q1 24 | 1.8% | 6.0% |
| Q4 25 | -3.5% | -12.9% | ||
| Q3 25 | 2.0% | 9.9% | ||
| Q2 25 | 0.4% | 10.6% | ||
| Q1 25 | -6.7% | 1.2% | ||
| Q4 24 | -4.0% | 13.1% | ||
| Q3 24 | -10.4% | 9.9% | ||
| Q2 24 | -1.8% | 8.4% | ||
| Q1 24 | 1.7% | 5.2% |
| Q4 25 | $-0.86 | $-0.41 | ||
| Q3 25 | $0.46 | $0.98 | ||
| Q2 25 | $0.11 | $0.99 | ||
| Q1 25 | $-1.70 | $0.08 | ||
| Q4 24 | $-0.86 | $1.32 | ||
| Q3 24 | $-2.21 | $0.85 | ||
| Q2 24 | $-0.42 | $0.67 | ||
| Q1 24 | $0.43 | $0.35 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $299.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $107.8M | $1.7B |
| Total Assets | $464.3M | $5.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $299.3M | ||
| Q3 25 | — | $274.8M | ||
| Q2 25 | — | $233.7M | ||
| Q1 25 | — | $181.0M | ||
| Q4 24 | — | $279.3M | ||
| Q3 24 | — | $179.8M | ||
| Q2 24 | — | $208.1M | ||
| Q1 24 | — | $216.5M |
| Q4 25 | $107.8M | $1.7B | ||
| Q3 25 | $113.2M | $1.8B | ||
| Q2 25 | $108.6M | $1.8B | ||
| Q1 25 | $113.2M | $1.7B | ||
| Q4 24 | $130.3M | $1.7B | ||
| Q3 24 | $136.6M | $1.7B | ||
| Q2 24 | $154.8M | $1.7B | ||
| Q1 24 | $157.7M | $1.7B |
| Q4 25 | $464.3M | $5.1B | ||
| Q3 25 | $457.4M | $5.8B | ||
| Q2 25 | $437.4M | $4.7B | ||
| Q1 25 | $462.8M | $4.5B | ||
| Q4 24 | $467.1M | $4.4B | ||
| Q3 24 | $506.7M | $4.6B | ||
| Q2 24 | $484.1M | $4.2B | ||
| Q1 24 | $518.7M | $3.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $8.6M | $-664.3M |
| Free Cash FlowOCF − Capex | $767.0K | $-680.1M |
| FCF MarginFCF / Revenue | 0.4% | -200.0% |
| Capex IntensityCapex / Revenue | 4.0% | 4.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $11.9M | $-2.2B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.6M | $-664.3M | ||
| Q3 25 | $3.9M | $-948.1M | ||
| Q2 25 | $-11.0M | $-238.5M | ||
| Q1 25 | $28.5M | $-281.1M | ||
| Q4 24 | $-18.4M | $129.4M | ||
| Q3 24 | $5.6M | $-202.0M | ||
| Q2 24 | $-19.6M | $-237.8M | ||
| Q1 24 | $23.3M | $38.4M |
| Q4 25 | $767.0K | $-680.1M | ||
| Q3 25 | $-1.7M | $-950.4M | ||
| Q2 25 | $-13.1M | $-241.0M | ||
| Q1 25 | $26.0M | $-284.7M | ||
| Q4 24 | $-20.4M | $116.4M | ||
| Q3 24 | $1.7M | $-204.0M | ||
| Q2 24 | $-21.2M | $-241.7M | ||
| Q1 24 | $20.0M | $35.2M |
| Q4 25 | 0.4% | -200.0% | ||
| Q3 25 | -0.9% | -281.5% | ||
| Q2 25 | -6.5% | -75.5% | ||
| Q1 25 | 12.3% | -120.0% | ||
| Q4 24 | -11.4% | 34.1% | ||
| Q3 24 | 0.9% | -69.8% | ||
| Q2 24 | -11.4% | -89.3% | ||
| Q1 24 | 9.3% | 15.4% |
| Q4 25 | 4.0% | 4.6% | ||
| Q3 25 | 2.9% | 0.7% | ||
| Q2 25 | 1.0% | 0.8% | ||
| Q1 25 | 1.2% | 1.5% | ||
| Q4 24 | 1.1% | 3.8% | ||
| Q3 24 | 2.2% | 0.7% | ||
| Q2 24 | 0.9% | 1.4% | ||
| Q1 24 | 1.5% | 1.4% |
| Q4 25 | — | — | ||
| Q3 25 | 1.01× | -28.34× | ||
| Q2 25 | -12.59× | -7.02× | ||
| Q1 25 | — | -102.07× | ||
| Q4 24 | — | 2.89× | ||
| Q3 24 | — | -7.01× | ||
| Q2 24 | — | -10.49× | ||
| Q1 24 | 6.56× | 3.24× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
